John Molkentin III is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked throughout his career with Bank of America and Merrill. Outside of his advisory role, he serves as an advisory board member for the Miami Gator Club and is involved with the stewardship committee at Galilee Baptist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Wenger is a financial advisor with Raymond James Financial in Miami, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been associated with multiple firms under the Raymond James umbrella since 2015. Wenger owns two support companies, Wenger Wealth Management and Roque Investment Strategies, which function as non-investment-related support entities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports clients through various advisory programs and institutional consulting services.

Stacy Janney is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 36 years of industry experience. She has been with Merrill since 1987. Janney has served as a panel member for the New York Stock Exchange Hearing Board, adjudicating disciplinary matters for NYSE Regulation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Joseph Beaton is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has been with Bank of America and Merrill Lynch, Pierce Fenner & Smith Incorporated since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charu Narain is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in providing customized financial strategies to corporate executives, professionals, and business owners. With over 20 years of experience at Merrill Lynch and a prior international banking career in India, Singapore, and South Korea, Charu brings a global perspective to wealth management. She focuses on areas including education planning, executive compensation, family wealth management, legacy planning, retirement income, and socially responsible investing. Charu holds multiple professional certifications, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA®). She earned an undergraduate degree in Economics from St. Stephens College in Delhi University and a postgraduate degree in Management from the Indian Institute of Management. Fluent in English, Hindi, and Spanish, Charu leverages her analytical skills and extensive experience to help clients develop and implement financial strategies aligned with their long-term goals. In addition to her professional work, Charu is involved in the community through her service on the Executive Committee of the Women United Group of the United Way of Miami Dade. She is committed to supporting women's organizations and advancing professional opportunities for women. Her personal interests include music, swimming, traveling, and spending time with family.

Darrell Smith is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that are adaptable to changing market conditions. Darrell integrates the investment insights of Merrill with the banking and lending solutions of Bank of America to help clients pursue their financial goals. He holds professional designations as a Personal Investment Advisor (PIA) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Darrell earned a Bachelor's Degree from Regis University and holds Master's Degrees from Governors State University and Texas A&M University System. Committed to building strong client relationships, he applies his knowledge and experience to assist individuals and families in making important financial decisions. Darrell supports the tradition of community involvement upheld by Merrill and dedicates time to volunteering with local organizations.

Nicholas Simmons is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been focusing on all aspects of wealth management since 2014. He works with individuals, families, and businesses to help grow, preserve, and pass along their assets. Nick is a qualified Portfolio Manager who provides traditional advice and guidance and builds and manages personalized or defined investment strategies, which may include individual stocks, bonds, Merrill model portfolios, and third-party investment strategies. He may also manage these strategies on a discretionary basis through the Firm’s Investment Advisory Program. Nicholas holds several professional designations including the Certified Investment Management Analyst (CIMA) designation sponsored by the Investments & Wealth Institute at the Wharton School of Business, the Certified Plan Fiduciary Advisor (CPFA) credential, Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from Florida International University. His client focus includes family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Outside of work, Nicholas's interests include baseball, football, golfing, and skiing.

Pearce Klevan is a Senior Resident Director at Merrill's Miami at the Falls office. In this leadership role, he oversees mentorship, office culture, and manages a team of financial professionals. He also serves as a co-founder of Brunk, Klevan & Associates, where he works with business owners, corporate executives, and high-net-worth families. With over two decades of experience, Pearce focuses on comprehensive financial planning that integrates investment management, retirement and estate planning, business strategies, and liquidity management. His approach emphasizes understanding each client's full financial picture and long-term goals, particularly during significant life or business transitions. He holds several professional designations including Certified Exit Planning Advisor (CEPA), Certified 401(k) Professional (CKP), and Chartered Retirement Planning Counselor (CRPC). Pearce earned a bachelor's degree from Emory University and a master's degree from the Dublin Institute of Technology. Raised in various international cities, he is fluent in Spanish and English. He resides in Palmetto Bay with his wife Mary and their three children. Pearce is involved in community organizations including the Monica Burguera Foundation and Ransom Everglades High School, among others. His personal interests include marathon running, scuba diving, fishing, golfing, cooking, music, skiing, traveling, and spending time with family.

Carlos Torre is an International Private Wealth Manager with Merrill Lynch Wealth Management, where he has worked since 1994. He holds several FINRA registrations including series 7, 9, 10, 31, 63, and 65, as well as the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Personal Investment Advisor (PIA) designation. Carlos served for ten years as Senior Resident Director - International, overseeing the Miami at The Falls office, and was awarded the title of Managing Director in 2022. He has been named to the Forbes "Best-in-State Wealth Advisors" list from 2018 through 2026. Carlos earned a Bachelor's degree in Finance from the University of Miami and an MBA from Northeastern University. His practice focuses on family wealth management strategies, international wealth management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He assists a select group of families by integrating investment advisory, estate planning services, complex cross-border wealth planning, retirement planning, banking services, and liability management. Carlos is bilingual in English and Spanish. Outside of work, he enjoys boating, cooking, golfing, scuba diving, and spending time with his family. He serves as a board member for House of Hope for Costa Rican Children and is a troop leader with the Boy Scouts of America.

Javier Aviles is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he develops personalized financial strategies designed to address clients’ individual goals and changing market conditions. Javier provides access to Merrill’s investment insights along with the banking and lending solutions from Bank of America, assisting clients with comprehensive wealth management. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, institutional investment consulting, services for defined benefit and defined contribution plans, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. Javier holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Florida International University. Fluent in both Spanish and English, he supports a broad client base. Outside of his professional work, Javier is involved in community volunteering aligned with Merrill’s tradition of service. He enjoys biking, running, and spending time with his family.

Yasser Logrono is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2024. Prior to that, he was employed at Bank of America and Merrill from 2008 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations, incorporating an ESG eligibility framework where applicable.

Sherenne Chin Quee is a Team Financial Advisor at Merrill Lynch Wealth Management, specializing in developing personalized investment strategies for her clients. Her approach begins with understanding each client's unique priorities, goals, and circumstances, enabling her to provide clear communication and thoughtful guidance. She focuses on helping clients make informed financial decisions with confidence by explaining the reasoning behind recommendations. Before joining Merrill Lynch, Sherenne spent over a decade working in supply chain management, where she managed inventory control and collaborated closely with owners and leadership to improve processes. This experience honed her attention to detail and communication skills, which she applies to wealth management. Sherenne holds an Accredited Certificate from Sheridan Technical College and holds the Personal Investment Advisor (PIA) designation. Outside of her professional work, Sherenne enjoys spending time outdoors with her husband and engages in activities such as fishing, gardening, knitting, crocheting, and running.

Steven Adessi is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 30 years of experience. Throughout his career at Merrill Lynch, he has focused on helping clients pursue their financial goals by developing personalized wealth management strategies. Steven works to simplify the complexities of investing while addressing clients' unique perspectives and priorities. His expertise includes guiding professionals and business owners in diversifying concentrated wealth holdings and mitigating tax exposure. Steven and his team provide advanced services such as tax mitigation strategies, financial modeling with Personal Wealth Analysis™, access to alternative asset classes, cash flow management, stock option and RSU planning, and philanthropic planning. His client focus areas include college education planning, liquidity management, individual and corporate investment strategy, retirement income, and tax minimization. Steven holds a Bachelor's Degree from the University of Miami and the professional designations of CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA). Outside of work, he enjoys biking, billiards, golfing, hiking, horseback riding, and traveling.

Denise Chin Quee is an International Wealth Advisor at Merrill Lynch Wealth Management. She works closely with her clients to understand their needs and investment goals, building a strong financial foundation that helps grow and protect their livelihood. Denise is committed to providing transparent and straightforward guidance across all areas of her clients' financial lives, and she emphasizes building long-lasting relationships. With over two decades of experience, Denise specializes in creating and developing financial strategies through various market conditions, including recessions, rising and falling rates, and both bull and bear markets. Her expertise includes divorce transition planning, family wealth management strategies, international wealth management, personal retirement planning, portfolio management services, socially responsible investing, tax minimization, retirement income, and advising women and clients in sports and entertainment. Denise holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She attended the University of Miami and Broward Community College without earning a degree and holds a High School Diploma from Cooper City High School. Denise participates in community organizations such as the Chinese Cultural Association and the Jamaican Dental Mission. Her personal interests include fishing, gardening, music, and running.

Joel Bambino is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marlon Sobalvarro is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 65 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021. His prior experience includes roles at TD Bank, The Prudential Insurance Company of America, and Pruco Securities LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a centralized investment due diligence process.

Maria Traina is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2011. Outside of her advisory role, she operates a sole proprietorship as a real estate agent for transactions involving herself and her immediate family. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Maria Chiang is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2019. Her background also includes entrepreneurial experience with Puerto Viejo Wines LLC and a period at Florida International University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Manuel De La Maza is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing, J.P. Morgan Securities, and Chase Investment Services Corp. Prior to joining LPL Financial in 2021, he held several investment-related roles, including involvement with insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions through a broad array of advisory and brokerage services, utilizing a variety of investment strategies and operational tools.

Barry Brosius is a financial advisor with Ameriprise in Miami, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns and manages a business that handles shared office expenses for himself and other Ameriprise advisors. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with substantial investable assets, combining research and modeling to provide tailored, tax-efficient income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.