Patrick Surdy is a financial advisor with Edward Jones in Marco Island, Florida, holding CFP® and Series 66 credentials and possessing 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he serves as Trustee and Vice President of the Siegfried Family Foundation and co-owns a boat with his brother through Riverstone Acres, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory strategies and services supported by a large national network of financial advisors and branch offices.

Robert Woolf is a financial advisor with Morgan Stanley in Marco Island, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities from 2014 to 2022. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Craig Couture is a financial advisor with Cetera who holds a Series 63 designation and has 27 years of industry experience. He has worked at various firms including Avantax and Aksala Wealth Advisors and operates his own tax preparation and accounting business. Couture also serves as a fiduciary trustee managing investment activities and tax-related responsibilities for multiple beneficiaries. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, including access to third-party money managers and model portfolios within a multi-manager platform.

Patrick Mc Namara is a financial advisor with Morgan Stanley in Marco Island, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Outside of finance, he is a passive investor owner of a liquor license associated with a restaurant/bar/nightclub in Cedar Grove, New Jersey. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by firm-approved tools and modeling techniques.

Vance Neal is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 1995. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from both internal and third-party sources.

Thomas Bishop is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 34 years of industry experience. He previously worked at UBS Financial Services Inc for 14 years before joining Wells Fargo Clearing in 2024. Outside of his advisory role, he serves on the board of directors for the Kinnelon Ice Hockey Club, where he also coaches and organizes a summer camp. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Keith Embree is a CFP® with 10 years of industry experience, currently affiliated with Raymond James & Associates. His prior roles include positions at Mercer Global Advisors Inc. and Family Wealth Planning Group. Outside of his advisory work, he owns a single-family rental property in Tampa, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning and investment consulting through various programs and provides municipal advisory services alongside market-making and execution roles in municipal and government bonds.

Kennedy Sherles is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked at both Morgan Stanley and JPMorgan Chase Bank prior to his current role. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Paul Kassolis is a financial advisor with Wells Fargo Clearing based in Naples, FL. He holds a Series 66 designation and has 21 years of industry experience. His career includes roles at Wells Fargo Advisors, LLC, and Wells Fargo Bank N.A., where he has worked for over two decades. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

John Lembeck is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 31 years of experience specializing in retirement planning, wealth building, and asset preservation. John focuses on customized financial planning for public and private companies, corporate executives, and high-net-worth families, designing, implementing, and tracking strategies tailored to each client’s specific needs. John holds several professional designations, including Certified 401(k) Professional (C(k)P®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a High School Diploma from Rumson Fair Haven Regional High School and attended Brookdale Community College and the University of South Florida without obtaining a degree. Outside of his professional career, John pursues his interest in skiing, having traveled extensively to engage in the sport. During warmer months, he enjoys boating. He lives with his wife Linda and their three children, Johnny, Stephanie, and David.

Coleen Hodsdon is a financial advisor at Ameriprise with 10 years of industry experience and holds the Series 66 designation. She previously worked at Morgan Stanley Smith Barney LLC for 10 years before joining Ameriprise, where she has been since 2017. Hodsdon serves on the Board of Directors of Caxambas Miracles Forum in Marco Island, Florida. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies, using data-driven analysis and working within a defined investment universe.

Charles May is a Certified Financial Planner (CFP®) with 22 years of industry experience. He has been with UBS Financial Services since 2021 and previously worked at Wells Fargo Clearing and various entities affiliated with EFG Capital Advisors. Outside of his advisory role, he serves as a board member for the Nevis Condominium Association in Miami, Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Leta Davis is a financial advisor with Morgan Stanley in Marco Island, FL, holding Series 63 and Series 65 licenses and 33 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services that include financial planning and investment management across various client segments.

Raymond Piccione is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. He serves as a trustee in a trust-related capacity outside of his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers a structured planning process supported by firm-approved tools and strategies.

Dana Messina is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and its affiliated entities from 2007 to 2017 before joining Ameriprise in 2017. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, written recommendation reports through a centralized consulting team.

William Hudson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has been with Wells Fargo since 2011, including his current role at Wells Fargo Clearing since 2016. Outside of his advisory work, he serves as a trustee for his sister’s trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Tyler Canady is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017. Prior to his financial services career, he was involved with Marco Island Watersports, Inc. and operates an education-related business as a sole proprietor outside of his advisory work. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and various investment programs to serve a broad client base.

Daniel O'Dowd is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 66 credentials and 26 years of industry experience. His career includes roles at JP Morgan Securities Inc. for 17 years and Stifel Nicolaus & Co Inc. for 3 years prior to joining Ameriprise. He is also involved in independent insurance brokering, specializing in term life insurance with AIG. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized team that provides non-discretionary, research-driven recommendations combining modeling and tax-efficiency analysis. The firm integrates advisory, brokerage, and insurance solutions with a focus on managed accounts and employs algorithmic automation under oversight to support its retirement planning approach.

Paul Klosterman is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors, Inc. and Securities America Inc. for 15 years. Outside of his advisory role, Klosterman is involved in insurance advising and property management activities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment approaches, utilizing asset-allocation tools and third-party managers to construct diversified portfolios on discretionary or non-discretionary bases.

Todd Rinderer is a financial advisor at Stifel with 38 years of industry experience. He has held Series 63 and Series 65 credentials and has been with Stifel since 1995. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.