Justin Moorhead is a financial advisor with Seslia Securities in Takoma Park, MD, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Seslia Securities since 1992 and has operated related entities since 1990. Moorhead is also a licensed insurance producer with the Government of the U.S. Virgin Islands. Seslia Securities provides investment management services to individual and institutional clients, including educational institutions, endowments, nonprofits, trusts, and corporations. The firm typically uses diversified portfolios with a 60% equity and 40% income allocation and offers portfolio monitoring under limited discretionary agreements, along with insurance products through licensed brokers.

Urenna Okoye is a financial advisor at Izuchi LLC in Beltsville, MD, holding a Series 65 designation with two years of industry experience. Prior to joining Izuchi, Okoye worked at CSP Financial Group LLC and has been involved with The Wealth Building CPA since 2018. Outside of advisory work, Okoye provides financial education through courses, speaking engagements, social media, and writing. Izuchi LLC offers financial planning and non-discretionary investment monitoring and consulting services to individuals, trusts, and estates. The firm emphasizes educational workshops and supports clients in managing self-directed brokerage accounts using fundamental and technical analysis without accepting performance-based fees.

Zhi Wang is the sole advisor and owner of Genesis Capital Management, LLC, an independent firm based in Ellicott City, MD. He holds the CFA® designation and Series 63 license, with 12 years of industry experience. Prior to founding his firm, Wang has been associated with OneMain since 2011 and World Financial Group, Inc. since 2003. Genesis Capital Management provides discretionary portfolio management and financial planning to individuals, businesses, and institutional clients, offering balanced and alternative managed-account strategies that utilize proprietary analytical models and option trading techniques.

Edward Tuvin is the principal of Tuvin & Tuvin, Ltd., an independent advisory firm based in Bethesda, MD. He has over 30 years of experience with the firm and holds additional roles outside of investment advising, including serving as CEO of a mortgage brokerage and managing partner of a private family partnership. Tuvin & Tuvin, Ltd. provides non-discretionary investment consulting and portfolio construction services to individuals, trusts, estates, retirement plans, and corporations. The firm tailors advice to client objectives and risk profiles, primarily recommending mutual funds and ETFs, while clients retain final decision authority.

Yuan He is a financial advisor at HY Financial LLC with 15 years of industry experience. He holds a Series 65 designation and has worked at the General Services Administration since 2019 and the Food and Drug Administration from 2015 to 2019. Outside of his advisory role, he is a limited partner in two small businesses operating entertainment venues in Gaithersburg, Maryland. HY Financial is a small independent registered investment adviser serving individual clients with discretionary portfolio management and limited financial planning services. The firm combines fundamental and technical analysis with a focus on qualitative business evaluation and low turnover, and it monitors accounts regularly while providing written financial plans.

Dewayne Ellis is the principal advisor and founder of The Wealth Syndicate LLC, an independent firm based in Silver Spring, MD. He holds a Series 66 designation and has 19 years of industry experience. Prior to establishing his firm in 2015, Ellis developed expertise in financial planning and portfolio management. Outside of his advisory role, he is a licensed insurance producer affiliated with MassMutual and serves as a general agent for Ameritas, Ohio National, and Crump, offering various commissionable insurance products. The Wealth Syndicate LLC provides ongoing portfolio management and financial planning services primarily to individual and high-net-worth clients, managing approximately $5.35 million in assets for about 75 clients. The firm employs a long-term investment approach combining fundamental analysis and modern portfolio theory, prepares individualized Investment Policy Statements, delivers written financial plans, and offers a paid monthly newsletter along with periodic client webinars.

Raul Shah is a financial advisor at DocShah Financial, LLC in Ellicott City, MD, holding a Series 65 designation and with three years of industry experience. He is also the owner of DocShah Goods, LLC, a wholesale business selling products on Amazon, and has been an author for Seeking Alpha since 2017, writing on economics, finance, and stock topics. Additionally, he has engaged in professional baseball since 2017. DocShah Financial provides discretionary asset management, financial planning, and portfolio review services to individuals, high-net-worth clients, trusts, small businesses, and estates. The firm combines fundamental and technical analysis, Monte Carlo simulations, and modern portfolio theory to construct and monitor portfolios, and offers public educational seminars alongside its advisory services.

Christopher Ragsdale is a financial advisor at Piedmont Financial Consulting in Laurel, MD, with six years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Bank of America/Merrill Lynch, Keys Development, and Prudential Financial. Piedmont Financial Consulting serves individuals, high-net-worth clients, and small businesses with financial planning, investment management, and public financial workshops. The firm combines passive investment strategies using index funds and ETFs with comprehensive financial planning and operates as a single-advisor practice.

Andrew Meringoff is the sole advisor at Meringoff Wealth Management Group, LLC in Rockville, MD, with 26 years of industry experience. He holds Series 63 and Series 65 designations and has led his independent firm since 2008. In addition to his advisory role, he is an independent insurance agent, though he is not actively selling insurance. Meringoff Wealth Management Group provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and pension and profit-sharing plans. The firm constructs customized portfolios using primarily low-cost mutual funds and ETFs, with a long-term, fundamental investment approach complemented by technical analysis for trade timing and rebalancing.

Arturo Rodriguez is a CFA® charterholder and the sole advisor at Simplexity Investment Management, LLC, with 13 years of industry experience. He has been with Simplexity since its founding in 2013. Simplexity Investment Management provides discretionary investment supervisory services to high-net-worth individuals, trusts, estates, corporations, other investment advisers, and pooled investment vehicles. The firm primarily uses mutual funds and exchange-traded funds, employing a mix of fundamental, technical, and cyclical analysis with both long- and short-term trading strategies.

Eugene Fisher is the sole advisor at Fisher Financial, P.A. in Rockville, MD, with 22 years of industry experience. He has been with Fisher Financial since 1986. Fisher Financial, P.A. is a CPA-based, state-registered investment adviser that provides investment manager selection, financial planning, and income and estate tax planning primarily for high-net-worth individuals, businesses, and tax-exempt organizations. The firm coordinates with third-party managers rather than directly managing client assets and incorporates tax considerations into its planning and recommendations.

Daniel Johnson is the sole advisor at Emerson James Advisors LLC, an independent registered investment adviser based in Crofton, MD. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Prior to founding Emerson James Advisors in 2020, he worked at firms including ON Investment Management Co, Ohio National Financial Services, and Massmutual Life Insurance Company. He also operates a sole proprietorship advising clients on insurance products such as life, health, disability, long-term care, and fixed annuities. Emerson James Advisors serves primarily individual clients and sponsors of qualified retirement plans, offering non-discretionary asset management, comprehensive financial planning, and pension consulting. The firm combines individualized investment recommendations with discretionary solutions from SEI Managed Account Solutions and third-party managers, conducting regular account reviews and providing written planning deliverables supported by online tools.

Michael Hepner is a CFP® and licensed CPA with 25 years of experience in financial advising and accounting. He is the sole advisor at Hepner Financial Services, LLC, an independent firm he has led since 2007. In addition to his advisory role, he provides accounting and tax services and is a licensed insurance agent. Hepner Financial Services, LLC offers discretionary portfolio management and financial planning to individual and high-net-worth clients. The firm customizes portfolios based on client profiles and employs various investment analyses, managing a diverse range of investment options including private placements and alternative vehicles.

Most professionals, pre-retirees, and retirees have gaps in their financial plans that cost time, money, and peace of mind. These gaps often appear not because of poor planning, but because life itself keeps evolving. Careers change, families grow, tax laws shift, and priorities move. Over time, even the most well-intentioned plans can lose alignment with the lives they were built to support. With15+ years of working closely with individuals and families, I’ve seen firsthand how the right guidance and a truly collaborative relationship can make all the difference. At Addax Bridge Financial we believe every client’s story is unique, which is why every plan is too. Together, we look beyond numbers and portfolios to understand what matters most; your goals, values, and the life you’re building. From there we help close the gaps through a comprehensive approach that brings every part of your financial life into alignment by integrating: - Holistic or Goal-Based Financial Planning – aligning your finances with what matters most to you - Retirement Planning – creating a confident path to and through retirement - Investment Management – disciplined, research-driven portfolio construction and management - Tax Planning – strategies to help minimize taxes and maximize wealth - Estate Planning – preserving your legacy for the next generation - Insurance Planning – protecting what you’ve worked so hard to build - Education Planning - guiding families to fund futures with confidence As a Fiduciary and Fee-Only Wealth Management and Financial Planning firm, our mission is to simplify the complexities of finance, giving clients clarity, confidence, and a trusted partner at every stage of life. We focus on fewer relationships, that way we’re able to go deeper, understanding what matters most to you and staying involved every step of the way. It’s the kind of thoughtful, one-to-one partnership that larger firms simply can’t match.

Andrew Omidvar is a financial advisor at Avesta Venture Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Triad Advisors since 1999. Outside of his advisory role, he has been affiliated with the University of DC since 1988. Avesta Venture Advisors provides technology-focused research and advisory services to qualified investors and institutional clients, including pension plans and endowments. The firm specializes in evaluating future technologies in computer and electronics using public information and employs a project-based billing approach.

David Middleton is a CFP® professional with 11 years of industry experience and the sole advisor at Middleton Advisory, an independent registered investment adviser based in Bethesda, MD. He has led Middleton Advisory since 2010. The firm provides financial planning and discretionary portfolio management for individuals, families, qualified retirement plans, and institutional clients including foundations, endowments, trusts, and corporations. Middleton Advisory manages approximately $22 million in client assets, implementing diversified allocations primarily through low-cost exchange-traded and no-load mutual funds, with additional strategies available. The firm also offers educational seminars for plan participants and employees and serves as an independent plan fiduciary and pension consultant.

Rebecca Schreiber is a financial advisor with Flexible Finances in Silver Spring, MD, holding a Series 65 credential and three years of industry experience. She has worked at Flexible Finances since 2020 and is a partial owner of Holy Chow LLC, a restaurant in Silver Spring, where she contributes in a bookkeeping capacity. Flexible Finances serves individual and small business clients, providing financial planning, counseling, benefits analysis, budgeting, debt management, and investment recommendations. The firm emphasizes client education and independence, using a fee-for-service model with hourly or project-based billing and focuses on low-cost, liquid investments without discretionary asset management or commission-based fees.

Henry Stern is the sole advisor at HDS Capital Management, Inc., an independent firm based in Potomac, MD. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Stern has led HDS Capital Management since 1999. HDS Capital Management provides tailored portfolio management and investment advice to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs fundamental analysis and manager review across a broad range of securities, combining long-term and short-term strategies while continuously monitoring client accounts.

Adewole Odumade is a financial advisor at Riskhedge Analytics, LLC with three years of industry experience. He holds a Series 65 designation and previously worked at the Maryland Insurance Administration for six years. Odumade has been with Riskhedge Analytics since 2019. Riskhedge Analytics, LLC is an independent investment adviser providing discretionary portfolio management and investment consulting to individuals, trusts, investment companies, and pension plans. The firm employs a combination of proprietary quantitative models, fundamental analysis, and a long-term buy-and-hold strategy, with the option of performance-based fees for qualifying investors.

Stephanie Bigwood is a CFP® and ChFC® with 30 years of experience in financial advisory and related fields. She is the principal of Goldsborough Capital Management, LLC, a firm she has led since 2012. In addition to her advisory work, she manages Goldsborough Tax and Accounting Services, LLC, where she prepares tax returns. Bigwood is also involved with the TowsonTowne Rotary Foundation as a board member. Goldsborough Capital Management provides investment advisory and portfolio management services to individuals, trusts, retirement accounts, employee benefit plans, corporations, foundations, and charitable organizations. The firm designs portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including asset allocation, option strategies, and the use of sub-advisers.