Ricky Chisholm II is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Outside of his advisory work, he is involved with Weaveinns LLC, a business that sells beauty products to women. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program and a managed account program while operating as a broker-dealer and insurance agency.

Joyce Thomas is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 66 designations and 12 years of industry experience. Her prior experience includes roles at PNC Investments, Citizens Securities, and J.P. Morgan Securities. She is also a public notary. FIFTH THIRD SECURITIES serves individual and institutional clients through investment advisory and brokerage services, offering a range of managed account programs via the Passageway platform, which includes advisor-directed mutual fund and ETF models, separately managed accounts, and direct indexing options.

Denise Blevins is a financial advisor with OSAIC Institutions, INC. holding Series 63 and Series 65 designations and 22 years of industry experience. She has worked at First Commonwealth Bank and Infinex Investments since 2018, and previously at The Huntington Investment Company and LPL Financial. Blevins is also engaged in banking activities at First Commonwealth Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements. The firm’s approach includes fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary asset management.

Andriy Sachovskyy is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and has prior work history with Citizens Bank, Alec Enterprises Inc., Drury Plaza Hotel, Cleveland State University, and Ivan Mukha Construction. He is also listed as an other signer for Halych Express LLC, a business associated with his family. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios built on proprietary algorithms, alongside managed accounts and commission-based brokerage services.

Greg Beacom is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Key Investment Services, TD Ameritrade Investment Management, LLC, TD Ameritrade, Inc., and Scottrade, Inc. Outside of his advisory role, he serves as a deacon at Heritage Reformed Baptist Church, where he assists with nursery oversight, communion service, and outreach. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program that utilizes proprietary algorithms and client risk profiles to recommend ETF-based portfolios, in addition to maintaining commission-based brokerage operations.

Jennifer Vanadia is a financial advisor at Citizens Securities, Inc. in Chagrin Falls, Ohio, with 14 years of industry experience. She holds the Series 66 designation and has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program using proprietary algorithms and offers both discretionary managed accounts and commission-based brokerage services.

David Criss is a financial advisor at Citizens Securities, Inc. in Alliance, Ohio, holding a Series 66 designation with 21 years of industry experience. He has been with Citizens Securities since 2005. Outside of his advisory role, he serves as the successor Trustee and Power of Attorney for the Criss Family Living Trust. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program based on proprietary algorithms and a Managed Account program, operating as a broker-dealer and insurance agency under full ownership by Citizens Bank, N.A.

Zachary Brinkley is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He holds a Series 66 designation and has been with Citizens Securities since 2014. Outside of his advisory role, he operates a tax preparation service offering flat-fee income tax return filings. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, supported by proprietary algorithms and risk assessment tools.

Anthony Chmielewski is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, Northcoast Research, and several other firms. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios tailored to client risk profiles.

Matthew Kallio is a financial advisor with Citizens Securities, Inc. in Macedonia, OH, holding a Series 66 designation and 19 years of industry experience. His prior work history includes roles at Citizens Bank, PNC Bank, and PNC Investments. Outside of his advisory work, he owns and manages a single-member LLC involved in real estate holdings. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, supported by its affiliation with Citizens Bank, N.A.

Donald Mack is a financial advisor with Citizens Securities, Inc. in Alliance, OH, holding Series 65 and Series 63 licenses and has four years of industry experience. He has worked primarily within the Citizens organizations since 2019, with prior experience at American Income Life Insurance and Coach. Outside of his advisory role, Mack operates a small online business buying and selling Magic: The Gathering trading cards. Citizens Securities serves a wide retail client base including individuals and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a managed account program, supported by its affiliation with Citizens Bank, N.A.

Nikolche Sobevski is a financial advisor at The Huntington Investment Company with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at The Huntington National Bank and its affiliated investment company since 2017. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other business entities. The firm employs an open-architecture investment approach that combines third-party managers with proprietary models, offering a range of wrap-fee programs through the Envestnet MAS platform.

Daniel Duric is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 65 licenses and has seven years of industry experience. Prior to joining Citizens Securities, he worked at KeyBank and its affiliated investment services firms. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program.

Ryan Prokopius is a financial advisor at Citizens Securities, Inc. with 23 years of industry experience. He has been with Citizens Securities since 2007 and holds Series 63 and Series 65 licenses. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Kevin Krakora is a financial advisor at MAI Capital Management, LLC with 10 years of industry experience. He holds a Series 65 credential and previously worked at Storey & Associates for six years before joining MAI Capital in 2021. MAI Capital Management provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base that includes high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio strategies across multiple asset classes and integrates financial planning and tax services into its client relationships.

David Colwell is a financial advisor at Citizens Securities, Inc. in Cleveland, OH, holding Series 63, 65, and 66 licenses with 37 years of industry experience. He has worked at Citizens Securities since 2005. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory program and a Managed Account program and is wholly owned by Citizens Bank, N.A.

Douglas Esenwine is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Citizens Securities and Edward Jones during his career. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program managed in partnership with SigFig and a Managed Account program, operating as a broker-dealer and insurance agency.

Michael Thomas is a Certified Financial Planner® at MAI Capital Management, LLC with four years of industry experience. He previously worked at Storey & Associates for four years and has experience from Ashland University. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio strategies across multiple asset classes and serves in both advisory and product-sponsor capacities.

Sarah Boros is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. She holds Series 63 and Series 65 licenses and has spent her career primarily with Citizens Securities and Citizens Bank. Boros is also a notary public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm operates both discretionary and non-discretionary platforms and is wholly owned by Citizens Bank, N.A.

Steven Kochovski is a financial advisor with Citizens Securities, Inc. He holds Series 66 and Series 63 licenses and has one year of industry experience. He previously worked at PNC Investments LLC and Citizens Bank. Outside of his advisory role, Kochovski is the owner of Kochovski Ventures LLC, a non-investment-related business. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, and offers investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program using proprietary algorithms and a separate managed account program while operating as a broker-dealer and insurance agency.