Roger Elmer Jr. is a CFP® and CFA® with 13 years of industry experience. He has been with Realm Investment Consulting LLC since 2014 and is also the managing member of R. Ron Elmer, CPA, PLLC. In addition to his advisory roles, he writes, publishes, and sells investment-related books through Investor Cookbooks. Realm Investment Consulting serves individual and high-net-worth clients with portfolio management, financial planning, and pension/401(k) consulting. The firm emphasizes long-term trading using ETFs and mutual funds guided by modern portfolio theory, managing approximately $88.9 million across about 90 client relationships.

Matthew Rubush is a financial advisor at Millennium Planning Group, LLC with four years of industry experience. He holds a Series 65 designation and has prior experience as a CPA and tax professional, including operating his own bookkeeping and tax firm. Outside of his advisory role, he serves as president of Old House Bookkeeping & Tax, LLC, where he prepares tax returns and provides bookkeeping and tax planning services. Millennium Planning Group, LLC offers investment advisory and financial planning services to individuals, charitable organizations, and business entities, managing approximately $34 million in client assets. The firm employs a mix of analytical approaches and provides ongoing portfolio management, including oversight of third-party managers, with services extending to retirement plan consulting and investment management within insurance contract subaccounts.

Walter Hinson is a CFP® professional with 19 years of experience in financial advising. He has been with Tarheel Advisors, LLC in Chapel Hill, NC since 2009. Outside of his advisory role, he manages a rental home in Surf City, NC. Tarheel Advisors serves individuals, families, trusts, retirement plan sponsors, non-profits, and corporations, offering discretionary wealth management and comprehensive financial planning. The firm emphasizes customized portfolios, risk management, and conducts regular account reviews, alongside providing retirement plan consulting and broader business advisory services.

William Bryant is a CFP® with 25 years of industry experience. He has been a principal at Bryant & Brannock, LLC since 2008 and previously worked at H. Beck, Inc. from 2008 to 2017. Outside of his advisory role, he is the owner of Harvey Bryant Music & Art, where he creates and sells original compositions and artwork. Bryant & Brannock provides advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm offers a range of services including pension consulting, financial planning, and portfolio management, utilizing both fundamental and technical analysis with an emphasis on options strategies.

Jacob Yocco is a CFP® with eight years of industry experience, currently serving at Cardinal Retirement Planning, Inc. in Durham, NC. He has held roles at Damis, Inc. since 2021 and also serves as treasurer for the Pi Lambda Phi Omega Beta Alumni Association, managing the organization’s finances. Cardinal Retirement Planning provides financial planning, portfolio management, and econometric consulting primarily for pre-retirees, retirees, high-net-worth individuals, businesses, and non-profits. The firm employs a top-down macroeconomic investment approach combined with proprietary quantitative models and offers both discretionary and non-discretionary asset management services.

John Stilley is a financial advisor at TrustStone Wealth Partners, LLC in Chapel Hill, NC, holding a Series 65 designation with six years of industry experience. He previously worked at Gordon Asset Management, LLC for ten years before joining TrustStone Wealth Partners in 2024. He is also the owner of Stilley Financial L.L.C., a holding company that owns TrustStone Wealth Partners. TrustStone Wealth Partners provides discretionary and non-discretionary portfolio management, retirement plan consulting, and financial planning services to individuals, retirement plans, corporations, trusts, and charitable organizations. The firm employs a range of investment strategies including fundamental, quantitative, and technical analysis, and typically favors ETFs in portfolio construction.

Carlton Davis Jr. is a CFP® and CFA® with 13 years of industry experience, currently serving at Realm Investment Consulting LLC in Cary, NC. He has been an adjunct professor of finance at North Carolina State University since 2006 and also teaches at High Point University. Realm Investment Consulting serves individual and high-net-worth clients with portfolio management, financial planning, and pension/401(k) consulting, primarily using ETFs. The firm employs a long-term, theory-driven investment approach and provides both discretionary and non-discretionary services tailored by written Investment Policy Statements.

Deborah Frazier is a financial advisor at Frazier Financial Consultants, LLC in Chapel Hill, NC, with 9 years of industry experience. She has been with Frazier Financial Consultants since 1986. Frazier Financial Consultants provides personalized financial planning and investment management to individuals, trusts, estates, and charitable organizations. The firm uses a strategic asset allocation with a core-and-satellite approach, combining passive index funds and ETFs with selective active funds, and integrates tax and estate planning into its asset management services.

Trinity Panko is a financial advisor at Investors Mosaic with a Series 66 designation and four years of industry experience. Prior to joining Investors Mosaic, Trinity worked at Royal Alliance / Osaic and Advanced Group Financial Services, among other firms. Investors Mosaic provides fee-based wealth management, investment management, and financial planning services primarily to individuals and families in the mass-affluent to high-net-worth range. The firm employs a combination of passive, low-cost ETF and mutual fund strategies along with an active, fundamentals-driven growth model, managing nearly $190 million in client assets with a small, personalized advisory team.

David Ollison is a financial advisor at Amphora Wealth Management, LLC in Chapel Hill, NC, holding a Series 65 designation. He has one year of industry experience and previously served in the U.S. Army for 15 years. Amphora Wealth Management serves individuals, charitable organizations, and employer retirement plans, offering investment management, financial planning, family office, and pension consulting services. The firm emphasizes a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies with customized fixed-income solutions.

Marcus Fryar is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Fryar Financial in Durham, NC. His prior roles include positions at Cetera Investment Advisers LLC and HD Vest Advisory Services. Outside of advising, he owns Fryar Management Group LLC, which provides accounting, tax, and payroll services to individuals, businesses, and nonprofits. Fryar Financial offers financial planning and asset management to individual and high-net-worth clients, as well as retirement plan sponsors. The firm emphasizes tailored financial planning and non-discretionary portfolio management, with a focus on ERISA plan services including investment policy creation, monitoring, fee oversight, and participant education.

Damon Bremer is a financial advisor at Sherman Financial in Chapel Hill, NC, holding a Series 65 credential. He has recent experience working both in financial services and in educational roles, including at UNC Chapel Hill. Bremer is also involved part-time with Sherman Business Services, an affiliated accounting and tax-preparation business. Sherman Financial is a fee-only independent advisory firm serving individuals, families, trusts, nonprofits, and businesses. The firm emphasizes strategic asset allocation and predominantly passive investment strategies, with services including comprehensive financial planning and investment analysis.

August Pye is a financial advisor with Integrated WealthCare, LLC and holds a Series 65 designation. He has been with Integrated WealthCare since 2024 and has prior experience with Home Tax Solutions LLC and involvement with the YMCA of the Triangle at Camp Sea Gull. Outside of his advisory role, he is a licensed insurance agent. Integrated WealthCare is an SEC-registered wealth management firm that primarily serves physicians and medical professionals, as well as high-net-worth individuals, families, business owners, and retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement-plan advisory, using documented risk assessments and client-specific Investment Policy Statements to implement globally diversified portfolios.

Russell Kroeger is a CFP® professional with 10 years of industry experience. He is currently with Upstart Wealth Management, LLC and Paradigm Wealth, Inc. (Trayecto), where he is the Founder and CEO, focusing on designing and building technology products for financial advisors and consumers. His prior experience includes roles at Michael Powsner CPA, Paradigm Wealth Architects, LLC, and Yeske Buie Inc. Upstart Wealth Management provides investment management and comprehensive financial planning primarily for individual and high-net-worth clients. The firm employs discretionary, asset-allocation strategies using model portfolios and a range of implementation vehicles, including derivatives and margin, which are uncommon among peer team firms.

James Brown is a Certified Financial Planner (CFP®) with 15 years of industry experience. He currently works at Minerva Planning Group, where he has been since 2024, following 13 years at Vaughan-Brown Wealth Management. Minerva Planning Group serves individual and high-net-worth clients, as well as trusts, estates, and other investment advisors, offering discretionary portfolio management and financial planning. The firm emphasizes a long-term asset allocation approach using low-cost, diversified mutual funds and ETFs, particularly Dimensional Fund Advisors (DFA) funds, combined with fundamental analysis and selective use of individual securities.

Lisa Gabriel is a CFP® and ChFC® with 21 years of industry experience. She has been with Pinafore Wealth Counsel Inc. since 2014. Gabriel serves as a board member and occasional instructor at Duke University’s Osher Lifelong Learning Institute, where she teaches classes on financial, retirement, and legacy planning. Pinafore Wealth Counsel provides investment management, financial planning, retirement consulting, and financial transition planning to individuals, trusts, estates, charitable organizations, and business entities. The firm manages approximately $174 million for about 100 clients, constructing tailored portfolios using a variety of securities and employing fundamental, technical, charting, and cyclical analysis, while also offering insurance products and Financial Transition Planning services.

Austin Brown is a CFP® professional with eight years of experience in financial advising. He is currently with Bolin Creek Wealth Advisors LLC, where he has worked since 2023. Prior to this, he spent ten years at Woodward Financial Advisors, Inc. Bolin Creek Wealth Advisors is a fee-only firm serving individuals, high-net-worth clients, trusts, and estates through comprehensive financial planning and discretionary investment management. The firm employs a Modern Portfolio Theory-based approach, focusing on diversified, low-cost funds and personalized allocation strategies developed through client risk assessment.

Joshua Stilley is a financial advisor at TrustStone Wealth Partners, LLC with eight years of industry experience. He holds a Series 65 designation and previously worked at Gordon Asset Management, LLC for six years. He is also the owner of JVS Financial L.L.C., a holding company that owns TrustStone Wealth Partners. TrustStone Wealth Partners provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, charitable organizations, and business entities. The firm employs tailored investment strategies primarily using ETFs, third-party managers, and model portfolios, applying various analysis methods and trading strategies to meet client objectives.

Anessa Custovic is a financial advisor at Cardinal Retirement Planning, Inc. in Durham, NC, holding a Series 65 credential with six years of industry experience. Her prior experience includes roles at Tower Street Associates and the University of North Carolina at Chapel Hill. Outside of financial advising, she works as a part-time dog trainer. Cardinal Retirement Planning, Inc. offers financial planning, portfolio management, and econometric consulting primarily for pre-retirees, retirees, high-net-worth individuals, businesses, and non-profits. The firm employs a top-down macroeconomic approach combined with quantitative models and fundamental analysis, providing a range of services including discretionary and non-discretionary asset management as well as ERISA retirement-plan management.

Evan Mccormick is a financial advisor at Investors Mosaic with 12 years of industry experience. He holds a Series 65 designation and has been with Investors Mosaic since 2013. The firm provides fee-based wealth management, investment management, and financial planning services to individuals and families, primarily in the mass-affluent to high-net-worth spectrum. Investors Mosaic uses a blend of passive, low-cost asset-allocation strategies alongside an active Growth equity model for legacy clients, serving a small client base with approximately $148.4 million in assets under management.