Mark Pendergrast is a financial advisor at Cetera with 39 years of industry experience. He holds a Series 63 designation and previously worked at Stephens Inc and Raymond James & Associates. Pendergrast has been with Cetera and Regions Bank since 2016. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with various program options and custodial relationships.

Deja Foster is a financial advisor at Ameriprise with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Fidelity Investments and Kestra Investment Services. Foster is based in Memphis, TN. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning advice based on dependable income sources and tax-aware withdrawal strategies.

Brian Douglas is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 16 years. Outside of his advisory role, Douglas is a Reserve Deputy Sheriff with the Shelby County Sheriff's Office and owns a social media and marketing content creation business. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports delivered in partnership with financial advisors.

Janette Lookadoo is a financial advisor at LPL Financial with 28 years of industry experience. She holds a Series 63 designation and has worked at First Horizon Advisors and First Tennessee Brokerage during her career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of customized investment strategies.

Todd Ruston is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has previously worked at FTB Advisors, Inc. for 10 years and has been with Raymond James and Pinnacle Financial Partners since 2022. Ruston is also involved as an associate with Fountain Financial Group and Pinnacle Asset Management, supporting the sale and management of financial products. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and utilizes a range of analytical tools, with specialized services in municipal and public finance as well as a SIMPLE IRA Employer Advisory program.

Colt Pierotti is a Series 66-licensed financial advisor with seven years of industry experience, currently with Cambridge Investment Research Advisors. His prior roles include positions at Ameriprise and UBS Financial Services. Outside of his advisory work, he is an owner of OX Capital LLC and CK Horse Enterprises LLC and serves as a board member of Dynasty Wealth Solutions. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing tailored investment strategies via multiple platform arrangements and proprietary as well as third-party model solutions.

Jeffery Avant is a CFP® professional affiliated with Edward Jones, based in Bartlett, TN, with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Mark Varner is a financial advisor at Edward Jones with 23 years of industry experience. He holds a Series 66 designation and previously worked at B. Riley Wealth Management and Modern Woodmen of America. Edward Jones serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Michael Robinson is a CFP® professional with over 21 years of experience in the financial services industry. He has been with LPL Financial since 2007 and also works with Renasant Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Julie Terry is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She spent 24 years at Ameriprise Financial Services, Inc. prior to her current role. Outside of her advisory work, she serves on the Board of Directors for the West Tennessee Women's Lacrosse Officials Association and is a board member of Civitan in Memphis, TN. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with algorithmic automation to support its advisory services.

Alexander Kenner is a financial advisor at LPL Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at First Horizon Advisors, Inc. and FHN Financial Securities Corp. Outside of financial advisory roles, he has experience in communication design through Counterpart Communication Design. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by extensive research tools and a large network of advisors.

William Lowery is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 credentials and has 11 years of industry experience. His prior work includes roles at Regions Bank and Shoemaker Financial. Outside of his advisory work, he is co-owner of Germantown Shoutouts, a yard sign business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and investment strategies.

Justin Pembroke is a financial advisor with Edward Jones in Brighton, Tennessee, holding a Series 66 credential and with two years of industry experience. Prior to joining Edward Jones, he worked at Adrenaline LLC, USAA Federal Savings Bank, and First Horizon Bank. He is involved in a meal planning business with his spouse, assisting with bookkeeping activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is recognized for its extensive network of advisors and branch offices across the country.

Andre Marvray II is a financial advisor at LPL Enterprise with 8 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Wells Fargo Clearing, Bank of America, Merrill, Morgan Stanley, and E*TRADE Securities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and a range of affiliated trust, insurance, and lending services.

Steven Jones is a financial advisor at Edward Jones with 18 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2007. Outside of his advisory role, he is involved in commercial property rental in Atoka, Tennessee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options, supported by a large nationwide network of financial advisors and branch offices.

Jacqueline Napoleon is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and 20 years of industry experience. She has worked at Edward Jones for a total of 20 years, with a one-year interval at Amazon. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products, supported by a large nationwide network of advisors and branch offices.

Stephanie Billings is a financial advisor at Edward Jones with four years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2017, with a three-year break from the workforce prior to joining. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Craig Jr. is a financial advisor with Ameriprise, holding a Series 63 designation and 24 years of industry experience. He previously worked at LPL Financial from 2015 to 2020 before joining Ameriprise in 2020. Outside of his advisory role, he serves on the Atoka Industrial Development Board and is Vice Chairman of Promise 4 Hope Ministries. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jewel Hockett is a financial advisor at Cetera with two years of industry experience. She holds the Series 66 designation and has previously worked at Raymond James Financial Services and the University of Memphis. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts through a large network of independent advisors. The firm offers diverse portfolio management and financial planning services utilizing a multi-manager platform with various program structures and custodial relationships.

Roy West Jr. is a financial advisor with J.P. Morgan Securities in Memphis, TN, holding a Series 66 license and six years of industry experience. His prior roles include positions at Cetera Wealth, Shoemaker Financial, and Trustmark Bank. He serves as a board member of the Memphis First United Methodist Church, where he participates as a voting member of the Board of Trustees and provides financial advice on commercial insurance costs and interest rates. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm provides non-discretionary advice through a select group of Wealth Advisors, integrating an ESG eligibility framework in its investment recommendations.