Christopher Massey is a financial advisor with Equitable Advisors in Blacksburg, VA, holding a Series 66 designation and one year of industry experience. He is also the managing member of Cooke, Lavender, Massey & Co. PC, a CPA firm providing tax and accounting services since 2002. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through a network of third-party asset managers and LPL programs. The firm operates a hybrid advisory and brokerage model, tailoring services based on client goals, risk tolerance, and time horizon.

James Cooper is a financial advisor with Primerica Advisors in Blacksburg, VA, holding Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at G J Hopkins and PFS Investments Inc. Outside of advising, he owns and operates a handyman services business. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors and select corporate and charitable clients. The firm operates at scale with thousands of advisors and employs model-driven investment strategies supported by third-party asset managers and custodians.

Stacy Martin is a financial advisor with LPL Financial in Blacksburg, VA, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. She has been with LPL Financial since 2005. Outside of her advisory role, she owns Adventure Hobbies, Inc., a retail business operating as an S corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

George Williams is a financial advisor at Stifel with 44 years of industry experience. He has been with Stifel Nicolaus & Co., Inc. since 2010. Outside of his advisory role, he serves as chairman of the Radford High School Foundation, a nonprofit supporting local schools, and is a member of the Board of Trustees for Carolina University. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Matthew Semones is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and three years of industry experience. He has been with Primerica since 2022 and operates a separate business, Curb Appeal, in Christiansburg, VA. Additionally, he is involved in real estate sales and serves as a Medicare planning consultant. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors alongside corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing, overseeing approximately $15.5 billion in assets under management.

James Macdonald is a financial advisor at Edward Jones with the Series 66 designation and four years of industry experience. He previously worked at Cox Communications and Sysco Foodservice. Outside of his advisory role, Macdonald serves as the Mayor and a councilman for the Town of New Castle, Virginia, and is a board member of the Craig County Public Service Authority, participating in local governance and infrastructure planning. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment strategies. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Brian Moore is a financial advisor with Osaic Wealth, Inc., holding the ChFC® and Series 63 designations and bringing 50 years of industry experience. His career includes long-term roles at Carper Insurance Associates, Securities America Advisors, Hill Carder Insurance, American General Life Insurance Company, and his own firm, Brian M. Moore CLU and Associates. He has maintained a life insurance sales position since 1971. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Jeffrey Templeman is a financial advisor at Ameriprise with 24 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining Ameriprise in 2025, he worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC from 2015 to 2025. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on tax-aware withdrawal strategies and dependable income sources.

Keith Weltens is a financial advisor with Ameriprise who holds a Series 66 designation and has 26 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, Weltens is involved in community and business activities including ownership of a local brewery, serving on multiple nonprofit and educational boards, and participating in regional commerce and church finance councils. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning through a collaborative, non-discretionary approach supported by proprietary research and third-party data.

Valerie Wheeler is a financial advisor at Edward Jones in Christiansburg, VA, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2019, she worked at Radford City Schools for four years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Joshua Smith is a financial advisor with Ameriprise in Radford, VA, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise, he worked briefly at FedEx and has been involved with Radford High School in multiple roles since 2015, including assistant football coach and live announcer for athletic events. He serves on the boards of the Radford City Schools Partners for Excellence Foundation and the Radford High School Athletics Boosters. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Tammy Massie is a financial advisor with Primerica Advisors holding Series 65 and Series 63 credentials. She has been in the industry since 2025 and has prior experience at PFS Investments Inc. Outside of finance, she is involved with Rhythm of Birth, an organization she has participated in since 2011. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven strategies developed by external asset managers and supports client accounts with custody and execution services through Pershing.

Michael Whitmore is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 credentials and has 31 years of industry experience. His prior work includes roles at Atlantic Union Bank, Union Investment Services, and Union Bank and Trust. He serves as a trustee managing family trust accounts and is involved in trust administration for his late mother’s estate. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies through client collaboration and extensive research.

Gary Tibbs is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 36 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. Outside of his advisory work, he serves as a church elder at Fairlawn Church of God, participating in monthly meetings to oversee church operations and ministries. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and planning methodologies.

Leland Gill is a financial advisor with Wells Fargo Clearing in Blacksburg, VA, holding a Series 66 designation and 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Ryan Semones is a financial advisor with Primerica Advisors in Blacksburg, VA, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with Primerica Advisors since 2018 and previously worked at Primerica Financial Services and Cornerstone Home Improvements. Outside of advisory work, he is involved in the sale of home-related products and services through affiliated companies including mortgage and home security referrals. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on personalized portfolio management rather than institutional plan management.

James Mitchell Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 43 years of industry experience. He has been with Raymond James since 1988 and also pursues music professionally through his business, Jim Mitchell Music, where he performs and writes songs. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and government entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by asset-allocation analysis and firm research.

Michael Semones is a financial advisor at Primerica Advisors in Blacksburg, VA, holding Series 63 and Series 65 licenses with eight years of industry experience. He previously worked at Integrity Financial Planning, Inc. and has been president of Semones Consulting, Inc., which provides Medicare planning and healthshare plan consulting services. Outside of his advisory role, he is involved in healthshare plan consulting through MightWell Health. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through Pershing, with approximately $15.5 billion in assets under management.

Michael Cooke is a financial advisor with Equitable Advisors in Blacksburg, VA, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with AXA Advisors. In addition to his advisory role, he provides consulting on complex tax matters through his CPA practice and serves as an executor for estates and trusts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services tailored to clients' goals and risk tolerance.

Ruth Cline is a financial advisor with Ameriprise in Radford, VA, holding a Series 66 designation and beginning her advisory career in 2024. Prior to joining Ameriprise, she held various roles including coaching volleyball and involvement with a community foundation. Outside of her advisory work, she is the head coach for the 14U girls volleyball team at Rocktown Volleyball Club and co-owns a family business exploring personal investment opportunities. Ameriprise serves primarily clients approaching or in retirement, offering retirement-income planning services that combine research, modeling, and tax-efficient strategies, supported by a large institutional platform providing advisory, brokerage, and insurance solutions.