Megan Russell is a CFP® professional with three years of industry experience at Marotta Wealth Management, Inc., where she has been part of the team since 2005. She is based in Charlottesville, VA. Marotta Wealth Management serves individual and institutional clients, including retirees, university professors, small business owners, and charitable organizations. The firm employs a modern portfolio theory approach with diversified, low-cost indexed investments, operates as a fee-only fiduciary, and offers multiple service tiers including an investment-only option.

Roger Fulton is a financial advisor with A. N. Culbertson & Company, Inc., holding a Series 65 credential and over 20 years of industry experience. He has been with A. N. Culbertson since 2005 and is also a partner in Fulton & Lingle, a public accounting firm established in 1995. A. N. Culbertson & Company provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and business entities. The firm manages approximately $818 million in assets and employs fundamental analysis with tailored portfolio strategies, typically acting on a discretionary basis.

Jeffrey Burton is a financial advisor with Sapere Wealth Management, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Sapere Wealth Management since 2008. Sapere Wealth Management provides discretionary portfolio management and financial planning to individuals, including high-net-worth clients, as well as institutional and trust entities. The firm employs a top-down, global-macro investment approach with an absolute-return focus, combining public equities, registered funds, and privately offered vehicles while emphasizing active liquidity management.

Alan Bewley is a financial advisor at United Wealth Management, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with United Wealth Management since 2004. In addition to his advisory role, he works as a flight officer for United Airlines. United Wealth Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and participants in the United Airlines Pilot Retirement Account Plan. The firm offers tailored asset-allocation advice through model portfolios and standalone financial planning, with a focus on managing accounts on a discretionary, continuous basis.

David Marotta is a CFP® and Series 65 credentialed advisor with 19 years of experience, currently serving at Marotta Wealth Management, Inc. in Charlottesville, VA. He has been involved with Marotta Asset Management since 1998. There are no other notable outside business activities listed. Marotta Wealth Management serves individual and institutional clients with comprehensive wealth management and financial planning services, focusing on retirees, pre-retirees, university professors, small business owners, trusts, estates, and charitable organizations. The firm employs a modern portfolio theory framework with diversified portfolios and low-cost indexed investments, operating as fee-only fiduciaries with a strong emphasis on client education.

Derwood Chase is a financial advisor at Chase Investment Counsel Corporation with 40 years of industry experience. He holds the Series 63 designation and has been with the firm since 1964. Chase Investment Counsel Corporation serves individual investors, high-net-worth households, career professionals, retirees, and families undergoing financial transitions. The firm employs a bottom-up, growth-at-a-reasonable-price investment approach with relatively concentrated portfolios and uses both discretionary and non-discretionary arrangements, including yield-oriented tactics such as covered-call writing and higher-dividend equity selections.

Scott Hoover is a financial advisor with Lexington Hill Partners, LLC, holding a Series 65 designation. He has been with Lexington Hill Partners since 2026 and previously worked at Washington and Lee University for 25 years. Lexington Hill Partners provides wealth management and investment advisory services to individuals and high-net-worth families, including trusts and corporate entities. The firm focuses on long-term, low-turnover portfolios with diversified asset allocation and offers discretionary portfolio management alongside tailored consulting services for complex family needs.

Harry Zinsser III is a financial advisor at United Wealth Management, LLC with five years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Advisor Networks, Virginia Asset Management, and Minnesota Life Insurance Company. Outside of his financial advisory role, Zinsser serves as a pilot in the West Virginia Air National Guard and as a reserve First Officer pilot for United Airlines. United Wealth Management provides discretionary portfolio management and financial planning to individuals, trusts, estates, charitable organizations, corporations, and plan participants. The firm emphasizes tailored asset allocations based on client suitability, fundamental analysis, and long-term investments, managing approximately $406.6 million across about 257 client relationships as of December 2025.

Allison Linney is a Series 65 credentialed advisor at A. N. Culbertson & Company, Inc. in Charlottesville, VA, with 22 years of industry experience. She has worked with An Culbertson & Co. since 2003 and Allison Partners since 2000. A. N. Culbertson & Company provides wealth management services to individuals and institutional clients, including pension plans, trusts, and charitable organizations. The firm uses fundamental analysis and a range of investment strategies, managing approximately $700 million in client assets.

Ty Bilderback is a CFP®, CFA®, and holds a Series 66 license with 26 years of industry experience. He has worked at Merrill for 24 years before joining Solitude Financial Services, Inc., where he has been since 2024 as part of a team of six advisors based in Charlottesville, VA. Solitude Financial Services, Inc. provides fee-only fiduciary investment advisory and financial planning services to individual and high-net-worth clients through a financial life management approach that integrates goal setting, cash-flow and net-worth modeling, and discretionary portfolio management. The firm employs a long-term, buy-and-hold strategy using model portfolios and incorporates options strategies to manage portfolio risk.

Ashley Vice is a CFP®, CFA®, and Series 66-registered advisor with 14 years of industry experience. She is currently with Solitude Financial Services, Inc., where she has worked since 2021. Prior to that, she held roles at SIMA Wealth Partners, LLC, SIMA Retirement Solutions, LLC, Mercer Global Advisors Inc., and Gfs Private Wealth, LLC. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management framework. The firm follows long-term, buy-and-hold investment principles with model portfolios primarily composed of ETFs, mutual funds, stocks, and bonds, and incorporates options strategies to manage portfolio risk.

Daniel Lohmar is a CFP® professional with 20 years of experience at United Wealth Management, LLC, where he has worked since 2005. He also serves as a flight officer for United Airlines, a role he has held since 1997. United Wealth Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and participants in the United Airlines Pilot Retirement Account Plan. The firm employs tailored asset-allocation strategies through model portfolios and offers defined fixed-fee financial planning engagements.

Elizabeth Horbaly is a CFP® professional with seven years of industry experience, currently serving at Marotta Wealth Management, Inc. since 2019. Her prior roles include positions at Bronfman Rothschild and Virginia Tech Student Athlete Academic Support Services. She is also an officer in a family business, Custom Yacht Service, maintained for continuity without active involvement. Marotta Wealth Management provides comprehensive wealth management and financial planning services to individual and institutional clients, including retirees, university professors, and charitable organizations. The firm employs a modern portfolio theory approach with diversified, low-cost indexed investments and offers multiple service tiers, operating as a fee-only fiduciary team with a focus on client education and managing retirement and employee benefit plan assets.

Michael Delcolliano is a financial advisor at Westbourne Investments, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Westbourne Investments since 2010. Westbourne Investments provides investment management and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, and institutions. The firm manages discretionary equity, fixed-income, and ETF portfolios, incorporating options strategies within approved risk levels and combines top-down macro analysis with bottom-up security selection.

Paige Ryan is a CFP® with four years of industry experience, currently serving as a financial advisor at Northstar Asset Management, Inc. She has worked at Ameriprise Financial Services, LLC since 2018 and previously was involved with Common Ground Healing Arts. Ryan serves on the Board of Directors for Common Ground Healing Arts. Northstar Asset Management specializes in socially responsible investing for individuals, high-net-worth families, trusts, and nonprofit organizations. The firm combines discretionary portfolio management with tailored client portfolios that focus on social and environmental priorities across public equities, fixed income, and alternative investments.

Courtney Regan is a CFP® and Series 65 holder with 10 years of experience, currently serving at Marotta Wealth Management, Inc. in Charlottesville, VA since 2016. Outside of her financial advisory role, she teaches fitness classes at Pure Barre. Marotta Wealth Management provides comprehensive wealth management and financial planning services to individual and institutional clients, specializing in diversified portfolios based on modern portfolio theory and maintaining a multi-advisor team with a strong focus on education and fiduciary responsibility.

Andrea Stiernstrand is a Series 65 licensed financial advisor with one year of industry experience. She is currently with Investor FAN and has previously worked at Visible Wealth Planning, Equita Financial Network, Inc., and Foxhaven Asset Management. Investor FAN provides investment management, financial consulting, and retirement plan advisory services to individuals, high-net-worth clients, employer-sponsored retirement plans, foundations, trusts, and estates. The firm employs a diversified investment approach incorporating Modern Portfolio Theory and fundamental, technical, cyclical, and macroeconomic analysis to tailor portfolios to clients’ goals.

Andrew St.Jean is a CFP® with nine years of industry experience currently serving as a financial advisor at Solitude Financial Services, Inc. Prior to joining Solitude, he worked at Ameriprise Financial and Barrett-Johnson & Associates for six years. Solitude Financial Services, Inc. provides fee-only fiduciary investment advisory and financial planning services to individual and high-net-worth clients, utilizing a “financial life management” approach that includes goal setting, lifetime cash-flow and net-worth modeling, and discretionary portfolio management. The firm follows a long-term, buy-and-hold investment framework using model portfolios informed by fundamental and technical analysis and Modern Portfolio Theory, incorporating options strategies to manage risk.

Eric Antrobius is a financial advisor at Southland Equity Partners, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Osaic Wealth, Inc. and FSC Securities Corporation. He is also the owner of Service First Brokerage, where he oversees marketing and processing of various insurance and annuity products. Southland Equity Partners advises individuals, pension and profit-sharing plans, and businesses, offering financial planning, direct asset management, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to create customized, mostly discretionary portfolios, and maintains relationships with third-party portfolio managers and institutional custodians.

Greg Vairo is a CFP® and holds a Series 65 license with four years of industry experience. He has been with Marotta Wealth Management, Inc. for five years and previously worked at Obsidian Planning Solutions and Axa Advisors. Marotta Wealth Management serves individual and institutional clients, including retirees, university professors, small business owners, and charitable organizations. The firm employs a modern portfolio theory framework with diversified, low-cost indexed portfolios and offers a range of service options through a fee-only fiduciary model.