John O'neil III is a financial advisor at Ameriprise with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at The Huntington Investment Company and The Huntington National Bank. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning that emphasizes dependable income sources and tax-aware withdrawal strategies.

Michaela Matthews is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has worked at LPL Financial since 2022 and previously held roles at CUNA Brokerage Services and CUNA Mutual Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advanced operational tools.

Paul Finch is a financial advisor with LPL Financial in Cortland, Ohio, holding CFP® and ChFC® designations and over 30 years of industry experience. He has worked at LPL Financial since 2022 and was previously with Cuna Mutual Group and CUNA Brokerage Services for a combined 18 years. In addition to his advisory role, Finch serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Charles Ricciardi is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2013, following four years at Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non‑discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating an ESG eligibility framework.

Lisa Hlinka is a Series 65 registered advisor with Primerica Advisors in Youngstown, OH, with 17 years of industry experience. She has been associated with Primerica Financial Services and PFS Investments Inc. since 2009 and has worked at Heinen's since 2012. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies managed by unaffiliated asset managers and supports accounts through custodians such as Pershing.

Daniel Corbett is a financial advisor with Primerica Advisors, holding a Series 63 designation and seven years of industry experience. He has worked at PFS Investments Inc. and Primerica Financial Services since 2018 and operates out of Youngstown, OH. Outside of finance, he owns and runs a 3D printing business, 3D Fun Factory, which sells 3D prints online. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven strategies managed by unaffiliated asset managers and supports account custody and trade execution through major custodians.

Jonathan Kosco is a financial advisor at Equitable Advisors with three years of industry experience. He holds a Series 66 designation and has previous work experience at Youngstown State University and The Daily Grind. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Sydney Woolard is a financial advisor at Equitable Advisors with one year of industry experience. Prior to joining Equitable Advisors, Woolard worked at Davey Tree Expert Company and held various roles in education and nonprofit organizations, including at Kent State University and the Humane Society of Summit County. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver tailored investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Tracey Direnzo is a financial advisor at Primerica Advisors with 15 years of industry experience. She has worked at Primerica Financial Services since 2009 and PFS Investments Inc. since 2011, and is currently involved with Circle of Care. Outside of her advisory role, she owns a real estate investing business. Primerica Advisors sponsors a wrap-fee asset management program that serves individual, corporate, and charitable clients, delivering advisory services through a large network of advisors and utilizing model-driven strategies managed by third-party asset managers.

Dawn Hood is a financial advisor at Primerica Advisors with 21 years of industry experience. Her prior work includes positions at Farmers National Bank, The Middlefield Banking Company, and Valley Title & Escrow. She is also involved in sales of investment-related products and loan referrals for companies affiliated with PFS Investments Inc. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies supported by third-party managers and custodians, focusing primarily on individual investors rather than institutional clients.

Brendan Jones is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing two years of industry experience. His previous roles include positions at Erie Indemnity Company and PFS Investments Inc., along with multiple engagements in education at Youngstown State University and local school districts. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering services through model-based investment strategies supported by third-party asset managers and custodians.

Graig Dedomenic is a financial advisor with Primerica Advisors in Austintown, OH, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993 and previously worked at Jackson Milton Schools from 2017 to 2019. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process, with portfolio implementation delegated to BNY Mellon Advisors.

John Smith is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Home City Ice and Youngstown State University. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income strategies. The firm’s approach combines proprietary research and third-party data within a defined investment framework, serving clients with specific asset minimums.

David Pintaric is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Securities America Advisors and Sterne Agee. Outside of his advisory work, he is involved as a professional automobile racer and is a 10% owner of Scoop Media, LLC, a web-based discussion board focused on Ohio State college football. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform with an emphasis on model-based asset allocation, portfolio optimization, and a range of customizable investment programs.

Michael McMahon is a financial advisor with LPL Financial in Warren, Ohio, holding Series 63 and Series 66 licenses and 27 years of industry experience. Prior to joining LPL Financial in 2019, he worked at CUNA Brokerage Services, Inc. and Cuna Mutual Group for 13 years, and at HBKS Wealth Advisors for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice primarily through investment adviser representatives utilizing a range of customized and model-based investment strategies.

Stephen Hoerig is a Series 66-credentialed financial advisor with Thrivent Investment Management, based in Newton Falls, Ohio. He has two years of industry experience and has held roles at Thrivent Financial and Thrivent Investment Management since 2023, with prior experience at Amba, Kufleitner Automotive Group, and Youngstown State University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning that covers retirement, tax, estate, business continuation, and other areas. The firm combines planning with managed-account programs under a consolidated billing option but does not provide discretionary portfolio management for institutional clients.

Roberta Hiller is a financial advisor with Primerica Advisors in Youngstown, OH, holding a Series 63 designation and 26 years of industry experience. She has been with Primerica since 1999 and is active in local real estate associations including the Youngstown Columbiana Association of Realtors and the Stark Trumbell Area Realtors. Outside of advisory work, she is involved in sales of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Lori Costantino is a financial advisor with OSAIC, holding Series 63 and Series 66 registrations and bringing 11 years of industry experience. She has been associated with Hannon & Associates/Royal Alliance since 2015 and assumed the role of producing OSJ in 2025 following the passing of Tom Hannon. Costantino is also a licensed notary public in the state of Ohio. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and multiple affiliated broker-dealer and RIA relationships.

Zachary Rasile is a financial advisor with OSAIC in Youngstown, OH, holding Series 63 and Series 66 designations and two years of industry experience. He also has four years of involvement with Hannon and Associates and six years of experience at West Liberty University. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization.

Emily Stark is a financial advisor with Edelman Financial Engines in Youngstown, OH. She holds a Series 65 designation and has been with Edelman Financial Engines since 2019, following four years at PNC Bank. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a proprietary modeling process with planner delivery and online tools, offering diversified model portfolios with a long-term investment orientation and managing approximately $326 billion for roughly 477,000 clients.