Carlton Stabler is a financial advisor with Edward Jones in Panama City, FL, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a broad national network of advisors and branches. The firm offers a range of advisory programs and investment solutions operating under a fiduciary standard.

Jason Keith is a financial advisor with Cetera in Panama City, FL, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His career includes roles at Regions Bank, LPL Financial, and Trustmark Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services delivered through a nationwide network of over 10,000 advisors.

Kristina Ravenhill is a financial advisor with Edward Jones in Inlet Beach, FL, holding a Series 66 designation and one year of industry experience. Her prior roles include self-employment and positions in network marketing with Young Living Essential Oils, which she is currently transitioning to her daughter-in-law. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services.

Cindy Clark is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 38 years of experience in financial services, including 28 years with Merrill Lynch, where she has been recognized as a member of the firm’s Quarter Century Club. Cindy specializes in personal retirement planning, women and wealth, and retirement income. Cindy holds a Bachelor's degree in Business Administration with a major in Finance from Auburn University. She also holds the designation of Personal Investment Advisor (PIA). Beyond her professional career, Cindy has been actively involved in community organizations, including serving as a board member of the Family Guidance Center for 15 years and volunteering with the Montgomery Area Council on Aging’s Meals on Wheels program. She has also contributed to Auburn University’s Women’s Philanthropy Board and is a Sustainer of Montgomery Junior League. Additionally, she serves as a Centerpoint Connect Group Leader. Cindy and her husband Bryan reside in Millbrook, where they live with their two children and are anticipating the arrival of a third grandchild. Her personal interests include music, traveling, yoga, and spending time with her family.

John Morrow is a CFP®-certified financial advisor with 38 years of industry experience. He has been with LPL Financial since 1992 and has worked concurrently at Channel Resources since 1990. He serves as a board member of the Gulf Yachting Association, a community and charitable organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management approaches along with model portfolios and research from multiple sources.

Jesse Belville is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 2007 and joined Merrill Lynch in 2010. In his current role, Jesse leads the team's investment risk-management approach through Merrill's Wealth Outlook tool, which provides risk analytics, predictive stress testing, wealth forecasting, goals-based analyses, and asset allocation. He also oversees the team's alternative investment research and allocation policy, focusing on hedge funds, private equity, managed futures, and non-traditional funds. Jesse holds a Bachelor of Arts degree in political science from Cameron University and a Master of Business Administration from the Michael F. Price College of Business at the University of Oklahoma. He holds the Personal Investment Advisor (PIA) designation and is fluent in English and German. Jesse emphasizes developing personalized financial strategies that align with clients’ long-term goals and is involved in community volunteer activities following Merrill's tradition of community participation.

Christopher Gross is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Merrill and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from various sources.

Thomas Fautrel is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds a Series 66 credential and has worked at Wells Fargo Advisors since 2016, following prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Fautrel is also involved in several private investment-related ventures, including significant ownership in multiple wealth management and holding companies. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with banking, lending, trustee services, and affiliated fund strategies.

Matthew Wyatt is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Dynamic Pain & Wellness PLLC and Head and Neck Associates. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including wrap fee strategies, separately managed accounts, and tax-efficient investment solutions.

Michael Sears Jr. is the Senior Resident Director of the Panama City, FL office at Merrill, where he has been serving clients since joining Merrill Lynch Wealth Management in 1996. He specializes in investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. In his role, Michael works one-on-one with clients to develop personalized financial strategies designed to pursue their long-term goals. Michael earned a Bachelor's Degree in Business from Salisbury State University. He holds the designation of Certified Plan Fiduciary Advisor® (CPFA), and also holds credentials as a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). He has been actively involved in professional and community organizations, including serving as Chairman of the Board, Board member, and Executive Board member for the Bay County Chamber of Commerce, as well as Military Affairs Committee Chairman. Outside of his professional duties, Michael has been involved in his local community in various capacities, including coaching soccer at North Bay Haven Charter School. He enjoys spending time with his family, partaking in outdoor activities such as biking, boating, fishing, football, golfing, scuba diving, skiing, soccer, and playing table tennis.

Judith Gilbert is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. She has worked at OSAIC since 2021 and at John Douglas Financial Group since 2019, where she also serves as operations manager and is a licensed life and health insurance agent. Gilbert is a board member of Majestic Grace Ministries, Inc. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage and advisory services with a range of portfolio management tools and access to third-party money managers.

Grace Hardee is a financial advisor with Ameriprise in Panama City, FL, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She previously worked at Raymond James & Associates before joining Ameriprise in 2020. Outside of her advisory role, Hardee serves as president of a local commercial center's board of directors and coaches soccer for Bay United Soccer Club. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Jerry Sowell III is a financial advisor with Equitable Advisors in Panama City, FL, holding Series 63 and Series 65 licenses and having eight years of industry experience. His prior work includes ten years at Trustmark National Bank and three years at Axa Advisors, LLC. Sowell is a member of the Panama City Kiwanis Club and serves on the board of the Gulf Coast State College Foundation, which runs scholarship programs and supports educational initiatives. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Collin Soule is a financial advisor with Ameriprise in Inlet Beach, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he is president and CEO of Envision Abundance LLC, a practice management business. Ameriprise provides retirement-income planning services primarily to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations in partnership with its financial advisors.

Ashtin Johnson is a CFP® professional with six years of industry experience, currently serving at Raymond James & Associates since 2019. Prior to joining Raymond James, Johnson worked at Lockheed Martin and held positions in the hospitality sector with Outback Steakhouse and Chili’s. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

James Link is a financial advisor with Stifel, holding Series 63 and Series 66 credentials and 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he is involved in managing real estate and vacation rental activities through Sunset View 503 LLC. Stifel serves a broad range of clients, including individuals, institutional entities, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Osama Albibi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is a trustee for family trusts based in Lexington, MA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Olmsted is a financial advisor at UBS Financial Services with 32 years of industry experience. He has been with UBS since 2015 and holds Series 63 and Series 65 licenses. Outside of finance, he is a musician and singer-songwriter. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Tammra Crossett is a financial advisor at Primerica Advisors with three years of industry experience. She holds Series 63 and Series 65 licenses and previously served 20 years in the U.S. Air Force. Crossett has worked at PFS Investments Inc. and Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets through a large network of advisors and employs model-driven investment strategies supported by third-party asset managers.

Khiem Truong Von Garvisch is a financial advisor at LPL Enterprise with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Bank of America, Merrill, Cetera, and Fidelity Brokerage Services. Outside of his advisory role, he is a business owner of KTV Builders in Panama City Beach, FL. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a variety of brokerage and insurance products through an integrated platform.