Zack Capozza is a financial advisor with Edward Jones in Fredericksburg, VA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2024, he worked at Merrill Lynch for four years and held roles at General Nutrition Center, Masco, and Meadows Farms Golf Course. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets through a nationwide network of advisors, offering a range of advisory programs and investment solutions under a fiduciary standard.

Rhonda Carr is a financial advisor with LPL Financial based in Woodford, VA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining LPL Financial in 2021, she worked at Lincoln Financial Advisors for seven years. Outside of her advisory role, she owns Laurel Cliff Kennels, overseeing the care of dogs, and is involved in selling antiques and collectibles. LPL Financial serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides discretionary and non-discretionary management supported by in-house and third-party research and offers various portfolio management and technology-driven solutions.

August Adriani is a financial advisor at Edward Jones with two years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2024, he worked at Allstate, Coldwell Banker Elite, and Geico. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a range of advisory programs and investment strategies with a fiduciary standard and supports its services through a nationwide network of financial advisors and branch offices.

Kristopher Klontzaris is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2026, he worked at Edward Jones for seven years and held positions at Blue Ridge Cars, Stallion Auto, and Suntrust Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches and providing access to proprietary and third-party research and model portfolios.

Joseph Lanford Jr. is a financial advisor at Edward Jones in Fredericksburg, VA, holding a Series 66 credential with two years of industry experience. His prior work includes roles at Atlantic Union Bank, American Financial Network, Union Home Mortgage, and Stearns Lending. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of advisors and branch offices. The firm offers a range of advisory programs and strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

William Mears is a financial advisor with Equitable Advisors in Fredericksburg, VA, holding a Series 66 designation and 10 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors, LLC. Mears maintains a client resource website approved by Equitable Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage channels, tailoring services through a client intake process and offering both discretionary and non-discretionary management options.

Stephen Salley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with LPL Financial since 2010. Salley also operates a DBA under Salley Wealth Management LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.

Jonathan Brennan is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Fsc Securities Corporation and BJ's Wholesale. He is also active as an insurance agent, providing life and long-term care insurance services through Dominion Eagle Advisor Group. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to manage a variety of investment portfolios.

Franisha Mootz is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. Her background includes roles at Bank of America, N.A., and J.P. Morgan Securities LLC. Outside of finance, she has experience in direct sales with companies such as Younique Products and Optavia. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with affiliated brokerage, distribution, and investment management capabilities.

Shawn Lenahan is a financial advisor at Fidelity with 18 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He serves as Treasurer for the Irish Cultural Center of Virginia, Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Douglas Cooper is a financial advisor with Raymond James & Associates in Fredericksburg, VA, holding Series 63 and Series 65 credentials and possessing 35 years of industry experience. He has been with Raymond James & Associates since 2006. Outside of advisory work, he serves as a committee member on the Colonial Beach Economic Development Committee, advising on revitalization efforts for his hometown. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research support.

Yvette Ruiz is a financial advisor at Edward Jones in Locust Grove, VA, holding the ChFC® and Series 66 designations with 12 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she serves as an Officer of Election for the Orange County VA Registrar's Office and is involved with Mary Kay cosmetics sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services, supported by a large network of advisors and branch offices nationwide.

William Cooper is a financial advisor with Raymond James & Associates in Fredericksburg, VA, holding a Series 66 designation and 15 years of industry experience. He has been with Raymond James since 2010. Outside of his advisory role, he assists with financial management and decision-making for Elly Poston Interiors, a business run by his spouse. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving a broad client base including individuals, institutional investors, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Jacob Normand is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to help bring structure and confidence to their financial lives by combining modern tools, data-driven insights, and thoughtful investment strategies with a personal, relationship-first approach. Jacob's expertise includes college education planning, personal retirement planning, small business strategies, socially responsible and ESG investing, and retirement income. He focuses on helping clients make informed decisions across all areas of their financial picture with plans tailored to reflect what matters most to each client. He holds a Bachelor's Degree from the University of Mary Washington and has earned the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Beyond his professional work, Jacob is involved in his community through the Spotsylvania County Little League and has personal interests in baseball, music, and writing.

Ryan Hill is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Fidelity, Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios consisting of mutual funds, ETFs, and ETPs.

Aaron Blackburn is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and businesses to help them achieve their financial goals through tailored strategies and personalized guidance. Aaron provides comprehensive financial planning, investment management, and risk mitigation solutions aligned with his clients' unique objectives. With over eight years of experience in the financial industry, Aaron specializes in areas including divorce transition planning, education planning, family wealth management strategies, institutional and corporate benefit services, legacy planning, managing new wealth, personal retirement planning, sports and entertainment, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's degree in Economics from Christopher Newport University. Outside of his professional work, Aaron enjoys cooking, golfing, pickleball, reading, and watching movies.

David Ross is a financial advisor with Edward Jones in Fredericksburg, VA, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Edward Jones since 1999. Outside of his advisory role, Ross serves as an assistant varsity basketball coach for Spotsylvania County Public Schools. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm offers a range of discretionary and non-discretionary investment strategies and maintains a large network of financial advisors and branch offices across the country.

Jack Pagan is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses. He has one year of industry experience and previously worked at Wells Fargo Clearing Services, Wells Fargo Bank, and Geico. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Joseph Simon is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 27 years of industry experience. His prior roles include positions at First Command and Pioneer Institutional Asset Management. He also operates Good Life Advisors, LLC, an independent investment advisory firm based in Williamsburg, VA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisors. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Daniel Goodwin is a ChFC® and holds a Series 66 license, with 18 years of industry experience. He currently works at Cetera and previously held roles at Avantax and other financial services firms. Outside of advising, he is an at-large board member of the Fredericksburg Masonic Museum Association, where he assists with fundraising and educational efforts. He also provides financial consultation for clients going through divorce under his Goodwin & Smith Financial Services DBA. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a broad nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, supporting a range of investment program structures and strategies.