Brian Selzer is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He previously worked at Bank of America, N.A. and Merrill. Selzer is co-owner of Selzer & Associates, LLC, where he manages his Ameriprise business. Ameriprise provides retirement-income planning services aimed at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis delivered through a centralized consulting team to support client financial goals.

Lawrence Andrews is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 23 years of industry experience. His prior work includes six years at Wells Fargo Clearing and four years at Wells Fargo Advisors LLC. He is based in Ocean City, MD. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting supported by firm research and multiple portfolio management styles.

Joseph Jaszemski is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Merrill, M&T Bank, CUNA Mutual Group, and Cuna Brokerage Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and nonprofits. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and advanced technologies.

John Lavalle is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

John Bennish is a financial advisor with Edward Jones in Ocean Pines, MD, holding Series 63, 65, and 66 licenses and 33 years of industry experience. He has worked at Edward Jones since 2018 and previously held positions at Infinex Investments, Inc. and Bank of Delmarva. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offers a range of advisory programs including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Diana Curran is a financial advisor at OSAIC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for American Portfolios Financial Services, Inc. for 15 years. Outside of her advisory role, she provides pension consulting services focused on NYC school teachers. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage, investment advisory, and retirement plan consulting services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and third-party solutions to construct and manage portfolios across a broad range of securities and investment strategies.

John Kilian is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2017 in Rockville, MD, to build a wealth management practice assisting individuals and families in the DMV area. In 2019, he relocated back to his hometown of Salisbury, MD, to join the Kilian-Kangas Group, where he serves a diverse clientele that includes business owners, retirees, and professionals in the Eastern Shore region. John's expertise focuses on serving business owners who are planning their financial transitions. He utilizes advanced financial planning tools and offers services designed to optimize exit strategies, integrate tax mitigation, and preserve wealth. His practice encompasses employee benefits planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, and retirement income strategies. He holds a Bachelor's Degree from Salisbury University and professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Outside of work, John enjoys baseball, basketball, golfing, music, and running.

Lance Rogers is a financial advisor at Edward Jones with six years of industry experience. He holds the ChFC® and Series 66 credentials. He serves on the Sussex County Pension Fund Committee in Delaware. Edward Jones is a full-service wealth management firm with over 23,700 advisors serving individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, and provides services such as tax-efficient investing and proxy voting under a fiduciary standard.

Joseph Ries IV is a financial advisor at Stifel with 29 years of industry experience. He has held the ChFC® designation and securities licenses Series 63 and Series 65. Ries has worked at Stifel since 2007. He serves as a board member of Scottish Rite Holding Company. Stifel provides brokerage and investment advisory services to a broad client base, including individuals, institutional clients, and charitable organizations. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to offer capital market analysis and asset allocation guidance.

Tylor Lennox is a Series 66-licensed financial advisor with eight years of industry experience, currently with Cambridge Investment Research Advisors since 2019. Prior to his financial advisory career, he worked in the restaurant industry and has served on the Worcester County Chamber of Commerce board in Ocean Pines. He is also the owner of Lennox Distribution, LLC, a retail sales business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm provides multiple investment platforms and both discretionary and non-discretionary portfolio management options, with proprietary and third-party model strategies.

Hunter Selzer is a financial advisor with Ameriprise in Ocean City, MD. He holds a Series 66 designation and has experience working at Merrill Lynch and in academic roles at Salisbury University and Shenandoah University. Hunter also has a background that includes work at 85n' Sunny and Stephen Decatur High School. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Froilan Brittingham is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and possessing 10 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank since 2017 and previously held positions at Citizens Securities Inc. and Citizens Bank from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Michael Truitt serves as a Senior Resident Director, providing financial advice and guidance to individuals, small businesses, and non-profit organizations since 1982. He has developed a practice centered on asset allocation principles, aiming to reduce risk and improve returns. His approach emphasizes the interconnectedness of financial decisions and their impact on overall financial status. His expertise encompasses college education planning, divorce transition planning, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, personal retirement planning, socially responsible investing, women and wealth, and retirement income. Truitt holds the CERTIFIED FINANCIAL PLANNER® certification and the Certified Plan Fiduciary Advisor designation. He earned a Bachelor of Arts degree in U.S. History from the University of Maryland at College Park in 1982. Residing in Bishopville, Maryland, with his wife Beth and their golden retriever Scout, Truitt contributes to his community through various roles. He is a Trustee of Worcester Preparatory School in Berlin, Maryland, Chairman of the Administrative Council of Atlantic United Methodist Church in Ocean City, Maryland, and a member of the Board of Directors of The Lower Shore Land Trust in Snow Hill, Maryland. He is also affiliated with The Ocean City Marlin Club and the Links at Lighthouse Sound Golf Course in Bishopville.

Charles Adams is a financial advisor at Edward Jones in Berlin, MD, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Marina Townsend is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 11 years of industry experience. She has worked at M & T Securities since 2015 and previously at M & T Bank for 15 years. Townsend has been with LPL Financial since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and incorporating research from LPL Research and third-party subadvisors.

Theodore Hart is a financial advisor with Morgan Stanley in Delray Beach, FL, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and modeling techniques, with clients responsible for plan implementation.

Michelle Gerlitzki is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked for ten years at the Life Crisis Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Jerry Booth is a financial advisor at LPL Financial with 24 years of industry experience and holds a Series 66 designation. He has been with LPL Financial since 2009. Outside of his advisor role, he operates under the DBA Booth Investment Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by proprietary and third-party research.

Craig Flury is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, alongside his tenure with Morgan Stanley Smith Barney beginning in 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Curtis Mckay Jr. is a financial advisor with RBC Capital Markets holding Series 63, 65, and 66 credentials and 26 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and is also affiliated with City National Bank since 2017. Mckay serves on the board of The Lydia & Dexter Manley Foundation, a nonprofit focused on ending illiteracy in Washington, DC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, along with various portfolio management and financial planning services.