Curtis Frisch is a financial advisor at OSAIC with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. His prior experience includes positions at Royal Alliance and J.P. Morgan Securities. Beyond his advisory role, he is involved in insurance sales and financial planning through his work with Savage & Associates and maintains a sole proprietorship focused on insurance products. OSAIC serves a diverse client base including retail and institutional investors with a range of brokerage and advisory services. The firm utilizes various portfolio construction tools and third-party platforms to offer integrated investment solutions across multiple asset classes.

Jaime Ellerbrock is a financial advisor with Robert W. Baird & Co. in Findlay, Ohio, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining Baird in 2018, Jaime worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Jaime is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across traditional and complex investment strategies.

Johnny Manns is a financial advisor with Primerica Advisors in Findlay, OH, holding four years of industry experience. He has been with Primerica Advisors since 2021 and has been involved with Primerica Financial Services since 2020. Outside of investment advisory, he is also engaged in non-investment related activities including referrals for home security, automation products, and other home-related services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services primarily through model-based investment strategies supported by third-party asset managers.

Jeanette Emrick is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds the Series 66 designation and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank since 1992. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Angela Lemmon is a financial advisor with Edward Jones in Fostoria, Ohio, holding a Series 66 designation and 14 years of experience at the firm. She has worked exclusively with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Dominic Mangiola is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and businesses to develop investment and wealth management strategies tailored to their long-term financial goals. Dominic's client focus areas include Divorce Transition Planning, Family Wealth Management Strategies, Personal Retirement Planning, and Retirement Income. He began his career in the banking and financial services industry in 2023 and joined the Findlay Merrill team in 2025. Dominic holds a Bachelor of Science degree in Finance from Arizona State University, earned in 2022. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Dominic resides in his hometown of Tiffin, Ohio. In his free time, he enjoys playing golf, watching football and basketball, listening to music, traveling, and watching movies.

Jason Elchert is a financial advisor at OSAIC with 25 years of industry experience. He holds a Series 63 designation and has been associated with Savage & Associates since 2001 and Royall Alliance since 2013. Outside of his advisory role, he serves as an assistant football coach at Liberty Benton High School. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a multi-platform approach offering brokerage, advisory, financial planning, and managed account services, utilizing various asset-allocation tools and third-party solutions to construct and manage portfolios.

Sage Dugan is a financial advisor with Edward Jones in Findlay, OH, holding Series 63 and Series 66 licenses and with three years of industry experience. Prior to joining Edward Jones, Dugan worked at Key Investment Services LLC and KeyBank. Outside of finance, Dugan has experience at Health Foods by Claudia and the University of Toledo Learning Enhancement Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of managed solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and supporting a large nationwide network of advisors and branch offices.

Jesse Slone is a financial advisor with Edward Jones in Findlay, Ohio, holding a Series 66 credential and eight years of industry experience. He has worked at Edward Jones since 2017 and previously spent two years at Fifth Third Bank. Edward Jones is a wealth management firm serving over four million individual and institutional clients across a wide range of account types. The firm manages approximately $1.01 trillion in assets and offers various advisory programs, including wrap fee strategies and separately managed accounts, operating under a fiduciary standard.

Pamela Mason is a financial advisor with Ameriprise, holding a Series 66 designation and 27 years of industry experience. She has been with Ameriprise and its related entities since 1997. Outside of her advisory role, she is involved in real estate ownership unrelated to her investment work. Ameriprise is an institutional firm that offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations, primarily focusing on assets held within Ameriprise-managed accounts.

Randy Yoder is a financial advisor at Robert W. Baird & Co. with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Robert W. Baird & Co. since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to meet varied client goals and risk tolerances.

Brian Falter Sr. is a financial advisor with OSAIC in Tiffin, Ohio, holding a Series 63 designation and 30 years of industry experience. His prior roles include positions at Royal Alliance Associates, Inc., Signator Investors, Inc., and Huston Insurance & Financial Services, LLC. He serves on the finance committee of his local church in an advisory capacity. OSAIC Wealth, Inc. serves a diverse client base, including individual and institutional investors, offering brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a variety of portfolio construction tools and supports both discretionary and non-discretionary account management.

Harold Rowe Jr. is a financial advisor with Edward Jones in Findlay, Ohio, holding a Series 63 designation and over 35 years of industry experience. He has been with Edward Jones since 1989. Outside of his advisory role, he serves as a board member of Owens Community College in Perrysburg, Ohio. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies. The firm manages approximately $1.01 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Douglas Bonnoront serves as Senior Resident Director and Wealth Management Advisor at Merrill, where he leverages nearly three decades of experience in the financial services industry. With 22 years at Merrill, he focuses on providing clients with comprehensive investment resources to address various aspects of their financial lives. His expertise includes divorce transition planning, institutional investment consulting, services for endowments, foundations, and non-profits, defined contribution plan consulting, personal retirement planning, portfolio management, and retirement income strategies. Doug holds a bachelor's degree in Marketing and Finance from the University of Findlay and is a graduate of the Securities Industry Institute at The Wharton School. He has earned multiple professional designations, including Certified Investment Management Analyst® (CIMA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). In recognition of his work, he has been named to the Forbes/Shook “Best-in-State Wealth Advisors” list in Ohio for five consecutive years. Doug resides in Findlay with his wife, Beth. His personal interests include baseball, boating, cooking, football, reading, spending time with family, and traveling.

Dennis Huston is a financial advisor with OSAIC who holds a Series 63 designation and has 39 years of industry experience. He has been with OSAIC since 2018 and previously worked at Signator Investors, Inc. from 2016 to 2018. Huston also manages a property casualty insurance business through Huston Financial Services Agency Inc. and has experience running his own financial services and insurance ventures. OSAIC serves a wide range of clients, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs various advisory platforms and investment tools to offer integrated brokerage and investment advisory services, financial planning, and access to third-party money managers.

Andrew Stepleton is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked at American Trim from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carmen Mangiola is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2004 and serves as a Senior Vice President. Carmen holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His expertise encompasses college education planning, personal retirement planning, and individual and corporate investment strategy. Carmen earned a Bachelor's Degree from Miami University. He is involved with professional organizations such as Mohawk Golf Club and Calvert Catholic Schools and participates in community coaching activities. Carmen resides in Tiffin with his wife, Julie, and their two children.

Dillon Horst is a financial advisor at OSAIC Wealth Inc with Series 65 and Series 63 credentials and two years of industry experience. His prior work includes roles at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of his advisory work, he is an employee of TIELL FG ENTERPRISES LLC. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional clients, offering brokerage, advisory services, and financial planning through a large network of affiliated advisers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management with access to multiple third-party investment platforms.

Julia Barchent is a financial advisor with Merrill, holding a Series 66 designation and over 22 years of industry experience. She has been with Merrill since 2000. Outside of her advisory role, she is involved as the general partner and managing member of a family craft business, Dandelion Crafts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lisa Courter is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at Primerica Financial Services since 2011 and is also president of N.C. Precious Metals & Diamonds, Ltd., a retail jewelry business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively available separately managed accounts to individual and high-net-worth clients, operating primarily under a tiered wrap-fee structure.