Collin Brazie is a financial advisor at Westminster Financial Advisory Corp with five years of industry experience. He holds the Series 66 designation and has worked primarily with Westminster Financial Securities, Inc. since 2013, with periods of self-employment in between. Outside of finance, he is a co-founder of Closing Time Productions, a film production company involved in writing and shooting. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to a diverse client base, including individuals, families, trusts, and charitable organizations. The firm’s approach focuses on diversified, multi-asset class allocations with a buy-and-hold strategy supplemented by tactical adjustments based on market conditions.

Christina Derham is a financial advisor at Waverly Advisors, LLC with eight years of industry experience. She holds a Series 66 designation and has worked in advisory roles at UBS Financial Services and Buckingham Advisors prior to joining Waverly Advisors. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual and institutional clients, including retirement plans and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations, offering both discretionary and non-discretionary portfolio management services.

James Brown is a CFA charterholder currently with Waverly Advisors, LLC, where he has worked since 2024. He has three years of industry experience, including prior roles at Buckingham Advisors and Apex Capital Management/Fiera Capital. Outside of his advisory work, he is co-owner of Fourth Avenue LLC, a music entertainment business, and serves as Investment Committee Chair for the CFA Society Dayton. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations and offers both discretionary and non-discretionary portfolio management.

Nicole Strbich is a CFP® professional at Waverly Advisors, LLC with 12 years of industry experience. She previously worked for Buckingham Financial Group, Inc. for 13 years before joining Waverly Advisors. Nicole is based in Dayton, OH. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations and offers a range of services including investment management, financial planning, and multi-family office solutions.

Moustapha Mounah is a financial advisor with Westminster Financial Advisory Corp in Beavercreek, OH, holding the CFA® designation and Series 66 license. He has three years of industry experience, including prior roles at ALPS Distributors, Inc., James Investment Research, Inc., Cradle North America, and Wright State University. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to individuals, families, trusts, charitable organizations, small businesses, and retirement plans. The firm’s investment approach emphasizes diversified, multi‑asset class allocation with a buy‑and‑hold strategy complemented by tactical overlays and cyclical analysis.

Lance Steiner is a CFP® with eight years of industry experience. He has worked at Waverly Advisors, LLC since 2024 and previously spent 12 years at Buckingham & Company. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations, serving both high-net-worth and non-high-net-worth clients.

Benjamin Wynd is a financial advisor at Westminster Financial Advisory Corp with eight years of industry experience. He holds a Series 65 designation and has worked at Smith Wynd Capital LLC since 2024 and Westminster Financial Advisory since 2017. Outside of advising, he is a partner in several business ventures including Smiley Smith Wynd LLC, a CPA business, and Smith Wynd & Co LLC, which specializes in business brokerage assisting clients in selling small private companies. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to individuals, families, and various entities. The firm emphasizes diversified, multi-asset class portfolios with a buy-and-hold approach complemented by tactical adjustments based on market conditions.

Lawrence Brazie is a financial advisor at Westminster Financial Advisory Corp with 48 years of industry experience. He has been with Westminster and its affiliated entities since 1987. Brazie holds Series 63 and Series 65 licenses. Westminster Financial Advisory Corporation provides investment supervisory services and financial planning to individuals, families, trusts, estates, fiduciaries, charitable organizations, small businesses, and retirement plans. The firm employs a strategic asset allocation approach with tactical overlays and primarily utilizes a buy-and-hold framework complemented by periodic rebalancing and option strategies.

Gerald Krach is a financial advisor with Waverly Advisors, LLC, holding Series 63 and Series 65 credentials and 21 years of industry experience. He previously spent 20 years with Buckingham Capital Management, Inc. In addition to his advisory role, he is a partner at Dayton Tax & Accounting Certified Public Accountants and serves on the University of Dayton Planning Giving Counsel. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations and offers a range of investment management, financial planning, and multi-family office services.

Edward Kapfhammer Jr. is a financial advisor with Spire Wealth Management, LLC, holding a Series 66 designation and seven years of industry experience. He previously worked at Spire Securities, Graphic Packaging International, and National Carton and Coating Co. Outside of advisory services, he operates a business owning ATM machines and manages accounting for Spire-related business activities. Spire Wealth Management provides investment advisory services to individuals, corporations, trusts, and retirement plans, employing a range of strategies including passive, active, and hybrid tax-aware allocations. The firm offers financial planning, manager-of-managers programs, and access to various model portfolios, with certain strategies managed through proprietary risk overlays and affiliate partnerships.

Jeff Groezinger is a financial advisor with Waverly Advisors, LLC, holding the PFS™ designation and Series 63 and 65 licenses. He has 21 years of industry experience, including a 20-year tenure at Buckingham Capital Management, Inc. Outside of advisory work, he serves as president of Groezinger Golf Enterprises, Inc. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual clients, retirement plans, and pooled investment vehicles. The firm employs a range of strategies blending traditional equity and fixed income with alternative and private-market allocations, serving clients through discretionary and non-discretionary management.

Steven Jacobs is a financial advisor at HBW Advisory Services LLC in Springfield, OH, with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HBW Advisory Services since 2019, with prior experience at Cetera Advisor Networks, HBW Securities LLC, and HBW Partners. Jacobs also works as an insurance agent selling life, annuities, and long-term care products. HBW Advisory Services manages approximately $1.75 billion in client assets and serves individuals, families, charitable organizations, businesses, and retirement plans. The firm uses a blended investment approach involving third-party money managers, multi-manager diversification, and tactical asset allocation, and offers sub-advisory and co-advisory services along with online wrap-fee portfolio options and retirement-plan subscription services.

Emily Cozad is a financial advisor at Waverly Advisors, LLC with five years of industry experience. She holds a Series 65 designation and previously worked at Buckingham & Company for six years. Emily’s background includes roles at Wright Patterson Air Force Base and Wright State University. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm offers a blend of traditional and alternative investment strategies, financial planning, and multi-family office services, serving both non‑HNW and high net worth clients.

Bradley Griffith is a CFP® with 11 years of industry experience. He currently works at Waverly Advisors, LLC and previously held roles at Buckingham & Company and Ameriprise Financial Services, Inc. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm offers discretionary and non-discretionary portfolio management that combines traditional equity and fixed-income strategies with alternative and private-market allocations.

Jay Buckingham is a CFP® with 26 years of industry experience, currently serving at Waverly Advisors, LLC since 2024. He previously led Buckingham Capital Management and Buckingham Financial Planning, with over two decades of experience managing financial and tax services. Outside of financial advising, he holds leadership roles as president of a real estate holding company and treasurer for a condominium association. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual clients, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations, offering a range of investment management and financial planning services.

Ryan Rabold is a Series 66-licensed financial advisor with Westminster Financial Advisory Corporation, based in Beavercreek, Ohio. He has 12 years of industry experience and has been with Westminster Financial Securities since 2013. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to individuals, families, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a diversified, multi-asset class investment approach with a buy-and-hold orientation, supplemented by tactical overlays and cyclical analysis to adjust portfolio exposures.

Tobia Pierce is a financial advisor with Spire Wealth Management, LLC, holding 10 years of industry experience. Prior to joining Spire Securities, LLC in 2019, Pierce worked at Stephan & Associates from 2014 to 2019. Outside of advising, Pierce is involved in community and nonprofit activities, including serving as Vice President of the Greeneview Athletic Booster Club, President of Greene County Parks and Trails, and holding board positions with the Xenia Chamber of Commerce and Xenia Rotary. Pierce is also co-owner of Pixie Petals Inc., a business focused on apparel design and marketing. Spire Wealth Management provides investment advisory services to individuals, corporations, trusts, and retirement plans, utilizing a broad mix of passive, active, hybrid tax-aware, and tactical investment strategies. The firm offers financial planning, manager-of-managers programs, and access to proprietary risk overlays through its affiliate Corbett Road Capital Management.

Damyon Juntunen is a financial advisor with Westminster Financial Advisory Corp in Beavercreek, OH. He holds a Series 66 designation and has one year of industry experience. Prior to joining Westminster Financial Companies, he spent four years at Bowling Green State University and four years at Wayne High School. Westminster Financial Advisory Corporation provides investment supervisory services and financial planning to individuals, families, trusts, estates, fiduciaries, charitable organizations, small businesses, and retirement plans. The firm’s investment approach emphasizes strategic asset allocation with tactical overlays and primarily uses a buy-and-hold framework complemented by periodic rebalancing and selective option strategies.

Lawrence Lentz is a financial advisor with StoneX Advisors Inc. in BeaverCreek, OH, holding a Series 63 designation and 45 years of industry experience. He has been with StoneX Securities Inc. since 2014. Outside of his advisory role, he is a sales representative for an insurance agency. StoneX Advisors Inc. provides portfolio management, financial planning, and consulting services to individuals, corporations, retirement plans, and charitable organizations, utilizing a blend of independent advisors and an in-house Private Client Group to deliver customized investment solutions.

Bradley Smith is an investment adviser representative at Westminster Financial Advisory Corp with 18 years of industry experience. He holds a Series 66 designation and has been with Westminster Financial Advisory since 2016. Outside of his advisory role, Smith is a partner at Smith & Co CPA LLC, where he provides tax compliance, planning, and consulting services to individuals and businesses. Westminster Financial Advisory Corporation offers investment supervisory services and financial planning for individuals, families, trusts, charitable organizations, small businesses, and retirement plans. The firm employs a strategic asset allocation approach combined with tactical economic and market analysis, primarily using a buy-and-hold framework with discretionary trading and option strategies to manage portfolios.