Linda Gillikin is a financial advisor with Primerica Advisors in Colonial Heights, VA, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been with Primerica Advisors since 2001 and with Primerica Financial Services since 2000. In addition to her advisory role, she receives compensation for referrals related to home security, automation products, and loan services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and maintains an operational model focused on tiered wrap fees and curated investment models.

Mary Sink is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. She has worked at PFS Investments Inc. and Primerica Financial Services, and previously held roles at Insight Enterprises and Apprio. Mary also receives non-investment related compensation for referrals of home security, automation products, and related services through Primerica-affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates through a large network of advisors and employs model-delivery investment strategies supported by third-party asset managers and custodians.

Matthew Spradlin is a CFP® professional with 22 years of industry experience, currently with Raymond James Financial. His prior experience includes roles at Steward Partners and Bank of America, as well as Merrill. He is also involved in non-variable insurance product installations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using tailored, non-discretionary planning and analytical tools to support client goals.

Mathew Remington is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019, following five years at PMA USA. Outside of his advisory role, he serves as assistant treasurer and backup check signer for James River Community Church in Midlothian, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets and supports its services through a nationwide network of more than 23,000 financial advisors.

Tiffany Lucas is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Lucas has worked at Fidelity and its affiliated entities since 2010, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and offers model portfolios through intermediary platforms.

Donald Vaught is a Series 63-registered financial advisor with LPL Financial, based in Midlothian, VA, and has 37 years of industry experience. He has been with LPL Financial since 2009. Vaught also serves as a notary in Virginia. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

William Davis is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 designations and eight years of industry experience. His prior roles include positions at Get Medicare Extra Help, Mutual of Omaha Investor Services, Mutual of Omaha Insurance Company, and Allstate Insurance Co. He has been with Fidelity since 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios composed of mutual funds, ETFs, and ETPs, and maintains a regulatory presence through registration with the CFTC and membership in the NFA.

Samantha Wooton is a financial advisor at Ameriprise with 11 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she is involved in managing BE BRAVE LLC, an LLC that supports her Ameriprise practice operations, and assists with office work for her husband’s home inspection and remodeling business. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research-driven, algorithm-supported recommendations with personalized financial advice. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Vernon Stockton III is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. His prior roles include positions at Argent Credit Union, Wells Fargo Clearing, Mass Mutual Life Insurance Company, and ICMA Retirement Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Louis Frates is a financial advisor with Ameriprise in Midlothian, VA, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include positions at Thompson Davis & Co., LPL Financial, Wealthcare Capital Management, and Securities America. He is also the owner of BRDG Generations, a business related to managing his Ameriprise practice. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies to develop written recommendation reports tailored to clients approaching or in retirement. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Wayne Lee is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. He has been associated with Cetera Financial Specialists LLC since 2004 and leads Lazarus Group Consulting, Inc., a business providing accounting, tax, and consulting services. He is also president and CEO of AlphaGate, Inc., an investment practice involved in real estate management. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Kevin Mccarthy is a financial advisor at Fidelity with nine years of industry experience and holds a Series 66 designation. His prior roles include positions at Horace Mann Investors, Mass Mutual Life Insurance Company, and Virginia Asset Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Nathan Jaynes is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and with 17 years of industry experience. He has been with Primerica Advisors for over 17 years in total, with additional work history including roles at Purco, UPS, and Vip Kids. Outside of advisory work, he receives compensation for sales related to loan products and for referrals of home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-based investment strategies overseen by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Darius McMillan is the Vice President, Executive Planning Consultant at Fidelity Investments. In this role, he collaborates with clients through a detailed planning process utilizing Fidelity's resources to create tailored financial plans that align with their unique needs and goals. He has held various positions within Fidelity Investments since 2019, including Vice President Financial Consultant, Financial Consultant, and Relationship Manager. Prior to joining Fidelity, Darius worked at Edelman Financial Engines as Market Manager and Senior Vice President of Financial Planning between 2015 and 2019. His earlier experience includes roles as an Investment Consultant at TD Ameritrade and a Financial Advisor at Edward Jones, dating back to 2012. Outside of his professional work, Darius has personal interests in fishing, fitness, football, and golf.

Bruce Willard is a financial advisor with Edward Jones, holding a Series 66 designation and bringing 21 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Elizabeth Joyner is a financial advisor at Edward Jones with 14 years at the firm and 8 years of industry experience. She holds the Series 66 designation and is based in Colonial Heights, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and offices.

John Upton is a CFP® with 44 years of experience in the financial industry, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he has ownership interests in several real estate and investment-related entities, including a family holdings investment company and agricultural land management. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Gregory Snow is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, he is a partner in a real estate venture focused on purchasing rental properties. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Colleen Leithren is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and six years of industry experience. She has been associated with PFS Investments Inc. since 2020 and Primerica Financial Services since 2017. Outside of her advisory role, she is a business owner of Three in Me and an author of the Daily Quest devotional. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services through a large network of advisors using model-based strategies managed by unaffiliated asset managers.

Robert Schinsky is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he is a co-owner of Red Gator LLC, which manages his Ameriprise business, and he operates Spotted Hound Inc., an S corporation established for tax-efficient management of his advisor compensation. Ameriprise offers specialized retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce customized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.