Gregory Saville is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at prominent firms including Bank of America, J.P. Morgan, and First Republic Investment Management. Outside of his advisory role, he serves on the Finance Committee of Rosarian Academy and is a managing member of an LLC formed to own a boat. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Kirsten Reynolds is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and beginning her advisory career in 2024. Prior to joining Raymond James, she worked extensively in the dance and performing arts sector, including roles with multiple dance companies and academies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and analytical tools to support client goals and maintains specialized programs in municipal finance and SIMPLE IRA employer consulting.

Larry Cassidy is a financial advisor with Primerica Advisors who holds Series 65 and Series 63 licenses and has 24 years of industry experience. His background includes long-term roles at PFS Investments Inc. and Primerica Financial Services since 2001, as well as teaching positions at Pelston High School and CHAR-EM Intermediate School District. He also engages in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates nationally with nearly 3,700 advisors and utilizes model-driven investment strategies managed by third-party asset managers.

Richard Garner is a CFP®-certified financial advisor with 23 years of industry experience. He is currently with Cetera and has previously worked at Avantax Advisory Services, 1ST Global Advisors, and Dennis Gartland & Niergarth. Outside of his advisory roles, he serves as a co-trustee for an irrevocable trust. Cetera Investment Advisers LLC is a large SEC-registered firm that supports over 10,000 advisors and more than 800,000 clients nationwide, offering a range of portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform with discretionary and non-discretionary strategies tailored to individuals, retirement plans, and institutional accounts.

Robert Waldvogel is a financial advisor at Edward Jones in Petoskey, MI, holding Series 63 and Series 66 designations with 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, all operating under a fiduciary standard.