Sharon Perdue is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney and Merrill prior to her current position. Outside of her advisory role, she is involved in a trust business based in Salisbury, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and models to assist clients in planning and investment decisions.

Nikolaus Kober is a financial advisor with Cetera and holds a Series 66 designation. He has been in the industry since 2024 and has experience working at firms including RockBridge Investment Group and Avantax Investment Services. Outside of his advisory role, he works at Kober & Company PC, a CPA firm providing tax and accounting services primarily to small business clients. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party managers.

Jason Edwards is a financial advisor with Edward Jones in Salisbury, MD, holding a Series 66 license and two years of industry experience. Prior to joining Edward Jones, he worked at Medtronic for seven years. Outside of his advisory role, he manages a rental property listed on vacation rental platforms. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Aaron Collins is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America and Equitable Advisors. Outside of his advisory role, he owns a business providing rental electric scooters and is involved in an insurance brokerage. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for individual and institutional clients.

Zachary Newton is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial services career in 2016 after transitioning from the Energy Procurement Industry. Zach partners with clients to develop personalized, goals-based financial plans that address a broad range of needs, including family wealth management, retirement income strategies, legacy planning, liquidity management, tax minimization, and small business strategies. Zach holds a Bachelor of Arts degree in Political Science from Salisbury University and has earned the CERTIFIED FINANCIAL PLANNER® designation from The Certified Financial Planner Board of Standards, Inc., supporting his commitment to comprehensive lifetime financial planning. He is also a Personal Investment Advisor (PIA). In addition to his professional work, Zach serves as a board member for the Ocean City Light Tackle Club and the Ocean City Surf Club. He has volunteered with the Ocean City Chamber of Commerce Young Professionals and the United Christmas Spirit Campaign. Zach resides in Bishopville, Maryland, with his wife and business partner, Anna, and their two children.

James Whitlock is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and previously worked at Cetera ADVISORS LLC for six years before joining Fidelity. Fidelity's Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors. The firm’s investment approach combines fundamental research with quantitative analysis and algorithmic portfolio construction, providing model portfolios through systematic methodologies and long-term asset allocation frameworks.

Denise Mersinger is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill since 2001 and Bank of America, N.A. since 2009. Denise serves as Vice President for the local chapter of BNI Maryland, a business networking group, and is an advisory board member of the National Academy Foundation’s Academy of Finance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutions.

Alexis Mumford is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Before joining Edward Jones, she held roles in the hospitality and construction sectors, including positions at The Atlantic Hotel and Becker Morgan Group, Inc. Outside of her advisory work, she is involved in the local food service industry as a part-time server for restaurant and catering businesses in Maryland. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment advisory programs and services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Robert Sidell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. Prior to joining LPL Financial in 2021, he operated his own advisory businesses and worked with Waddell & Reed, Inc. He also pursues artistic interests under the pen name "Icky." LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services supported by model portfolios and research.

Christopher Hoen is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a commercial real estate business through CJ Holdings LLC. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations supported by a centralized consulting team.

Robert Kober is a financial advisor with Cetera and holds the Series 66 designation. He has been with Cetera and related firms since 2025 and has 19 years of experience as the president of Kober & Company PC, a CPA public accounting firm providing tax, accounting, and bookkeeping services to individuals and small businesses. His firm focuses on tax planning, tax advice, and representation before tax authorities. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management options through a large network of independent advisors and uses a multi-manager platform with access to various investment strategies and third-party managers.

Michael Magee is a Series 65-licensed financial advisor with LPL Financial in Salisbury, MD, and has five years of industry experience. He has been with LPL Financial since 2020 and has also co-managed Granger & Magee, PA, a firm he has been involved with since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management options supported by research and model portfolios.

Daniel Livingston is a CFP® professional with 29 years of industry experience, currently with LPL Financial since 2016. He operates in Salisbury, MD, and has prior experience managing his own investment-related business entities. Outside of advisory work, he maintains a woodworking hobby. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers diverse advisory programs and financial planning services supported by both in-house and third-party research, with a comprehensive platform that includes discretionary and non-discretionary management options.

Dylan Thompson is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has worked previously in the food and hospitality sectors. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a comprehensive range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

John Kilian Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began building his practice in 2017, assisting the financial needs of individuals, families, and business owners. In 2019, he returned to his hometown of Salisbury, Maryland, joining the Kilian-Kangas Group and serving a diverse clientele in the Eastern Shore region. John's professional background includes five years in hotel management, where he gained experience leading teams and working with individuals from varied backgrounds. This experience informed his approach to financial advising, emphasizing understanding clients' unique needs to create personalized wealth management strategies. His areas of focus include business exit planning, employee benefits planning, family wealth management, legacy planning, managing new wealth, and retirement income planning. He holds a bachelor's degree from Salisbury University and has earned professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Outside of work, John enjoys baseball, basketball, golfing, music, and running.

John Arrington is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Equitable Advisors, Atlantic Plastic Surgery, and University of Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelley Selph is a financial advisor at LPL Financial with 26 years of industry experience. She holds CFP® and ChFC® designations and previously worked at Edward Jones for 20 years and Prospera Financial Services for 2 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning and advisory programs, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Christine Selzer is a CFP® professional with 25 years of industry experience, currently serving at Ameriprise Financial Services LLC. Her prior experience includes roles at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated. She is also involved in independent insurance brokering and co-owns investment-related businesses Allegiant Private Wealth, LLC and Selzer & Associates, LLC. Ameriprise is an institutional firm offering retirement-income planning services primarily for clients with significant investable assets, combining research-driven strategies and algorithmic tools to provide tailored, tax-efficient retirement recommendations.

Samantha Chesley is a financial advisor at Edward Jones with three years of industry experience. Before joining Edward Jones in 2024, she held roles at State Farm VP Management Corp. and various insurance agencies. Outside of her advisory work, she serves as treasurer for DAKA Properties LLC, a property management business in Maryland. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Mark Granger is a Series 65-licensed financial advisor with 10 years of industry experience, currently affiliated with LPL Financial since 2020. He also has longstanding experience at Granger & Magee, PA, where he has worked since 2000. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.