Kenneth Whittaker is a CFP® with 25 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. in Merritt Island, FL. He has worked at Raymond James since 2003 and also leads CPA Financial Enrichment Group LLC as CEO and President. Whittaker is the owner of Whittaker Dubois Investments, a real estate brokerage. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm provides tailored, non-discretionary planning and utilizes advanced analytical tools while supporting a broad network of advisors and maintaining specialized offerings in municipal finance and SIMPLE IRA consulting.

Kerron Greaves is a financial advisor with Primerica Advisors in Cocoa Beach, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His work background includes roles at PFS Investment Inc., Primerica Financial Services, Brevard Public Schools, and Florida Institute of Technology. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

William Turner is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Cambridge Investment Research since 2019 and also maintains leadership roles in several insurance agencies. Turner serves as president and treasurer of the Murrell Professional Park Condominium Association board. Cambridge Investment Research Advisors is a large SEC-registered firm providing financial planning, investment management, and retirement plan advisory services to a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers multiple investment implementation platforms and proprietary as well as third-party model strategies tailored to client objectives.

John Yannick is a financial advisor with Cetera, holding a Series 66 designation and 20 years of industry experience. He has worked with Cetera and affiliated firms since 2018 and was previously with American Portfolios Financial Services, Inc. from 2016 to 2018. Outside of his advisory role, he manages a residential rental property. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Jim Baker is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices across the United States.

Samuel Lyons is a Series 66-credentialed financial advisor with 17 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Outside of his advisory role, Lyons is involved in a lay Christian movement called Via De Cristo, which serves to renew men and women of various Christian faiths. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers a combination of planning and managed-account services under a consolidated billing option called “WealthPlan.”

Ryan Scharps is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America for multiple terms since 2014, as well as two years at Wells Fargo Advisors. Outside of his advisory role, he serves as the Athletic Director at Spanish River Christian School. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Jeffrey Smith is a financial advisor at Edward Jones in Merritt Island, FL, holding the ChFC® designation and Series 66 license with eight years of industry experience. He served six years in the United States Air Force before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors.

Michael Guarino is a financial advisor with Ameriprise in Orlando, FL, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he owns a business entity that provides limited liability and manages business expenses. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, combining research and modeling to provide tailored, non-discretionary recommendations primarily for clients holding assets in Ameriprise managed accounts.

Foster Lytle III is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and nine years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory role, he is co-owner of The Storehouse Group, Inc. Ameriprise Financial Services is a diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice, utilizing proprietary research and third-party data.

Marcus Herman is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked at Nightwing Intelligence Solutions and held various roles in education and corporate sectors, including at Raytheon Technologies and multiple colleges. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored non-discretionary planning and uses analytical tools to support client goals, while also maintaining specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Roy Malphurs is a financial advisor at Edward Jones in Titusville, FL, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2024, he was self-employed at Today Financial Group for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Cecilia Ross is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2018, following five years at SunTrust. Outside of her advisory role, Ross is a self-published author of a children’s book with illustrations. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Daniel Ciuro is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, he serves as Treasurer on the Executive Board of the Cocoa Beach Regional Chamber of Commerce. He is also the owner of a real estate business based in Melbourne, Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a national network of financial advisors.

Kelly Hernandez is a financial advisor with Edward Jones in Titusville, FL, holding a Series 66 designation and 10 years of industry experience. Prior to joining Edward Jones in 2019, Kelly worked at TD Bank from 2016 to 2019. Outside of financial advising, Kelly coaches freshman volleyball at Titusville High School. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Patrick Coyne is a financial advisor with Raymond James Financial in Merritt Island, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Raymond James Financial since 2004. Outside of his advisory role, Coyne is involved as a volunteer board member with Inwater Research Group, Inc., a nonprofit focused on marine life conservation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools to help clients meet their goals and supports a broad network of advisors with specialized programs including municipal advisory and SIMPLE IRA employer consulting services.

Shirley Polidori is a financial advisor at Edward Jones with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Stifel Nicolaus for 16 years. Outside of her advisory role, she is involved with Young Living essential oils as a member. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Patrick is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2020 and previously held roles at TIAA-CREF and Tiaa between 2016 and 2019. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based, holistic financial analyses and planning without discretionary trading authority. The firm’s approach separates planning and managed-account services, allowing clients the option to combine them under a consolidated billing program called “WealthPlan.”

Jason Carey is a financial advisor with Edward Jones in Cocoa Beach, FL, holding the ChFC® designation and Series 66 license. He has six years of industry experience, including four years at Cleveland Clinic Indian River Hospital prior to joining Edward Jones in 2019. Carey is also a co-founder and part owner of Trophy Inc., a software company based in Poughkeepsie, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment advisory and wealth management solutions supported by a large network of financial advisors and branch offices nationwide.

Steven Leatherman is a financial advisor with Primerica Advisors in Rockledge, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of his advisory work, he is a partner in Six Digit Yacht Club, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating with a percentage-based wrap fee structure.