Bruce Kern is a financial advisor with Forefront in Ocala, FL, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Edward Jones and a 20-year career at Verizon before entering financial advising. Forefront Wealth Partners is a team-based SEC-registered advisory serving individual clients, business owners, and corporate clients with customized portfolio management and comprehensive financial planning, including estate and tax coordination. The firm operates across multiple offices with a multi-advisor structure and integrates related businesses such as tax and insurance services.

Thomas Casey is a CFP® with 26 years of industry experience, currently serving at Belpointe Asset Management LLC since 2018. Prior to this, he was a dean at Casey Financial Management, LLC from 2014 to 2018. Outside of advisory work, Casey serves as president of the board of a local charitable foundation, Red Sox Nation-Villages Charitable Fund, and works part-time as a starter and ambassador at local golf courses. Belpointe Asset Management is a multi-team registered investment adviser with over 160 advisors managing more than $7.5 billion. The firm offers discretionary investment management, financial planning, and retirement-plan consulting to a diverse client base, utilizing customized portfolios and sometimes integrating proprietary and affiliate-advised funds.

William Foley Jr. is a Series 65 licensed financial advisor with Royal Fund Management, LLC, bringing 10 years of industry experience. He has worked at Royal Fund Management since 2015 and previously at Integrated Trust Systems from 2017 to 2022. Outside of his advisory role, he assists consumers as an independent insurance agent and licensed public adjuster, focusing on the insurance property claims settlement process. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, pension consulting, and participant account management. The firm develops customized Investment Policy Statements and employs a range of strategies, including long-term investing and options writing, with regular portfolio monitoring aligned to risk tolerances.

Michael Riley is a CFP®, ChFC®, and Series 66-registered financial advisor with 33 years of industry experience. He is currently with Simplicity Wealth and also maintains roles at The Leaders Group Inc and Estate & Retirement Resources, where he has provided estate and financial planning services since 1998. Riley serves on the boards of the Salvation Army in Ocala and the Academy at the Lakes, a non-profit secondary education institution. Simplicity Wealth serves a diverse client base including individuals, high-net-worth investors, retirement plans, and financial firms. The firm offers advisory services ranging from financial planning to discretionary portfolio management, typically implementing fund-of-funds strategies with ETFs, mutual funds, and select individual securities, alongside technology and operational solutions for other advisers.

Humberto Vega is a financial advisor at Insigneo Advisory Services, LLC with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Wells Fargo Clearing and Citigroup Global Markets. Outside of his advisory role, he is the president and owner of Vega Hospitality Group LLC, operating a Teriyaki Madness fast casual restaurant franchise. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients through discretionary and non-discretionary portfolio management, including proprietary multi-asset portfolios and third-party manager oversight. The firm combines committee-driven model portfolios with advisor-led customization, incorporating global asset classes and emerging market exposures.

Lincoln Mcrae IV is a financial advisor with Royal Fund Management, LLC, holding Series 63 and Series 65 licenses and 11 years of industry experience. He also operates McRae Financial, an independent insurance agency, and works as a sports official in multiple sports at various levels. Additionally, he provides transportation and rideshare services outside of his advisory role. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by offering portfolio management, financial planning, and pension consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor investment strategies and provides services including third-party manager recommendations and options-writing overlays.

Dale Hemmelgarn is a financial advisor with Mutual of Omaha Investor Services, Inc., holding ChFC®, Series 63, and Series 65 designations and bringing 49 years of industry experience. He has been with Mutual of Omaha Investor Services, Inc. since 1997 and Mutual/United Of Omaha Insurance Company since 1999. Outside of his advisory work, he is president of Sterling Heritage Inc., a sales company, and serves as an election official responsible for voter ID verification. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm operates primarily through a platform relationship with Envestnet and integrates broker-dealer and insurance distribution businesses within the Mutual of Omaha group.

John Shook is a financial advisor with Lifemark Securities Corp. in Ocala, FL, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked with Lifemark since 2018 and previously held roles at Foresters Equity Services, H&R Block, and Fort King Insurance and Financial Services, where he serves as president and independent insurance agent. In addition to his advisory work, Shook also prepares taxes independently during tax season. Lifemark Securities Corp. provides fee-based investment advisory services and financial planning primarily to individual investors and sponsors of participant-directed retirement plans. The firm’s investment approach is suitability-driven, utilizing programs such as Unified Managed Accounts and Separately Managed Accounts, with advisory and commission activities conducted under segregated compliance controls.

Edgar Hawkins III is a financial advisor with Kovack Advisors, Inc. located in The Villages, FL. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. Prior to joining Kovack Advisors in 2017, he worked at SII Investments, Inc. and several other firms. He also engages in licensed insurance activities, including developing proposals for life, long-term care, and disability insurance. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, utilizing a combination of internally created models and third-party managers to manage portfolios across multiple custodians.

Michael Mehltretter is a financial advisor at Capital Analysts with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Lincoln Investment since 2017. His prior experience includes roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of finance, he has served with the Buffalo Fire Department since 1991. Capital Analysts serves retail and institutional clients, including high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, advisor-managed custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

Jonathan Jung is a financial advisor with Royal Fund Management, LLC, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at IAMS Wealth Management, LLC and NBC Securities, Inc. He is also an independent licensed insurance agent specializing in annuities and life insurance. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm uses a range of investment strategies, including fundamental and technical analysis, and offers unique services such as access to select non-traded REITs and options-writing overlays.

Patrick Mcmanus is a CFA® charterholder with seven years of industry experience, currently advising at Calton & Associates, Inc. in Ocala, FL. His prior roles include positions at SunTrust Robinson Humphrey, Inc. and Cogent Bank. He is also involved with FLC Risk Group, LLC, a business activity he has maintained since 2018. Calton & Associates serves individuals, retirement plans, trusts, estates, and businesses with a range of portfolio management and financial planning services. The firm combines investment advisory, broker-dealer, and insurance capabilities, offering diverse strategies including firm-sponsored programs and third-party manager recommendations.

Ellen Daly is a financial advisor at Royal Fund Management, LLC with a Series 65 credential and one year of industry experience. Prior to her current role, she was involved with companies including Estate Guru and New Life Financial Alliance, and she has a background in the hospitality industry with over two decades at Spoto's Oyster Bar. Royal Fund Management serves individual investors, corporations, and retirement plans by providing portfolio management, financial planning, and pension consulting. The firm employs a range of investment strategies tailored to client risk tolerances and operates at an enterprise scale with 83 advisors and approximately $1.55 billion in assets under management.

Margaret Barrett is a financial advisor at Gradient Securities, LLC with nine years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including The Leaders Group Inc and Transamerica Financial Advisors, Inc. Outside of her advisory role, she is involved in life and health insurance agencies and owns a consulting business. Gradient Securities, LLC provides financial planning, consulting, non-discretionary asset management, and retirement-plan advisory services to individuals, trusts, and business entities. The firm employs a non-discretionary model that integrates fundamental, technical, and cyclical analysis and works with third-party managers while disclosing relevant revenue-sharing and incentive arrangements.

Richard Easterbrook is a CFP® with 14 years of industry experience, currently serving as an advisor at Royal Fund Management, LLC. He has been associated with Royal Fund Management since 2013 and also holds a leadership role as president and independent insurance agent at Plan America Financial Services, Inc., a position he has held since 1993. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, pension consulting, and participant account management. The firm develops customized Investment Policy Statements and employs fundamental, technical, and cyclical analysis to implement various investment strategies, including options writing, with regular portfolio monitoring aligned to clients’ risk tolerances.

Michael Conway is a financial advisor with Royal Fund Management, LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Royal Fund Management since 2013 and also works as an independent insurance agent selling life and annuities. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm uses a range of analytical approaches to implement investment strategies tailored to client risk tolerances and offers specialized services such as options writing and access to select non-traded REITs.

Alfredo Arenas is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and Series 65 licenses and one year of industry experience. His work history includes roles at Mutual of Omaha Insurance Company, Mutual of Omaha Investor Services, PFS Investments Inc., and Primerica Financial Services. Outside of financial advising, he has been involved with Around The Clock Mortgage, LLC since 2019. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm primarily operates through a platform relationship with Envestnet and utilizes Pershing as custodian and broker-dealer for many managed accounts.

Brian Wakefield is a financial advisor with Simplicity Wealth based in Ocala, FL, holding a Series 66 credential and seven years of industry experience. His prior roles include positions at Edward Jones and multiple investment-related firms, and he is also involved with Estate & Retirement Resources, where he offers estate and financial planning alongside fixed insurance products. Simplicity Wealth serves a diverse client base including individual investors and institutional clients, offering services ranging from financial planning to retirement plan management. The firm utilizes a fund-of-funds approach with ETFs, mutual funds, and model portfolios, combining advisory services with technology solutions designed for other advisers.

Frederick Wright is a financial advisor at Royal Fund Management, LLC with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Royal Fund Management since 2018. Prior to that, he was with NBC Securities Inc. and also serves as President of Lifetime Capital Management, an insurance-related business. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm uses fundamental, technical, and cyclical analysis to implement investment strategies and offers services including non-discretionary allocation recommendations and discretionary account management for retirement plan participants.

Bryan Daly is a CFP® with nine years of industry experience, currently affiliated with Royal Fund Management, LLC. He has held roles at firms including Nationwide Mortgage Bankers and Freedom Equity Group, and he operates as an independent insurance agent. Daly also works with Estate Guru, providing estate planning software advisory services. Royal Fund Management, LLC serves individuals, corporations, pension plans, and charitable organizations by offering portfolio management, financial planning, and pension consulting. The firm employs a range of investment strategies based on fundamental, technical, and cyclical analysis, and provides both discretionary and non-discretionary services tailored to client risk tolerances.