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Christopher H

Series 66

Westminister, MD

First Advisors National, LLC

Christopher Hardy is a Series 66-credentialed advisor at First Advisors National, LLC with 26 years of industry experience. He has been with First Advisors National since 2019, following prior roles at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of his advisory work, Hardy serves as an assistant basketball coach for the Maryland Hoopmasters AAU team. First Advisors National provides investment management and retirement plan consulting primarily to individual clients, including ERISA plan participants. The firm employs tactical and strategic asset allocation, largely managing accounts on a discretionary basis through third-party money managers and supplements portfolios with advice on individual equities, ETFs, and mutual funds.

Passive / index investing
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Ronald H

Series 63, Series 65

Port Deposit, MD

Founders Financial Securities LLC

Ronald Hammons is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 65 licenses and over 21 years of industry experience. He has been with Founders Financial Securities since 2011. Outside of his advisory role, Hammons provides business consulting services focused on ownership guidance, efficiency improvement, and exit planning for business owners. Founders Financial Securities serves a diverse client base including individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of services such as portfolio management, financial planning, retirement consulting, and brokerage and insurance services, utilizing various advisory platforms and a combination of mutual funds, ETFs, and sub-advised strategies.

Business exit / sale strategy Founder/Business Owner Retired
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Samuel H

Series 66

Forest Hill, MD

Arkadios Wealth Advisors

Samuel Huff is a financial advisor at Arkadios Wealth Advisors with a Series 66 designation. He has been with Arkadios Capital and Arkadios Wealth Advisors since 2022. His prior experience includes roles at Baltimore County Employees Federal Credit Union, Towson University, Harford Community College, and operating a lawncare business. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through a combination of advisor-managed accounts, wrap programs, access to third-party managers, and financial planning. The firm employs fundamental, technical, and cyclical analysis and supports discretionary account management with an internal portfolio team.

Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
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Noah A

Series 66

Forest Hill, MD

Arkadios Wealth Advisors

Noah Akers is a financial advisor with Arkadios Wealth Advisors and holds a Series 66 designation. He has two years of industry experience and serves as a managing partner of Daniel Alan LLC, a tax preparation and accounting firm. Arkadios Wealth Advisors is a multi-team SEC-registered advisory firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various account types and combines fundamental, technical, and cyclical investment analysis.

Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
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Cherisse R

Series 63, Series 65

Belcamp, MD

First Command Advisory Services

Cherisse Reumont is a financial advisor at First Command Advisory Services with nine years of industry experience and holds Series 63 and Series 65 licenses. Her background includes roles at the Small Business Administration and multiple First Command entities. Outside of financial advising, she works as a fragrance freelancer for Christian Dior and serves as treasurer for Channel of Grace Worship Center, overseeing its financial operations. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs featuring model portfolios managed centrally by an Investment Management Team.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Thomas C

Series 63, Series 65

Forest HIll, MD

Creative Planning

Thomas Clark Jr. is a financial advisor at Creative Planning with 29 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Lockton Companies in various capacities from 2006 to 2021. Outside of his advisory role, he consults on software through a separate business, Benetic. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by direct indexing, tax-loss harvesting, and selective private market exposure.

Private / alternative investments Tax-loss harvesting ESG / Sustainable investing Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Executive Retired
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Christopher O

CFP®, Series 63, Series 65

Bel Air, MD

Janney Montgomery Scott

Christopher Ozazewski is a financial advisor at Janney Montgomery Scott with 32 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. Prior to joining Janney in 2019, he worked at Wells Fargo Clearing and Wells Fargo Advisors. He also serves as a FINRA arbitrator in Washington, DC, dedicating time to resolving investment-related cases. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, and institutional clients, offering a range of brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

ESG / Sustainable investing Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Wealth management Executive Founder/Business Owner
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Michael C

Series 66

Bel Air, MD

Private Advisor Group, LLC

Michael Crumley III is a financial advisor at Private Advisor Group, LLC with six years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial, SFG Wealth Management, and Synergy Financial Group. Crumley also provides investment advisory services through a hybrid registered investment advisor model at Private Advisor Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, retirement plan consulting, and access to a range of managed account solutions and third-party investment platforms. The firm employs a fiduciary-based advisory model that uses various investment strategies and technology platforms to tailor solutions to client goals and risk tolerances.

Annuities Founder/Business Owner
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Eliot L

CFP®, Series 66

Bel Air, MD

Janney Montgomery Scott

Eliot Latchaw is a CFP® and holds a Series 66 license, currently affiliated with Janney Montgomery Scott in Bel Air, MD. He has one year of experience in financial advising and previously served 30 years with the Baltimore County Police Department. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

ESG / Sustainable investing Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Wealth management Executive Founder/Business Owner
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Iuliia M

Series 66

Bel Air, MD

PNC Wealth Management

Iuliia Musiienko is a financial advisor at PNC Wealth Management with a Series 66 designation and one year of industry experience. Prior to joining PNC Wealth Management, she worked at PNC Bank and held roles in the retail and education sectors, including at Royal Farms, Mug and Mallet Seafood restaurant, and the International Education Agency "Sputnik Studenta." PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an online, discretionary model account available by invitation to employees. The firm uses algorithmic questionnaires to recommend risk bands and implements portfolios with mutual funds and ETFs managed by PNC or third parties.

Passive / index investing Active portfolio management Wealth management Executive
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Steven M

Series 66

Bel Air, MD

Private Advisor Group, LLC

Steven Maxwell is a financial advisor at Private Advisor Group, LLC, holding a Series 66 designation and possessing nine years of industry experience. His previous roles include positions at Morgan Stanley & Co. LLC and Edward Jones. He also serves as an agent for National Life Group and Simplicity Group in non-variable insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement plan consulting. The firm offers a fiduciary-based advisory model utilizing both proprietary and third-party investment platforms and strategies.

Annuities Founder/Business Owner
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Stephen P

CFP®, Series 63, Series 65

Forest Hill, MD

Commonwealth Financial Network

Stephen Pupa Jr. is a financial advisor with Commonwealth Financial Network, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including 29 years at Commonwealth Equity Services, Inc. and seven years at First Susquehanna Financial Group, Inc. Outside of his advisory role, he is involved in fixed insurance sales and operates his securities business through Stephen Pupa, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a comprehensive support platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Alexander H

Series 66

Perryville, MD

PNC Wealth Management

Alexander Henne is a financial advisor at PNC Wealth Management with a Series 66 designation and one year of industry experience. Prior to joining PNC Investments LLC, he held various roles including positions at Montgomery County Public Schools, One-Campaign, and Allegheny College. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that employs algorithm-driven risk assessment and delegated portfolio management using mutual funds and ETFs.

Passive / index investing Active portfolio management Wealth management Executive
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Stephen R

Series 63, Series 66

Nottingham, MD

Empower Advisory Group

Stephen Ridge is a financial advisor at Empower Advisory Group with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Empower Retirement, Bank of America, Merrill, TD Ameritrade Investment Management, and Scottrade. Ridge volunteers as an event coordinator for the Boy Scouts of America, assisting in planning sporting events. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Richard F

Series 63, Series 65

Bel Air, MD

PNC Wealth Management

Richard Feliz is a financial advisor with PNC Wealth Management in Bel Air, MD, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with PNC Investments since 2012. Outside of finance, he has pursued a long-term career as a contract musician since 2007. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessments and approved investment strategies implemented via mutual funds and ETFs.

Passive / index investing Active portfolio management Wealth management Executive
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David P

Series 63, Series 65

Bel Air, MD

Centaurus Financial, Inc.

David Pellegrino is a financial advisor at Centaurus Financial, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with Centaurus Financial since 2011. Pellegrino also serves as president of PFS Financial and The Eagle Group Financial Advisors. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, with assets managed under both discretionary and non-discretionary arrangements.

Wealth management Private / alternative investments Annuities Retirement plans for business owners (SEP, solo 401k) General tax planning Founder/Business Owner
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Wayne G

Series 66

Bel Air, MD

Truist Advisory Services

Wayne Griffin is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 36 years of industry experience. His career includes long-term roles at Scott & Stringfellow, Inc. and Bb&T Securities, LLC prior to joining Truist. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors and participants, and charitable organizations, using a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Founder/Business Owner Executive
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Sherri O

Series 65

Bel Air, MD

Foundations Investment Advisors LLC

Sherri Over is a financial advisor at Foundations Investment Advisors LLC with one year of industry experience. She holds the Series 65 designation and has been self-employed since 2014, primarily working as a life and health insurance sales agent. Foundations Investment Advisors provides financial planning and portfolio management services to a diverse client base, including individuals, high-net-worth clients, retirement plans, and registered investment companies, utilizing a combination of fundamental, technical, and cyclical analysis.

ESG / Sustainable investing
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David S

CFP®, ChFC®, Series 63

Bel Air, MD

Commonwealth Financial Network

David Stauffer is a CFP® and ChFC® with 35 years of experience in the financial industry. He has been with Commonwealth Financial Network and its predecessor firms since 1997 and has held leadership roles in private entities related to securities and insurance. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm provides a range of managed-account programs, third-party asset manager access, retirement consulting, and custodial services.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Joshua P

CFP®, Series 66

Bel Air, MD

Truist Advisory Services

Joshua Pratta is a Certified Financial Planner (CFP®) with 14 years of industry experience. He currently serves as a financial advisor at Truist Advisory Services, where he has worked since 2017, including his tenure at the affiliated Truist Investment Services. Prior to that, he was with Merrill Lynch from 2009 to 2017. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and manager-selection programs, utilizing a mix of discretionary and non-discretionary approaches supported by AI-enabled research and inter-affiliate integration.

Founder/Business Owner Executive
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