Daniel Nelson is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has been with Hantz Financial Services since 2014. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers expanded implementation capabilities through affiliated banking, tax, consulting, insurance, and mortgage businesses.

Fred Carter is a financial advisor with Commonwealth Financial Network in Saginaw, MI, holding Series 63 and Series 66 credentials and 38 years of industry experience. He has been with Commonwealth since 2003. Outside of advisory work, he is a co-owner of Carter Soap, a local business in Saginaw, MI. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment options, while providing operations, trading, technology, compliance, and practice-management support to affiliated advisors.

Michael Stelter is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and over 40 years of industry experience. He has been with Hornor, Townsend & Kent since 1987 and has a longstanding affiliation with Penn Mutual Life Insurance since 1984. Outside of his advisory role, Stelter owns and operates a life insurance brokerage business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services to provide custody, execution, brokerage, and investment advice through a platform that includes third-party asset managers and both discretionary and non-discretionary account options.

Weston Powell is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, with four years of industry experience. Prior to joining Hantz Financial Services, he worked at Northwood University and has held roles in both educational and retail settings. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform, offering services including financial planning, portfolio management, and retirement consulting with an emphasis on diversified, ETF-centered model portfolios.

Wendy Shannon is a financial advisor with Wealth Enhancement Advisory Services, LLC in Saginaw, MI, holding a Series 66 designation with 10 years of industry experience. Her prior experience includes roles at L.M. Kohn & Company and Edward Jones. Outside of advising, she owns Michigan Patchwork Studio, which sells sewn crafts and quilts, and participates seasonally as an ornament personalizer at Bronner’s Christmas Wonderland. Wealth Enhancement Advisory Services offers financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified investment approach combining passive and active managers and provides multiple program options supported by an internal Investment Committee.

Carly Wieland is a CFP® and ChFC® with two years of experience in the financial advisory industry. She is currently with CWM, LLC and previously worked at Carson Wealth and Abbs Retirement Planning Advisors. Prior to her advisory roles, Wieland held positions at Nexteer Automotive, Saginaw Valley State University, and Dow Chemical. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, typically managing discretionary accounts using model portfolios governed by an in-house Investment Committee.

Clayton Funnell is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding a Series 66 designation with 15 years of industry experience. He has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers a range of financial planning, wealth management, and fiduciary services supported by affiliated banking, tax, and consulting entities.

Jacquelyn Korpal Beyer is a financial advisor at Empower Advisory Group with two years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining Empower, she worked at J.P. Morgan Securities LLC and PNC Financial Group. Outside of finance, she has operated Jacqui B's Greenhouse for over 20 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as certain IRA and retail brokerage clients. The firm’s services integrate financial planning with recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

James Kingsley is a financial advisor with The Huntington Investment Company in Bay City, MI, holding Series 63 and Series 66 licenses and four years of industry experience. His professional background includes roles at Ameriprise, Bank of America, and Huntington National Bank. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, including high-net-worth clients, charitable organizations, corporations, and other entities. The firm offers multiple wrap-fee programs through the Envestnet MAS platform, combining third-party and proprietary portfolio management solutions within an open-architecture model.

Ryan Brown is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed and unified managed accounts, and offers expanded implementation capabilities through affiliated entities such as a state-chartered trust bank and in-house tax and business consulting services.

Jeffrey Sieffert is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Bankers Life Securities since 2016 and has worked at BANKERS LIFE since 1998. In addition to his advisory role, he serves as a unit field trainer recruiting and training insurance agents. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, periodic rebalancing, and a mix of fundamental, technical, and cyclical analysis to guide investment decisions.

Kelly Neil is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding a Series 66 designation with 19 years of industry experience. He has been with Hantz Financial Services since 2008. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts and offers a range of financial planning, wealth management, and fiduciary services.

Linda Collier is a financial advisor with PNC Wealth Management based in Saginaw, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. Her prior work includes roles at Merrill and Bank of America. She has been with PNC Investments since 2017. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary, invitation-only digital portfolio platform that uses algorithmic risk assessment and invests in approved mutual funds and ETFs with annual rebalancing.

William Bates is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked at LPL Financial since 2020 and previously held roles at Royal Alliance Associates, Professional Affiliation Program, BBCM Financial Services, and operated as an independent insurance agent. His outside business activities include non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management, supported by research from LPL Research and third-party subadvisors.

Noah Ferrio is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He has worked with CUNA Brokerage Services and Cuna Mutual Group since 2015 and joined LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from multiple sources.

Michael Elliott is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on connecting clients to the people, planning, and processes that align with their unique financial ambitions. Michael works closely with clients to help them plan and fund children’s education, prepare for retirement and potential healthcare expenses, and develop personalized strategies aimed at achieving long-term family goals. Michael holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned his High School Diploma from Saginaw High School. His approach emphasizes simplicity and transparency in wealth planning, ensuring clients feel confident and informed throughout the process. As a Merrill advisor, Michael prioritizes integrating all aspects of a client’s financial life to focus on the goals that matter most.

Charisse Veresh is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Lynn Gehoski is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and 38 years of industry experience. She has worked at Raymond James since 2018, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and public entities, and offers financial planning and consulting services with a nondiscretionary approach supported by firm research and a variety of portfolio management strategies.

Ashlee Miller is a Series 66-credentialed financial advisor with Morgan Stanley in Saginaw, Michigan, where she has worked since 2014. She has nine years of experience in the industry with a focus on wealth management. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs and tailored financial planning supported by firm-approved tools and structured discovery processes.

Anthony Mitus is a financial advisor at Morgan Stanley with four years of industry experience. Prior to joining Morgan Stanley in 2022, he worked for The Dow Chemical Company for eleven years. He holds the Series 66 designation and serves on the Investment Committee of the Catholic Community Foundation of Mid-Michigan. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery tools and broad investment capabilities.