Joshua Adkins is a financial advisor at OSAIC Institutions, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TruPoint Bank, Modern Woodmen Of America, and MWA Financial Services Inc. He serves as treasurer for Isaiah 1:17 House Wise/Scott/Lee/Norton, a charitable fundraising organization. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments while employing a hybrid adviser/broker-dealer structure that emphasizes firm supervision and client choice over discretionary authority.

Jonathan Yates is a financial advisor with TLG Advisors, Inc. in Kingsport, TN, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at Nationwide Securities, LLC for 17 years and has been affiliated with The Yates Agency since 2002. Outside of his advisory role, he owns a car restoration business, Bear Brothers LLC. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2 billion in discretionary assets. The firm serves a diverse client base, including individuals, retirement plans, trusts, and institutional investors, offering services such as portfolio management, financial and estate planning, and ERISA fiduciary services. Its investment approach combines fundamental analysis and Modern Portfolio Theory, with a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor portfolios.

Anna Davis is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has two years of industry experience and has been with Truist Bank since 2004. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration with related entities.

Niles Geary II is a financial advisor at United Planners' Financial Services of America with 17 years of industry experience. He holds a Series 66 designation and has held roles including co-founder and CEO of Voyage Partners Financial Strategies, LLC, where he focuses on tax planning and employer group benefits. Geary also operates as an insurance agent and has involvement in real estate sales and property management through Serenity Haven Properties. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent Investment Advisor Representatives. The firm utilizes an open-architecture platform with multiple custodians and third-party money managers, supporting a variety of advisory models.

Andrew Julian is a Certified Financial Planner® with 10 years of industry experience. He is currently with Private Advisor Group, LLC and previously worked at Cornerstone Wealth, LLC, Cambridge Investment Research Advisors, Inc., Cambridge Investment Research, Inc., and Northwestern Mutual Investment Services LLC. Outside of his advisory role, Mr. Julian holds an insurance license and may recommend insurance products on a commission basis, which is separate from his investment advisory services. Private Advisor Group serves a diverse client base including individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various managed account programs, employing a fiduciary-based advisory model that includes both third-party managers and proprietary technology platforms.

Gregory Taylor is a CFP®-designated financial advisor with 23 years of industry experience. He is currently with Concurrent Investment Advisors, LLC and previously worked at Wells Fargo Advisors and UBS Financial Services. Taylor serves as treasurer for the Greater Kingsport Boys and Girls Club Foundation. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm that serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by a network of approximately 286 advisors serving over 13,000 clients.

Chad Mckinney is a Certified Financial Planner® with 14 years of industry experience. He is currently with Valic Financial Advisors and also serves as an agent for AGIA, selling non-securities insurance products. His prior roles include positions at FTB Advisors, Inc., Advised Assets Group, LLC, and GWFS Equities, INC. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Ann Turner is a financial advisor with Valic Financial Advisors in Gray, TN, holding Series 63 and Series 66 licenses and four years of industry experience. Her prior roles include positions at Agia, Western & Southern Life, and Primerica. She is also appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

David Bell is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and five years of industry experience. His background includes roles at TruPoint Bank, Bank of America, Merrill, Regions Bank, Strategic Outsourcing, Inc., and SunTrust Bank. Outside of advisory work, he serves as a branch manager at TruPoint Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan support, and access to alternative investments, operating a hybrid adviser/broker-dealer model with discretionary and non-discretionary account management.

Charles Johnson is a financial advisor with GWN Securities Inc. in Piney Flats, TN, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at GWN Securities since 2010 and previously spent 18 years with Interactive Financial Advisors. Outside of his advisory role, Johnson owns a tax preparation service and an investment and insurance firm called Integrity First Financial Group. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a variety of investment approaches including legacy market-timing and momentum-based strategies.

Natalie Owens Wells is a financial advisor at Concurrent Investment Advisors, LLC with 26 years of industry experience. She holds a Series 66 designation and has worked at firms including Wells Fargo Advisors and UBS Financial Services. She serves on the City of Kingsport Beverage Board and is treasurer of the Center Place Owners Association. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by integrated operational tools and affiliated sub-advisory arrangements.

Scott Marmo is a financial advisor with Cetera Planning Partners in Johnson City, TN, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Cetera Planning Partners in 2026, he spent 19 years with Marmo Financial Group. He also serves as an ex-officio board member of Holston Medical Group, P.C., a multi-discipline medical practice. Cetera Planning Partners serves individual and high-net-worth clients, focusing notably on pre-retirees and retirees with services including investment management, financial planning, Social Security optimization, and retirement advice. The firm incorporates diversified mutual fund and ETF allocations tailored to client objectives and risk tolerance, and offers ancillary services such as tax planning, bookkeeping, payroll support, and estate planning through third-party providers.

Wilfred Haselton is a financial advisor with TLG Advisors, Inc. He holds a Series 66 designation and has 19 years of industry experience. His prior roles include positions at Simplicity Investments, Lincoln Financial, Lincoln Financial Advisors, and VALIC Financial Advisor. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

Justin Copp III is a financial advisor with Valic Financial Advisors in Johnson City, TN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Valic Financial Advisors since 2015 and also works as an agent with Agia, offering non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models and operating at scale with approximately $26.4 billion in discretionary assets under management.

Jake Stone is a financial advisor with CWM, LLC, holding a Series 65 credential and five years of industry experience. His prior roles include positions at Carson Wealth, GAAM Wealth Advisors, and Cetera Advisor Networks. Outside of advisory work, Stone serves as a board member for the East Tennessee Make-A-Wish Foundation and is involved with the Young Professionals of Johnson City Council. He has also served as a speaker at King University. CWM, LLC is an SEC-registered investment adviser that serves individuals, families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm manages accounts using discretionary model portfolios supported by fundamental and technical analysis, third-party sub-advisors, and customization tools, with a notable focus on retirement plan and institutional services.

Jeffery Bedford is a CFP®-certified financial advisor with 32 years of industry experience. He is currently with Concurrent Investment Advisors, LLC and previously worked at Wells Fargo Advisors and UBS Financial Services. He also serves as a council member for Holy Trinity Lutheran Church in Kingsport, TN. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors.

Amy Grindstaff is a financial advisor at Cetera Planning Partners in Johnson City, TN. She holds a Series 65 designation and has experience in the industry since 2024, including prior roles at Marmo Financial Group and positions in the technology and business systems sectors. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services such as investment management, comprehensive financial planning, and Social Security optimization. The firm also provides tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider, using a diversified investment approach aligned with client objectives and risk tolerance.

Amanda Hudson is a financial advisor with Truist Advisory Services, holding a Series 66 designation and three years of industry experience. She previously worked at Truist Bank for nine years before joining Truist Advisory Services and Truist Investment Services. Hudson serves as a board member of the Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), where she attends quarterly meetings and promotes regional business growth. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Kenneth Wright is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has worked with Infinex Investments, Inc. and Tri Summit Bank since 2016. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary assets.

Carter Honeycutt is a financial advisor with Money Concepts Capital Corp and holds Series 63 and Series 66 licenses. He has 13 years of industry experience and has previously worked at American Portfolios Financial Services, Inc., OSAIC, and Allstate Insurance Co. Outside of his advisory work, he is involved in selling Medicare Advantage and Medicare Supplement plans through Senior Financial Group. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individual investors, pension plans, and corporations. The firm utilizes model-driven and asset-allocation approaches, offering both discretionary and non-discretionary programs supported by third-party managers and technology platforms.