Brandon Borganelli is a financial advisor with Sequent Planning, LLC, holding a Series 65 designation and four years of industry experience. Prior to joining Sequent Planning in 2024, he worked at Gradient Advisors LLC from 2022 to 2024. His background includes roles outside finance, such as positions at medical groups and local hospitality establishments. Sequent Planning, operating as Futurity First Wealth Management, serves individuals, retirement plan sponsors, businesses, endowments, and nonprofits. The firm provides asset management, financial planning, and retirement services through a network of independent advisers using firm-developed models, third-party managers, and a structured risk framework.

Thomas Leechin is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Navy Federal Investment Services since 2014 and also serves with Navy Federal Financial Group. Outside of his advisory role, Leechin volunteers as Treasurer for the Emerald Coast Gator Club, a nonprofit organization, and serves as President of the Intercoastal Point Condo Association board. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union and a range of individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management through advisory and brokerage channels. The firm utilizes third-party portfolio managers via the Envestnet platform and offers overlay services and a Private Wealth Consulting program for high-net-worth clients.

William Bowman Jr. is a financial advisor with Navy Federal Investment Services, LLC, holding ChFC® and Series 66 designations and bringing 20 years of industry experience. He has worked with Navy Federal affiliated firms since 2010. Outside of his advisory role, he owns and manages a property management company overseeing lease contracts and maintenance. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm utilizes model portfolios managed by third-party portfolio managers and provides account monitoring, rebalancing, and optional tax and impact overlay services.

Alan Sanders is a financial advisor with Mutual of Omaha Investor Services, Inc., holding a Series 66 credential and 15 years of industry experience. His prior roles include positions at Farmers Financial Solutions, MassMutual, and MetLife Securities. He serves as a board member of the Gulf Breeze Chamber of Commerce. Mutual of Omaha Investor Services, Inc. provides advisory and retirement-plan services to a diverse client base, including individuals, retirement plans, corporations, and charitable organizations. The firm offers financial planning, third-party money manager programs, and managed account services through a network of Investment Advisor Representatives.

Andrea Mack is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® and Series 63 designations and bringing 27 years of industry experience. Her prior roles include positions at Highland Capital/OWI, Riversource Distributors, Inc., and Securian Financial Services, Inc. She is based in Pensacola, FL. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual investors and trusts, offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and provides ongoing account monitoring, rebalancing, and optional overlay services.

Adam Cartwright is a financial advisor at Navy Federal Investment Services, LLC with six years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Navy Federal, he worked at Regions Bank and Walmart, and has experience in higher education from his time at the University of South Dakota. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm uses third-party portfolio managers on platforms like Envestnet and provides account monitoring, rebalancing, and optional tax and impact overlay services.

Jennifer Groulx is a financial advisor at Waverly Advisors, LLC with 26 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes a decade at Warren Averett Asset Management, LLC. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual clients, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations, offering both discretionary and non-discretionary portfolio management.

Nicholas Wilson is a Series 66-licensed financial advisor with Navy Federal Investment Services, LLC, based in Spanish Fort, AL. He has three years of industry experience, including roles at Navy Federal Investment Services and Navy Federal Financial Group. Outside of his advisory work, he serves as a religious audio engineer for Freedom Church. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union and individual investors, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm’s approach includes managed accounts and model portfolios utilizing third-party managers, with ongoing due diligence and client account monitoring.

Julia Whitley is a financial advisor at United Capital Financial Advisors with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Calton & Associates, Inc. and Dick Rivera & Associates, LLC. Outside of advising, she is involved in therapeutic laser sales through Cell Gen Therapeutics, LLC. United Capital provides national financial planning and discretionary investment management services to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm supports customized portfolio options and operates a platform that assists independent advisors with technology and practice management.

Ernest Commins is a CFP® professional with 43 years of industry experience. He is currently with IHT Wealth Management LLC and has been associated with LPL Financial, LLC since 2005. His background includes roles involving investment advisory and non-variable insurance products. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection and quantitative tools in diversified model portfolios, offering discretionary asset management, financial planning, and ERISA fiduciary services through a network of approximately 153 advisors.

Olivia Di Filippo is a financial advisor with Gradient Advisors, LLC, holding a Series 65 designation and one year of industry experience. She previously worked at Swan Capital, LLC for three years and has background experience in client services and advisory roles. Outside of financial advising, she has been involved with several community organizations and church activities. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers using a largely non-discretionary model.

Kari Foust is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Navy Federal Investment Services, LLC since 2017. She has been affiliated with Navy Federal Financial Group and its investment services divisions since 2012. Navy Federal Investment Services, LLC primarily serves members of Navy Federal Credit Union, individual investors, and trusts by offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers on the Envestnet platform and emphasizes ongoing due diligence and account monitoring.

Ashley Tucker is a CFP® professional with five years of industry experience, currently advising at Waverly Advisors, LLC since 2022. Prior to Waverly Advisors, Ashley worked at Warren Averett Asset Management, LLC for six years. Ashley serves as a board member for the Community Foundation of Northwest Florida and is an instructor for the Estate Planning Online Course in Florida State University's Certified Financial Planning Program. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations and provides financial planning, retirement plan consulting, and multi-family office services.

Erin Wilmer is a financial advisor with CreativeOne Wealth, LLC, holding a Series 66 designation and 13 years of industry experience. Prior to joining CreativeOne Wealth and affiliated firms in 2022, she worked at Edward Jones for ten years. Outside of her advisory role, Wilmer is involved in several community and nonprofit organizations, including serving as a minister, a member of philanthropic review groups, and overseeing financial literacy seminars through her foundation. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other advisory firms. The firm manages primarily discretionary accounts using a combination of proprietary models and third-party managers, employing various investment strategies including ETFs, mutual funds, and options.

Tyler Lovett is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and seven years of industry experience. He has worked with Navy Federal Financial Group since 2017, with prior experience at the Tom James Company. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management through advisory programs and brokerage channels. The firm utilizes third-party portfolio managers on the Envestnet platform and offers a range of services including model-driven asset allocation, tax and impact overlay services, and a Private Wealth Consulting program for high-net-worth clients.

Isaac Holland is a financial advisor at McAdam LLC in Pensacola, FL, holding a Series 65 credential. He joined McAdam LLC in 2021 after working at Clarion University of Pennsylvania and Goodmans. Holland has no prior industry experience before joining McAdam LLC. McAdam LLC is an enterprise-scale registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm uses fundamental analysis to manage portfolios across mutual funds, ETFs, independent managers, and individual securities, offering both traditional and alternative investment strategies tailored to client objectives.

Lindsay Heyman is a CFP® professional with eight years of industry experience, currently with Concurrent Investment Advisors, LLC. Her background includes roles at Raymond James Financial Services and UBS. Outside of advising, she serves as a seasonal rowing assistant coach at the Episcopal School of Dallas and operates an e-commerce business through a sole proprietorship. Concurrent Investment Advisors, LLC is an SEC-registered firm providing wealth management, investment management, and financial planning services to individuals, families, trusts, businesses, and retirement plans. The firm manages approximately $15.7 billion in assets and employs a long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities.

William Copeland is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and 10 years of industry experience. He has been with Navy Federal Investment Services and Navy Federal Financial Group since 2015. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering financial planning, retirement-plan fiduciary services, and portfolio management through both advisory and brokerage channels. The firm utilizes third-party portfolio managers via the Envestnet platform and maintains a unique structure affiliated with a large credit-union banking group.

Langley Holley is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and six years of industry experience. He previously worked at Wiregrass Investment Management LLC and LPL Financial. Outside of his advisory role, he provides bookkeeping services for a family farm. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm employs model portfolios managed by third-party portfolio managers and provides ongoing account monitoring and investment committee reviews.

Stephen Speirs is a financial advisor with G. A. Repple & Company, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with G. A. Repple & Company since 2002. Outside of his advisory work, he officiates weddings on the beach in Pensacola Beach, FL. G. A. Repple & Company provides investment advisory and financial planning services to retail individuals, retirement plans, trusts, estates, and corporate clients. The firm employs a variety of analytical approaches to construct portfolios aligned with client goals and offers both discretionary and non-discretionary management along with multiple investment program options.