James Bales is a financial advisor at Centaurus Financial, Inc. with 32 years of industry experience. He has been with Centaurus Financial since 2001 and holds Series 63 and Series 65 licenses. Outside of his advisory role, Bales serves on the board of Lifespire of Virginia, a faith-based continuing care community, and is a second alternate board member for the Poquoson Board of Equalization, which reviews property tax assessments. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and other specialized services, employing both discretionary and non-discretionary arrangements with various analytical approaches.

Christopher Ruggles is a financial advisor with First Command Advisory Services, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining First Command, he served 22 years with the U.S. Army and has worked in various roles within First Command’s affiliated entities. Outside of advising, he owns RUGGALUFFAGUS PRODUCTIONS LLC, a digital media business focused on professional and leadership development content. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Christopher Cruz is a financial advisor with Hornor, Townsend & Kent, LLC and holds the Series 63 and Series 65 designations. He has 30 years of industry experience and has also worked with Penn Mutual Life Insurance Company since 2009. Outside of advising, Cruz serves as an insurance agent for multiple carriers through Vector27 Financial Group and acts as CFO of Cruz Associates, Inc., a service industry business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered advisor and broker-dealer, managing over $8 billion in discretionary assets while providing tailored investment strategies through a combination of in-house advice and third-party asset managers.

Itxel De Lucy is a financial advisor with First Command Advisory Services in Newport News, VA. He holds Series 65 and Series 63 licenses and has three years of industry experience. Prior to his financial services career, he served 22 years in the United States Air Force. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers, using model portfolios and approved third-party managers.

Jonathon Waechter is a financial advisor at First Command Advisory Services with two years of industry experience. He holds Series 63 and Series 65 licenses and served 20 years in the United States Coast Guard before beginning his advisory career. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized investment team and Wealth Portfolio Managers using approved third-party managers.

Robert Self is a financial advisor with Eagle Strategies (NY Life) based in Yorktown, VA. He holds Series 63 and Series 65 licenses and has nine years of industry experience. In addition to his role at Eagle Strategies since 2025, he operates Frontline Financial Strategies, LLC, where he brokers non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, and corporate clients, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through various program types and manages a significant portion of its assets on a non-discretionary basis.

Jason Perry is a financial advisor at First Command Advisory Services with four years of industry experience. He holds the Series 66 designation and previously served in the US Air Force for five years. His career background includes roles at First Command Insurance Services, Brokerage Services, and Financial Services, all since 2021. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team, delivering a structured approach to portfolio construction and oversight.

Randall Austill is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining the firm, he served 39 years in the U.S. Air Force. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs managed through a centralized Investment Management Team.

Jacob Bales is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Centaurus Financial, Inc. since 2014. He also operates James Bales Financial, providing financial planning and client services independently. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm employs a variety of investment strategies and provides both discretionary and non-discretionary portfolio management through platforms like CLASSIC Plus.

Shelton Daniels is a financial advisor with First Command Advisory Services in Newport News, VA, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked solely with First Command entities since 2013. Daniels also serves as a Professor of Military Science in the US Army Reserves, teaching and training ROTC cadets at Norfolk State University. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs using model portfolios managed by an internal Investment Management Team and Wealth Portfolio Managers.

Margaret Taylor is a financial advisor with OSAIC Institutions, INC. She holds a Series 66 designation and has 24 years of industry experience. Her work history includes roles at Bayport Credit Union, Cuso Financial Services, LP, and Wells Fargo Clearing. Taylor is also the owner of Grace Financial LLC, an educational and informational investment-related business. OSAIC Institutions, INC. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a service model that includes third-party promoters and subadvisory relationships.

Roger Banville is a financial advisor with Eagle Strategies (New York Life) based in Williamsburg, VA. He holds Series 63 and Series 66 designations and has 30 years of industry experience. Banville has been with New York Life and Nylife Distributors LLC since 2012. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working with various client types including defined contribution and defined benefit plans.

Thomas Hurford is a financial advisor with Stratos Wealth Partners, Ltd, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Prior to joining Stratos in 2013, he worked at The Huntington Investment Company for seven years. Outside of his advisory role, he is involved in a family business that refurbishes and sells older sailboats, as well as creative writing projects including fiction and screenwriting. Stratos Wealth Partners serves a diverse range of clients, including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, access to various investment strategies, and retirement plan consulting through a network of investment adviser representatives.

Scott Campbell is a financial advisor at First Command Advisory Services with six years of industry experience. He holds the Series 66 designation and previously served in the United States Air Force from 2012 to 2020. His career in financial services has been exclusively with First Command since 2019. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers using model portfolios and approved third-party managers.

Brooke Tiller is a CFP® with 26 years of industry experience, currently advising at Truist Advisory Services since 2022. Her prior roles include positions at Wells Fargo Clearing and Wachovia Bank. She serves on the boards of Riverside Lifelong Health and the James River Association, organizations focused on community health care and environmental conservation, respectively. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary strategies supported by third-party platforms and AI-enhanced research.

Lauren Mitchell is a financial advisor at First Command Advisory Services with five years of industry experience. She holds a Series 66 designation and has worked across multiple entities within the First Command organization since 2020. Prior to her advisory role, she served as an independent contractor for Classical Conversations for eight years. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team and Wealth Portfolio Managers who oversee model portfolios and third-party manager selections.

Aaron Clark is a CFP® with four years of experience at First Command Advisory Services, where he currently serves as a financial advisor. His background includes service in the United States Air Force from 1989 to 2022 and work as an independent contractor from 2016 to 2021. He holds the Series 66 designation and is based in Williamsburg, VA. First Command Advisory Services is an SEC-registered investment adviser focusing on individuals, corporate, and charitable clients, with a particular emphasis on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs that utilize model portfolios and third-party managers, with investment decisions made by a centralized Investment Management Team and Wealth Portfolio Managers.

Timothy Kroskey is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been affiliated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc since 2010. Outside of his advisory role, he serves as president of the board of directors for the Colonial Shag Club, a charitable organization. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, managing billions in assets while providing customized investment strategies through third-party asset manager relationships.

Stefanie Perticone is a financial advisor with Truist Advisory Services in Newport News, VA. She holds a Series 66 designation and has been with the Truist organization since 2016, previously working at Truist Bank before joining Truist Advisory Services and Truist Investment Services in 2026. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, offering solutions such as asset allocation analysis, fiduciary support, and the AMC Advantage manager-selection program. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration across Truist entities.

Jordan Barnette is a financial advisor at Private Advisor Group, LLC with Series 63 and Series 65 credentials and one year of industry experience. Prior to his current role beginning in 2024, he spent ten years at Coastal Church. He is also involved in tax preparation and accounting through Care Net Peninsula. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with a fiduciary-based advisory model offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions including its proprietary WealthSuite platform.