Stephen Koda is a financial advisor at Advocate Investing Services with five years of industry experience. He holds a Series 65 designation and has worked at firms including Univers Tech and Northrop Grumman. Outside of advising, he is the owner and president of Rocket Sports, LLC, a custom apparel printing business. Advocate Investing Services is a four-advisor firm offering portfolio management, financial planning, pension consulting, and advisory services to individuals, charitable organizations, and business entities. The firm employs a variety of investment approaches, including the use of derivatives and market-linked instruments within separately managed accounts.

Katelyn Kantruss is a financial advisor at Veridian Capital Partners with two years of industry experience. She holds a Series 65 designation and previously worked at Lighthouse Wealth Management and BNY Mellon. Katelyn took time away from the industry between 2018 and 2020. Veridian Capital Partners is a team-based registered investment adviser serving individuals, trusts, estates, and business clients with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-method investment approach that includes qualitative, quantitative, and technical analysis, utilizing a broad range of strategies such as asset allocation, options, and margin trading.

Mary Troxell is a financial advisor at Turning Point Financial with 37 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with multiple firms, including Cambridge Investment Research and PURSHE KAPLAN STERLING INVESTMENTS. She also operates Mary Kathleen Troxell, LLC, which provides fixed insurance products such as life insurance, long-term care insurance, and fixed annuities. Turning Point Financial serves individual and family clients, entrepreneurial business owners, and retirement plan clients through a team-based fiduciary planning process. The firm offers financial planning, discretionary investment management, tax and accounting services, business valuation, and insurance product recommendations.

Joseph Gallagher is a CFP® professional with 32 years of industry experience. He has been with Advocate Investing Services and LPL Financial since 2005 and previously worked at Fidelity for eight years. Outside of advisory work, Gallagher is the author of the book "Born Again" and created a card game called "Here's the Deal." Advocate Investing Services is a four-advisor firm serving individuals, charitable organizations, and business entities with portfolio management, financial planning, and pension consulting. The firm uses fundamental, technical, and cyclical analysis combined with modern portfolio theory, offering strategies that include derivatives and market-linked instruments tailored to client objectives.

Riley Ahlquist is a financial advisor at Advocate Investing Services with two years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and Equitable Advisors. Advocate Investing Services is a team of four advisors offering discretionary and non-discretionary portfolio management, financial planning, pension consulting, and advisory consulting to individuals, charitable organizations, and businesses. The firm employs a range of strategies, including the use of derivatives and market-linked instruments within separately managed accounts, tailored to client objectives and risk tolerances.

John Funderburk is a financial advisor with WealthCare Financial Group, Inc. in Frederick, MD, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at LPL Financial, Advocate Investing Services, and H. Beck, Inc., as well as ownership of John Funderburk, LLC. Outside of financial advising, he serves as a field manager for a congressional campaign in Maryland. WealthCare Financial Group, Inc. is a state-registered wealth management firm serving individuals, business owners, and retirement plan sponsors. The firm manages approximately $28.2 million for about 130 clients through a six-advisor team, employing a Structured Investing philosophy that emphasizes diversified, customized portfolios with a long-term perspective.

Brian Runkles is a CFP® professional with 28 years of industry experience. He is a managing partner at Veridian Capital Partners and has held roles at Purshe Kaplan Sterling Investments and Ameriprise Financial Services. Outside of advising, he owns and manages Brian L Runkles, Inc., a pass-through entity supporting his financial practice. Veridian Capital Partners provides investment advisory and financial planning services to individuals, trusts, estates, business clients, and employer retirement plans. The firm offers discretionary management through its wrap fee program and utilizes a broad range of investment strategies, including alternatives and derivatives within separately managed accounts.

Angel Martinez is a financial advisor at Veridian Capital Partners with Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Veridian in 2024, he worked at PNC Investments and PNC Bank for seven years. Outside of his advisory role, Angel operates a business helping homeowners recover funds lost in tax sales and foreclosures, and he also resells items purchased at yard sales. Veridian Capital Partners provides investment advisory and financial planning services to individuals, trusts, estates, business clients, and employer retirement plans. The firm offers discretionary management through a wrap fee program and employs diverse asset allocation strategies supported by quantitative and qualitative analysis.

Ryan Buck is a financial advisor with ON Investment Management Company, holding a Series 66 credential and bringing 23 years of industry experience. His prior work includes roles at The O.N. Equity Sales Company, Investment Professionals, Ohio National Financial Services, and Freedom Broker Services. Outside of advising, he serves as treasurer for the Covert Resort Association and consults on charitable gifts for non-profit entities related to special needs education. ON Investment Management Company is a SEC-registered adviser providing financial planning, portfolio management, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, families, trusts, charitable organizations, businesses, and ERISA plan sponsors. The firm offers a combination of discretionary and non-discretionary services and maintains a dual-registration model involving broker-dealer activities.

Linda Stapf is a financial advisor with LexAurum Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has operated her tax and accounting practice, Linda L. Stapf CPA, PA, since 1989 and has prior experience at Immediate Mortgage Inc. and other advisory firms. LexAurum Advisors provides investment management, financial planning, and retirement-plan services to individuals, families, businesses, and institutional clients. The firm utilizes a multi-advisor team approach, emphasizing diversified portfolios based on modern portfolio theory and offering both discretionary and non-discretionary services across approximately $1.27 billion in assets under management.

John Dallavalle is a ChFC® credentialed financial advisor with 38 years of industry experience, currently serving at Founders Financial Securities LLC. He has held roles at Frederick Financial Planners, Inc. and operated Dallavalle Financial prior to his current position. Outside of advisory work, he serves as treasurer and officer for the National Christian Choir, a nonprofit organization, and chairs the investment committee for the Frederick Rescue Mission. Founders Financial Securities LLC serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, third-party asset manager access, financial planning, retirement consulting, and integrated brokerage and insurance services, utilizing both traditional and subscription-based delivery methods.

Justin Yoo is a financial advisor at Financial & Tax Architects, LLC in Urbana, MD. He holds a Series 65 credential and has professional experience at Bravium Consulting and Element Materials Technology. Financial & Tax Architects provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, focusing on those nearing or in retirement. The firm employs proprietary investment strategies using ETFs, individual securities, and trend-aware rebalancing, with most client relationships managed on a discretionary basis.

Raymond Cooley is a financial advisor at Waverly Advisors, LLC with 33 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Waverly Advisors in 2026, he worked at Wealthplans, LLC for five years and spent over 27 years with Avantax Advisory Services and Avantax Investment Services. Outside of advisory work, he is president of Cooley & Associates, P.C., a tax preparation and accounting firm, and serves on the boards of multiple local organizations in Frederick, MD. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations and operates with a range of affiliated entities, including a state-chartered trust company and a tax and accounting business.

Emily Mascio is a financial advisor at Founders Financial Securities LLC with 11 years of industry experience. She holds the CFP® designation and Series 63 license. Mascio has been with Founders Financial Securities and Darrell Financial since 2013. She is also involved in life and health insurance sales through Darrell Financial Services. Founders Financial Securities serves individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, access to third-party asset managers, financial planning, retirement consulting, and affiliated brokerage and insurance services, employing various advisory platforms and co-advisory programs.

Mark Darrell is a CFP® with 40 years of experience in the financial services industry. He has been with Founders Financial Securities LLC since 2006 and also owns Darrell Financial Services, which he has operated since 1989. Outside of advising, he is an owner and insurance agent at Darrell Financial Services, focusing on life and health insurance. Founders Financial Securities serves a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate clients, offering portfolio management, financial planning, and retirement consulting. The firm employs multiple investment programs and combines advisory, brokerage, and insurance services, with a notable emphasis on subscription-based retirement education and co-advised private wealth solutions.

Caitlin Douglas is a financial advisor at Elevation Point Wealth Partners, LLC with 14 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Dynasty Wealth Management, Triad Advisors, and LPL Financial. Elevation Point Wealth Partners provides discretionary and non-discretionary investment advisory services to individuals, retirement plans, trusts, and institutional clients. The firm employs a blend of strategic and tactical asset allocation through various managed portfolios and offers technology-enabled services alongside a range of investment options.

Brian Gardiner is a CFP® with 25 years of industry experience, currently serving as an advisor at Vanderbilt Advisory Services. His prior roles include positions at Coastal Investment Advisors, Elite Estate Planners LLC, and Cabot Lodge Securities. Outside of advisory work, he is involved in selling life insurance and fixed annuities and provides tax preparation services. Vanderbilt Advisory Services serves a diverse client base including individuals, high-net-worth clients, charitable organizations, trusts, estates, businesses, and retirement plans. The firm offers portfolio management and financial planning services, employing a strategic investment approach that integrates fundamental, technical, and charting analysis, and is noted for its formal integration with retirement-plan and benefits firms.

Donald Andrus Jr. is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and 19 years of industry experience. His work history includes roles at Navy Federal Investment Services since 2015 and Navy Federal Financial Group since 2009, as well as a prior position at Ameriprise. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm employs a managed advisory approach primarily using third-party portfolio managers on the Envestnet platform and provides a range of investment solutions including automated ETF portfolios and unified managed accounts.

Francis Hebert is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He has worked at Foundations Investment Advisors since 2017, with prior experience at Riversource Wealth Management and Summit Financial Services. He is also involved in providing fixed life insurance and annuity solutions through Summit Financial Services. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis, and employs model portfolios with an asymmetric rebalancing strategy, offering a range of investment management and sub-advisory services through a large network of affiliated offices.

Herbert Wolf III is a financial advisor with Capitol Securities Management, Inc. He holds Series 63 and Series 65 licenses and has 39 years of industry experience. His prior firms include Raymond James Financial Services and Cantella & Co., Inc. Outside of his advisory role, he is a general partner at Wolf Realty Associates, where he manages commercial real estate. Capitol Securities Management serves individual, institutional, and corporate clients, offering portfolio management, financial planning, and consulting through its dual role as a broker-dealer and registered investment adviser. The firm delivers investment advice primarily via adviser-managed programs and separately managed accounts, supported by a clearing relationship with Raymond James.