Miles Jamieson is a financial advisor at Daniel Investment Group Inc. with one year of industry experience. He holds a Series 65 designation and has prior experience at Commonwealth Financial Network as well as roles in academic institutions including Wayne State University and Davidson College. Daniel Investment Group provides discretionary asset management and financial planning services to individuals, qualified retirement plans, and charitable organizations. The firm manages approximately $210 million in assets with a small advisory team and employs a fee-oriented, fiduciary approach that emphasizes cost sensitivity and individualized planning.

John Edmonds is a financial advisor at LightSquare Wealth Management, LLC with 18 years of industry experience. He has held positions at Raymond James & Associates Inc and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Edmonds is also the owner of En Passant, LLC and LightSquare Insurance Agency, which facilitates insurance commissions. LightSquare Wealth Management serves individual clients, trusts, retirement plans, and business entities, offering asset management, financial planning, and retirement plan consulting. The firm uses a variety of investment instruments and analytical methods to construct individualized portfolios and provides ongoing monitoring and due diligence on recommended sub-advisors.

Austin Cavanaugh is a financial advisor at Paragon Investing, LLC with one year of industry experience. He holds a Series 65 designation. Prior to joining Paragon Investing, he worked for Prospect Capital Restaurants and Little Caesars Enterprises. Paragon Investing provides discretionary and non-discretionary portfolio management, financial planning, and advisory services to individuals, high-net-worth clients, businesses, and other investment advisers. The firm’s investment approach includes customized asset allocation using fundamental and technical analysis, ETF and mutual fund selection, and both long- and short-term strategies, with a primary goal of preserving purchasing power over the long term.

Matthew Holody is a financial advisor at Affinity Financial Advisory with 14 years of industry experience. He holds a Series 65 designation and has worked since 2009 as Controller and CPA for Flat Rock Metal Inc., a steel parts manufacturer for the automotive industry, where he manages accounting operations. Affinity Financial Advisory primarily serves individual investors, including high-net-worth clients, as well as businesses and charities. The firm provides discretionary portfolio management and comprehensive financial advisory services, utilizing a technical analysis approach and a three-part client profiling process to guide investment decisions.

Patrick Guentner is a financial advisor with Legacy Investment Advisors LLC and holds Series 63 and Series 65 credentials. He has 31 years of industry experience and is also a practicing attorney with Guentner, Barbee & Associates PLLC. Outside of his advisory and legal work, he is involved in several business ventures, including retail and sales enterprises. Legacy Investment Advisors LLC provides discretionary portfolio management primarily to individual and high-net-worth clients. The firm uses a combination of charting, fundamental, quantitative, and technical analysis with a limited investment menu that includes mutual funds, fixed income, equities, annuities, and ETFs, including precious-metals ETFs.

Darren Brennan is a CFP® professional at Lakeshore Financial Planning Inc. with 13 years of industry experience. He previously worked at Kaydan Wealth Management, Inc. and Raymond James Financial Services Inc. He is also a licensed insurance agent. Lakeshore Financial Planning Inc. manages discretionary portfolios and provides financial planning to individuals, charitable organizations, and investment clubs. The firm uses diversified, model-based strategies implemented primarily through mutual funds and ETFs, with a focus on both fundamental and technical analysis.

Osman Minkara is a managing principal and investment advisor representative at CIG Asset Management, Inc. with 32 years of industry experience. He is also the managing principal of CIG Capital Advisors and the managing member and majority owner of CIG Venture Management, LLC, which manages various special purpose vehicles and a private equity fund. CIG Asset Management provides wealth management, financial planning, and discretionary portfolio management services to individuals, trusts, estates, charitable organizations, corporations, and employee benefit plans. The firm employs an asset allocation framework that integrates strategic and dynamic models across multiple asset classes and offers socially responsible investment options.

Chelsei Latsch is a CFP® with seven years of industry experience, currently serving as a financial advisor at Antonelli Financial Advisors, LLC since 2017. Her prior work includes a role at Comerica Bank and experience in the hospitality sector at Texas Roadhouse. Antonelli Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing fee-based investment management and various financial planning services. The firm employs a modern portfolio theory approach to build globally diversified portfolios and typically manages client accounts on a discretionary basis.

ABOUT THRIVE RETIREMENT SPECIALISTS Standing out in our industry's “sea of sameness” and b#llsh!t, we introduce a new business model that applies the latest retirement research to deliver “reality-based” retirement planning, representing an evolutionary step forward in how people prepare for and thrive during retirement. We arm you with a framework to make better decisions based on your unique circumstances, enabling you to avoid unnecessary sacrifices symptomatic of following conventional “rules of thumb” intended for the masses. The result is living a more rewarding life optimized for contentment. ThriveRetire is an all-in-one, flat-fee service that includes: • Retirement Planning • Tax Planning • Investment Management • And more! ABOUT ANTHONY WATSON, CFA, CFP®, RICP® Prior to founding Thrive Retirement Specialists, Tony served as a Chief Investment Officer, providing advice and investment management services to over 600 individuals representing over $1.5 billion of investments. Before this, Tony served as Vice President at J.P. Morgan Private Bank, where he advised high- and ultra-high net worth individuals on all matters of wealth, including investments, portfolio construction, portfolio management, and retirement planning. EDUCATION: • BBA of Finance, Walsh College • MBA, University of Michigan, Ross School of Business CREDENTIALS: • Chartered Financial Analyst (CFA) • CERTIFIED FINANICAL PLANNERTM (CFP®) • Retirement Income Certified Professional (RICP®)

Mark Romin is a CFP® professional at Lakeshore Financial Planning Inc. in Saint Clair Shores, MI, with 18 years of industry experience. He has previously worked at Brayton Asset Management and Raymond James Financial Services Advisors Inc. Romin contributes to social media input for a non-investment-related support company affiliated with his firm. Lakeshore Financial Planning Inc. manages discretionary portfolios and provides incidental financial planning to individuals, charitable organizations, and investment clubs. The firm employs client-specific strategies using proprietary model portfolios diversified across asset classes, primarily via mutual funds and ETFs, and manages approximately $469 million in discretionary assets.

Kiernan Easton is a financial advisor at Dynamic Wealth Solutions LLC with 11 years of industry experience. He holds Series 65 and Series 63 designations and has been with the firm since 2015. Dynamic Wealth Solutions LLC serves a diverse client base including individuals, trusts, estates, foundations, corporations, and retirement plans, managing approximately $102 million in assets. The firm employs a disciplined investment process based on fundamental analysis and asset allocation, supported by a structured framework and technology tools, and offers services ranging from discretionary asset management to retirement plan advisory.

Jonathan Carender is a CFP® and holds a Series 65 license, currently serving as a financial advisor at Paragon Investing, LLC with six years at the firm and five years of total industry experience. Prior to joining Paragon Investing in 2020, he worked at Scio Software and TKS Industrial Company. Paragon Investing provides investment advisory and financial planning services to individuals, high-net-worth clients, other investment advisers, and businesses. The firm employs a tailored approach using asset allocation, dollar-cost averaging, fundamental and technical analysis, and a range of investment vehicles including mutual funds, ETFs, and restricted-access funds.

Richard Davenport is a financial advisor at Lakeshore Financial Planning Inc. in Saint Clair Shores, MI, with 27 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Raymond James Financial Services, Inc. and Raymond James Financial Advisors, Inc. for a combined 19 years before joining Lakeshore Financial Planning in 2018. Lakeshore Financial Planning provides discretionary portfolio management and financial planning services to individuals, charitable organizations, and an investment club. The firm uses diversified model portfolios primarily composed of mutual funds and ETFs, employing both fundamental and technical analysis, and offers tailored advisory relationships with discretionary trading authority.

Sean Kelly is a financial advisor at Kelly Wealth Management, Inc. in Royal Oak, MI, holding a Series 65 designation with four years of industry experience. Prior to his current role since 2023, he worked at J.W. Cole Advisors, Inc. and has experience in construction and property restoration. He is also active as an insurance agent through Copper Partners II DBA Kelly Capital Partners. Kelly Wealth Management provides discretionary investment advisory and portfolio management services primarily to individual investors. The firm manages $160.6 million in discretionary assets and offers tailored investment strategies that may include asset allocation, dollar-cost averaging, and both long- and short-term purchases, utilizing third-party sub-advisers and wrap-fee programs.

Ina Fernandez is a financial advisor at Fern Capital Inc. with 11 years of industry experience. She holds Series 63 and Series 65 designations and has been with Fern Capital since 2015. Fern Capital serves individual and high-net-worth clients by providing discretionary portfolio management, investment consulting, and qualified plan consulting. The firm manages approximately $71 million through a two-advisor team and employs client-specific investment policies focused on fundamental analysis, earnings growth, and investment-grade fixed income.

Robert Rahaim is a CFP® with 17 years of industry experience and is currently affiliated with DWP. He has worked at DeSeranno Corp. since 2003. DWP provides personalized financial planning and investment management to individual and institutional clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs fundamental and cyclical analysis with a range of investment strategies and manages approximately $195.1 million in discretionary assets through a four-advisor team.

Lyndon Davis is a financial advisor at LightSquare Wealth Management, LLC with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James & Associates, Bank of America, and Merrill Lynch. Outside of his advisory role, he writes books and content on finance and personal money management. LightSquare Wealth Management serves individual clients—including high-net-worth and ultra-high-net-worth individuals—trusts, retirement plans, and business entities. The firm offers asset management, financial planning, and retirement plan consulting, employing a variety of investment instruments and analytical methods to construct individualized portfolios.

Mary Kelly is a financial advisor at Kelly Wealth Management, Inc. in Royal Oak, MI, holding a Series 65 designation with six years of industry experience. She previously worked at J.W. Cole Advisors, INC. and is also involved with Copper Partners II, Inc. d/b/a Kelly Capital Partners. Alongside her advisory role, she is a licensed insurance agent and sells various insurance products. Kelly Wealth Management provides investment advisory services to individual and high-net-worth clients, offering discretionary portfolio management, written investment strategies, and financial planning. The firm customizes advice based on client objectives and risk tolerance, employing methods such as strategic asset allocation and dollar-cost averaging, and may utilize third-party sub-advisers and wrap fee programs.

Nicole Schmitt is a CFP® professional with 14 years of industry experience. She is currently with Lightsquare Wealth Management, LLC and previously worked at firms including JPMorgan Securities LLC, Morgan Stanley Smith Barney LLC, and Wells Fargo Advisors. She also operated Schmitt Consulting from 2016 to 2020. Lightsquare Wealth Management advises individuals, trusts, retirement plans, and business entities, offering discretionary asset management and financial planning. The firm uses a variety of investment strategies and conducts due diligence when referring clients to third-party money managers.

Deanna Harless is a Certified Financial Planner® with 16 years of industry experience. She is currently with Bernard Wealth Management Corp., where she has worked since 2018, including a brief tenure at Creative Planning, LLC. Her background also includes experience at Securities America Inc. Bernard Wealth Management serves individuals, businesses, corporate retirement plans, and charitable organizations through discretionary portfolio management and financial planning. The firm manages approximately $314 million in client assets, employing model portfolios that combine mutual funds, ETFs, and selected individual stocks, with investment strategies tailored to client risk tolerance and life changes.