Herman Ruiz is a financial advisor at OSAIC with Series 63 and Series 65 licenses and one year of industry experience. He works additionally as a referral person for Power House Group Realty, where he receives referral fees for real estate transactions. Herman also assists financial professionals at RedSky Financial LLC in client meeting preparation and documentation. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and the use of discretionary strategies and third-party managers.

Paul Mcmillin is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with OSAIC and has previously worked at Ambassador Advisors, LLC and Hopper-McMillin, where he has been involved since 2009. Outside of advisory work, he is an insurance producer affiliated with M & O Marketing. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform with a model-based investment approach that incorporates asset allocation and portfolio optimization tools. The firm supports various programs such as comprehensive financial planning, wrap portfolios, Unified Managed Accounts, and retirement plan consulting.

Jonathan Hodge is a CFP® professional with 17 years of experience in financial advising. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Brian Matthews is a financial advisor with Raymond James Financial in Trenton, MI, holding a Series 66 designation and 26 years of industry experience. He has worked with Raymond James since 2000 and has owned Brian Matthews & Company, Inc. since 2013. Outside of his advisory work, he writes novels and short stories. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers advisory programs along with specialized municipal and employer advisory services.

Robert Zimmerman is a financial advisor at OSAIC with 24 years of industry experience. He holds a Series 66 designation and has worked previously at Sigma Financial Corporation and MATHEWSON Tax Service, where he remains involved in tax preparation. Outside of his advisory work, Zimmerman serves as treasurer for his local homeowners association and president of the Ida School Athletic Booster club. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including financial planning and managed portfolio solutions. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by various analytical tools and multiple program options.

Janice Cichowlas is a financial advisor with Ameriprise in Allen Park, MI, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-smart withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Lorri Milewski is a financial advisor at Edward Jones in Riverview, Michigan, holding a Series 66 designation with eight years at Edward Jones and a total of three years in the industry. Prior to joining Edward Jones, she worked for the Crestwood School District for 21 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ivette Hernandez is a financial advisor with J.P. Morgan Securities in Taylor, MI, holding Series 63 and Series 66 designations and 18 years of industry experience. She has worked with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, NA since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Dustin Misorski is a financial advisor with Cetera holding a Series 66 designation. He has been with Cetera and its affiliated entities since 2022. Prior to his career in finance, his experience includes roles at Ford Motor Company and various service industry positions. He is also involved with DigitalToolProducts, a separate business venture. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across multiple program structures and custodial relationships.

Steven Burgett is a financial advisor with Ameriprise in Trenton, MI, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Raymond James & Associates, BD Ops, and Goodman Acker. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice using an internal committee’s research and algorithmic tools. The firm’s approach includes restrictive enrollment criteria and incorporates assets managed within its affiliated product ecosystem.

Austin Mallery is a financial advisor at Osaic Wealth with a Series 66 designation and two years of industry experience. He has held positions at Secure Financial Corp, Ventura Oaks Ventures, and UTR Management. In addition to his advisory role, he owns and operates Very Good Financial and Tax Services LLC, which provides tax preparation and bookkeeping services. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, recent consolidation, and complex affiliate network.

Thomas Julien is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Raymond James Financial Services and First Financial Strategies. Julien is based in Brownstown, MI. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers services such as discretionary management, fund advisory, and model portfolio delivery.

Jeanette Clinton is a financial advisor at Raymond James & Associates with Series 65 and Series 63 licenses and one year of industry experience. She previously worked for Magni Industries for 19 years before joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Clare Mc Millan is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, she worked at EDUStaff and was involved with the Olancho Aid Foundation in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Madison Campbell is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining J.P. Morgan, Campbell worked at Thrivent Financial and Thrivent Investment Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Daniel Lezotte is a financial advisor at Ameriprise with 20 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 2013. Outside of his advisory work, he serves as a brand ambassador for Plexus Worldwide, marketing nutritional supplements. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Anthony Grose serves as Senior Resident Director at Merrill, where he leads a practice centered on accountability, empathy, and trust. He works with clients to develop personalized financial strategies focused on wealth planning and cash flow management. His approach is grounded in understanding each client’s full financial picture and adapting strategies to evolving market conditions. Anthony specializes in serving endowments, foundations, and non-profits, as well as providing legacy planning, retirement income planning, tax minimization, portfolio management, and support for clients managing new wealth. Anthony holds a Bachelor's and a Master's degree from the University of Michigan System. He has earned the CERTIFIED FINANCIAL PLANNER® (CFP) and Certified Investment Management Analyst® (CIMA) designations, along with the Personal Investment Advisor (PIA) credential. Fluent in both English and Spanish, Anthony follows Merrill’s tradition of community involvement and dedicates time to volunteering with local organizations. Outside of work, his interests include cooking, football, reading, running marathons, and soccer.

Crystal Bain is a financial advisor at Ameriprise with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms, including The Huntington Investment Company, LPL Financial, Infinex Investments, Flagstar Bank, J.P. Morgan Securities, and Chase Investment Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Parker is a financial advisor at OSAIC with 21 years of industry experience. He holds the Series 66 designation and has worked previously at Parkland Securities and Sigma Financial Corporation. Outside of his advisory role, he is employed as a tax preparer with Mathewsons Tax Service. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with portfolio optimization tools and supports a broad platform of affiliated broker-dealers and RIAs.

Jessica Pauly is a financial advisor at OSAIC with four years of industry experience. She holds the Series 66 designation and has worked previously at LPL Financial and Dale P. Robinson. OSAIC Wealth serves both retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process is model-based and emphasizes asset allocation and portfolio optimization using various analytical tools and third-party managers.