Seth Penney is a financial advisor at Commonwealth Financial Network with 13 years of industry experience. He holds a Series 66 designation and has been with Commonwealth since 2014. Prior to that, he worked at the University of Iowa Community Credit Union. In addition to his advisory role, Penney conducts fixed insurance sales as an agent under the name United Iowa Financial. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors. The firm offers a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Mark Hagen is a financial advisor with TIAA-CREF in Coralville, IA, holding a Series 66 designation and 23 years of industry experience. He has worked with TIAA-CREF since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm combines point-in-time financial planning services with ongoing discretionary management using model portfolios or customized portfolios managed under client-approved investment policies.

Michael Lehman is a CFP® professional with 31 years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network since 2014. He also has a long tenure at Iowa State Bank & Trust dating back to 1992. Lehman is a co-owner and CPO of United Iowa Financial, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including model portfolios and customized solutions, while offering operational, compliance, and practice-management support to affiliated advisors.

Ronald Neems is a financial advisor with TIAA-CREF in Coralville, Iowa, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with TIAA-CREF since 2008. Outside of his advisory role, he owns a stationery store and serves on the board of a natural foods cooperative. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and managed account programs to individuals, trusts, estates, and other entities, often serving clients connected to TIAA-administered retirement plans. The firm combines point-in-time planning with ongoing discretionary management under a fiduciary standard, offering customized and model-based portfolio options.

Carrie Wagner is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. She has worked at Commonwealth since 2014 and concurrently at UICCU since 2011. Wagner is also a part owner of United Iowa Financial, Inc., a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while positioning itself as a platform provider for affiliated advisors.

Timothy Insko is a financial advisor at Wealth Enhancement Advisory Services, LLC with four years of industry experience. He holds the Series 65 and Series 63 licenses and has previously worked at Hawkins Wealth Management and Stockviews Ltd. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that blends passive and active managers, supported by an internal Investment Committee.

Kelly Hester is a financial advisor with Voya Financial Advisors, Inc. She holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to joining Voya, she worked at AGIA, Valic Financial Advisors, Mutual of Omaha, AXA Advisors, and Grinnell Mutual. She has also been appointed as an agent to sell non-securities insurance products. Voya Financial Advisors serves a diverse client base, including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers financial planning, portfolio management, wrap programs, and third-party money manager access, with a focus on non-discretionary investment recommendations.

Kevin Castle is a financial advisor with Principal Financial Services in Iowa City, IA, holding the ChFC® designation and Series 63 and 65 licenses. He has 44 years of industry experience, including roles at Principal Life Insurance Company and Principal Securities Inc., and has operated Castle Financial Services Inc. since 2004. Outside of finance, he serves as a volunteer board member for the Neal Smith National Wildlife Refuge. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services include financial planning, retirement plan consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Cindy Webb is a financial advisor with TIAA-CREF in Coralville, IA, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. She has been with TIAA-CREF, including its predecessor TIAA, since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning services and ongoing managed accounts, employing fiduciary standards and a combination of model and customized portfolios.

Madison Kiersch is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of experience. She holds a Series 65 credential and has worked in a variety of roles including at Mercy Hospital and the University of Iowa. Outside of finance, she is involved with Basta Pizzeria Ristorante. Wealth Enhancement Advisory Services provides financial planning, asset management, and consulting services to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that combines passive and active management with quantitative, momentum, and fundamental analysis.

Mark Law is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Commonwealth since 2014. Outside of his advisory role, he serves as Chief Investment Officer and part owner of United Iowa Financial, Inc., a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, offering a variety of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operations, technology, investment management, compliance, and practice-management support while allowing advisors discretion in portfolio construction.

Nicholas Timmerman is a Series 65 licensed financial advisor at Creative Planning with two years of industry experience. His prior roles include positions at Charles Schwab and Cottingham & Butler, as well as teaching experience at the University of Iowa and Dubuque Senior High School. Creative Planning is an enterprise firm managing approximately $217 billion in client assets, serving a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, complemented by supplemental approaches such as direct indexing and tax-loss harvesting, and offers integrated retirement plan services alongside affiliated legal, trust, and recordkeeping businesses.

Mollie Thomsen is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 16 years of industry experience. She has worked with UICCU Investment Services and United Iowa Financial, where she is also COO and part owner. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, technology, and operational support. The firm offers discretionary and customized portfolio solutions and maintains a significant clearing and custody relationship with National Financial Services LLC.

Sarah Nolte is a Certified Financial Planner™ (CFP®) with 12 years of experience in the financial advisory industry. She is currently with Savant Wealth Management and has previously worked at World Trend Financial, Ausdal Financial Partners, Inc., and Cambridge Investment Research, Inc. Nolte holds the Series 66 license and is based in Iowa City, IA. Savant Wealth Management provides wealth management, financial planning, retirement plan consulting, and family office services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and a range of affiliated implementation services, supporting approximately $55.6 billion in assets under management.

Patrick Conlon is a financial advisor with TIAA-CREF in Coralville, IA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with TIAA-CREF and its affiliated entities since 2005. Outside of his advisory role, he serves on the finance council and as a trustee for Saint Patrick’s Church in Iowa City. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing TIAA retirement relationships. The firm’s advisory approach includes model and customized portfolios managed under a fiduciary standard and provides access to affiliated services such as TIAA Trust and donor-advised funds.

Dareth Wynes is a financial advisor with Commonwealth Financial Network in Iowa City, IA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. He has worked at Commonwealth Financial Network since 2016 and is also affiliated with United Iowa Financial, where he conducts fixed insurance sales as an agent. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm offers a comprehensive platform including managed-account programs, access to third-party asset managers, and custody services, serving individual and institutional clients across the United States.

Christopher Harris is a financial advisor with TIAA-CREF based in Coralville, Iowa. He holds Series 63 and Series 66 licenses and has 35 years of industry experience. Harris has been with TIAA-CREF since 2001. He also serves as an adjunct instructor at the University of Iowa’s Tippie College of Business, teaching a wealth management class to upper-level undergraduate students. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans.

Larry Welder is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He is the owner of Welder Consulting Group, LLC and has held various roles in financial services firms such as Midwest Financial Solutions, LLC and Granite Financial Solutions, LLC. In addition to his advisory work, he is involved in healthcare staffing and medical consulting through Granite Healthcare Services. Ameritas Advisory Services, LLC provides investment advisory and financial planning to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of managed account programs and utilizes multiple custodial and execution platforms, supported by an Investment Committee and third-party partners to assist in portfolio construction and ongoing monitoring.

Angela Rummel is a financial advisor at Wealth Enhancement Advisory Services, LLC with nine years of industry experience. She holds the Series 65 designation and previously worked at Hawkins Wealth Management for seven years before joining Wealth Enhancement Group in 2022. Angela also maintains a role as a financial advisor specializing in fixed insurance. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a broad mix of clients including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting through a network of advisors, employing a strategic investment approach that combines passive and active management with quantitative and fundamental research.

Baoli Guo is a financial advisor at TIAA-CREF with seven years of industry experience. He has held roles at Wells Fargo Clearing and Wells Fargo Bank, N.A., accumulating nine years total at Wells Fargo before joining TIAA-CREF. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement relationships. The firm offers model portfolio management as well as customized portfolio services under a fiduciary standard.