Kevin Kulins is a financial advisor at Alexander Capital Wealth Management LLC with two years of industry experience. He holds the Series 66 designation and has held positions at firms including State Farm Investment Management Corp and MassMutual Life Insurance Co. Prior to entering the financial sector, his work experience includes roles in AI and mortgage industries. Alexander Capital Wealth Management LLC provides investment advisory services to individual and high-net-worth clients, as well as institutional clients, utilizing a multi-team approach. The firm’s investment process integrates proprietary technical analysis with fundamental review, focusing on asset allocation and the use of discretionary management, sub-advisers, and model portfolios.

Thomas Casey is a CFP® with 26 years of industry experience, currently serving at Belpointe Asset Management LLC since 2018. Prior to this, he was a dean at Casey Financial Management, LLC from 2014 to 2018. Outside of advisory work, Casey serves as president of the board of a local charitable foundation, Red Sox Nation-Villages Charitable Fund, and works part-time as a starter and ambassador at local golf courses. Belpointe Asset Management is a multi-team registered investment adviser with over 160 advisors managing more than $7.5 billion. The firm offers discretionary investment management, financial planning, and retirement-plan consulting to a diverse client base, utilizing customized portfolios and sometimes integrating proprietary and affiliate-advised funds.

William Foley Jr. is a Series 65 licensed financial advisor with Royal Fund Management, LLC, bringing 10 years of industry experience. He has worked at Royal Fund Management since 2015 and previously at Integrated Trust Systems from 2017 to 2022. Outside of his advisory role, he assists consumers as an independent insurance agent and licensed public adjuster, focusing on the insurance property claims settlement process. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, pension consulting, and participant account management. The firm develops customized Investment Policy Statements and employs a range of strategies, including long-term investing and options writing, with regular portfolio monitoring aligned to risk tolerances.

Michael Riley is a CFP® and ChFC® with 32 years of experience in financial advising. He is currently with Simplicity Wealth and The Leaders Group Inc., and previously worked for Mutual Trust Asset Management, Inc. and Calton & Associates, Inc. Riley serves on the board of trustees for Academy at the Lakes and is a board member of the local Salvation Army chapter. Simplicity Wealth serves a diverse client base including individual and high-net-worth investors, retirement plans, and institutional clients. The firm employs a fund-of-funds approach using ETFs, mutual funds, and individual securities, offering model portfolios with ongoing monitoring, and provides integrated technology and operational support for other advisers.

Paul Balog is a financial advisor at Chelsea Advisory Services, Inc. with 42 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Chelsea Financial Services since 2018, following a prior role at Foresters Equity Services, Inc. Balog is also licensed to sell insurance products, working part-time as an insurance agent specializing in fixed annuities. Chelsea Advisory Services provides financial planning, investment advisory, and consulting services to individuals, trusts, and some corporate entities. The firm follows a fundamental, long-term investment approach and generally manages diversified portfolios on a discretionary basis, with an integrated custody and execution platform linked to an affiliated broker-dealer.

Humberto Vega is a financial advisor with Insigneo Advisory Services, LLC in Ocala, FL, holding Series 63 and Series 65 credentials and 21 years of industry experience. He previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining Insigneo in 2018. Outside of his advisory role, he is president and owner of Vega Hospitality Group LLC, which operates a fast-casual restaurant franchise. Insigneo Advisory Services provides investment advisory and portfolio management to individuals, corporations, trusts, and institutional clients, including banking institutions. The firm employs a combination of customized allocations and firm-modeled portfolios, utilizing third-party research and diverse asset classes to manage client investments.

Lincoln Mcrae IV is a financial advisor with Royal Fund Management, LLC, holding Series 63 and Series 65 licenses and 11 years of industry experience. He also operates McRae Financial, an independent insurance agency, and works as a sports official in multiple sports at various levels. Additionally, he provides transportation and rideshare services outside of his advisory role. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by offering portfolio management, financial planning, and pension consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor investment strategies and provides services including third-party manager recommendations and options-writing overlays.

Dale Hemmelgarn is a financial advisor with Mutual of Omaha Investor Services, Inc., holding the ChFC® designation and Series 63 and 65 licenses, with 49 years of industry experience. He has worked with Mutual/United Of Omaha Insurance Company since 1999 and Mutual of Omaha Investor Services since 1997. Outside of his advisory work, he is president of Sterling Heritage Inc., a sales business, and serves as an election official verifying voter IDs. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm operates alongside broker-dealer and insurance distribution businesses within the Mutual of Omaha group and delivers managed solutions primarily through a platform relationship with Envestnet.

John Shook is a financial advisor with Lifemark Securities Corp. in Ocala, FL, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked with Lifemark since 2018 and previously held roles at Foresters Equity Services, H&R Block, and Fort King Insurance and Financial Services, where he serves as president and independent insurance agent. In addition to his advisory work, Shook also prepares taxes independently during tax season. Lifemark Securities Corp. provides fee-based investment advisory services and financial planning primarily to individual investors and sponsors of participant-directed retirement plans. The firm’s investment approach is suitability-driven, utilizing programs such as Unified Managed Accounts and Separately Managed Accounts, with advisory and commission activities conducted under segregated compliance controls.

Edgar Hawkins III is a financial advisor at Kovack Advisors, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Kovack Advisors since 2017, following eight years at SII Investments, Inc. In addition to his advisory role, Hawkins is a licensed insurance agent involved in developing proposals for insurance products including life, long-term care, and disability coverage. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base that includes individuals, corporations, pension plans, and banking institutions nationwide. The firm offers discretionary and non-discretionary asset management, third-party manager recommendations, and account aggregation services, with an investment approach centered on diversified asset-class exposure primarily through mutual funds and ETFs.

Jonathan Jung is a financial advisor with Royal Fund Management, LLC, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at IAMS Wealth Management, LLC and NBC Securities, Inc. He is also an independent licensed insurance agent specializing in annuities and life insurance. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm uses a range of investment strategies, including fundamental and technical analysis, and offers unique services such as access to select non-traded REITs and options-writing overlays.

Patrick Mcmanus is a CFA® charterholder with six years of industry experience, currently serving as a financial advisor at Calton & Associates, Inc. in Ocala, FL. His prior roles include positions at SunTrust Robinson Humphrey, Inc., 1st Tennessee Bank, and Cogent Bank. He is also involved with FLC Risk Group, LLC in a capacity outside of his advisory work. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by providing portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm offers multiple program structures and combines discretionary and non-discretionary management, tailoring investment recommendations to client goals, risk tolerance, and liquidity needs.

Joshua Hanby is a financial advisor with Calton & Associates, Inc. in Lady Lake, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Calton & Associates since 2001 and also operates an insurance agency, providing clients with information on various insurance products. Calton & Associates serves individual investors, retirement plans, trusts, and estates by offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides a range of investment programs and uses multiple analytic approaches tailored to client needs, combining advisory and commission-based products through its dual registration as both a registered investment adviser and broker-dealer.

Ellen Daly is a financial advisor at Royal Fund Management, LLC with a Series 65 credential and one year of industry experience. Prior to her current role, she was involved with companies including Estate Guru and New Life Financial Alliance, and she has a background in the hospitality industry with over two decades at Spoto's Oyster Bar. Royal Fund Management serves individual investors, corporations, and retirement plans by providing portfolio management, financial planning, and pension consulting. The firm employs a range of investment strategies tailored to client risk tolerances and operates at an enterprise scale with 83 advisors and approximately $1.55 billion in assets under management.

Margaret Barrett is a financial advisor at Gradient Securities, LLC with nine years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including The Leaders Group Inc and Transamerica Financial Advisors, Inc. Outside of her advisory role, she is involved in life and health insurance agencies and owns a consulting business. Gradient Securities, LLC provides financial planning, consulting, non-discretionary asset management, and retirement-plan advisory services to individuals, trusts, and business entities. The firm employs a non-discretionary model that integrates fundamental, technical, and cyclical analysis and works with third-party managers while disclosing relevant revenue-sharing and incentive arrangements.

Richard Easterbrook is a CFP® with 14 years of industry experience, currently serving as an advisor at Royal Fund Management, LLC. He has been associated with Royal Fund Management since 2013 and also holds a leadership role as president and independent insurance agent at Plan America Financial Services, Inc., a position he has held since 1993. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, pension consulting, and participant account management. The firm develops customized Investment Policy Statements and employs fundamental, technical, and cyclical analysis to implement various investment strategies, including options writing, with regular portfolio monitoring aligned to clients’ risk tolerances.

Michael Conway is a financial advisor with Royal Fund Management, LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Royal Fund Management since 2013 and also works as an independent insurance agent selling life and annuities. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm uses a range of analytical approaches to implement investment strategies tailored to client risk tolerances and offers specialized services such as options writing and access to select non-traded REITs.

Brian Wakefield is a Series 66-licensed financial advisor at Simplicity Wealth with seven years of industry experience. His prior roles include positions at Edward Jones and several investment and estate planning firms. He also offers estate and financial planning services, including fixed insurance products and tax preparation, through Estate & Retirement Resources. Simplicity Wealth provides advisory services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional clients. The firm employs a fund-of-funds approach using ETFs, mutual funds, and individual securities, offering model portfolios with ongoing monitoring and rebalancing, as well as additional overlays like tax optimization and customized screening.

Frederick Wright is a financial advisor at Royal Fund Management, LLC with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Royal Fund Management since 2018. Prior to that, he was with NBC Securities Inc. and also serves as President of Lifetime Capital Management, an insurance-related business. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm uses fundamental, technical, and cyclical analysis to implement investment strategies and offers services including non-discretionary allocation recommendations and discretionary account management for retirement plan participants.

Bryan Daly is a CFP® with nine years of industry experience, currently affiliated with Royal Fund Management, LLC. He has held roles at firms including Nationwide Mortgage Bankers and Freedom Equity Group, and he operates as an independent insurance agent. Daly also works with Estate Guru, providing estate planning software advisory services. Royal Fund Management, LLC serves individuals, corporations, pension plans, and charitable organizations by offering portfolio management, financial planning, and pension consulting. The firm employs a range of investment strategies based on fundamental, technical, and cyclical analysis, and provides both discretionary and non-discretionary services tailored to client risk tolerances.