Janice Uberecken is a financial advisor at LPL Enterprise with 33 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining LPL Enterprise in 2024, she spent 31 years with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, employer-sponsored retirement plans, and corporate and charitable entities through a large network of investment adviser representatives. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs, along with affiliated trust and insurance services.

Brian Thickpenny is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Primerica Advisors since 1988 and Primerica Financial Services since 1991. In addition to his advisory role, he serves as CEO of Brian Thickpenny, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of discretionary separately managed accounts for individual and high-net-worth clients. The firm uses an independent due-diligence consultant to evaluate asset managers and delegates trading to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Drew Lechner is a financial advisor with LPL Enterprise in St. Cloud, MN, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Northwestern Mutual, and AXA Equitable. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s approach is model-driven, using portfolios developed by its research team and third-party strategists, and it offers financial planning, access to asset managers, and a wrap fee program.

Joseph Tetrault III is a Series 66-licensed financial advisor with Edward Jones in St Cloud, MN, where he has worked since 2014. He has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Randall Zeilenga is a financial advisor at Edward Jones in St. Cloud, MN, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors.

Keith Sowada is a Series 66-licensed financial advisor with 13 years of industry experience. He is currently with Cetera, where he has worked since 2019 across several affiliated entities, and previously worked at Thrivent Financial for Lutherans from 2013 to 2019. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Jennifer Thoennes is a financial advisor with RBC Capital Markets based in St. Cloud, MN. She holds a Series 66 designation and has four years of industry experience, with a ten-year tenure at RBC Capital Markets overall. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles.

Marcus Rick is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. His work history includes roles at several Cetera entities since 2023, as well as positions in the insurance and transportation sectors. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, encompassing discretionary and non-discretionary services, and supports a network of over 10,000 advisors managing more than $256 billion in assets.

Victoria Dvorak is a financial advisor at Thrivent Investment Management with one year of industry experience. She holds a Series 66 designation and previously worked at Capital One for 15 years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and planning on a range of topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping these services separate.

David Kaluza is a financial advisor at Cetera with 27 years of industry experience and holds a Series 66 designation. He has worked with multiple Cetera entities and affiliated firms since 2005, including Summit Brokerage Services and First Allied Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program options and custodial relationships.

Tyler Walz is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 11 years of industry experience. He has worked with multiple firms including North Star Consultants, Minnesota Life Insurance, and Securian Financial Services. Walz also owns and manages two rental property LLCs in Sartell, MN. Cetera Investment Advisers LLC is a national SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services using a multi-manager platform with various program structures and custodial arrangements.

Tyra Olson is a financial advisor with UBS Financial Services in St Cloud, MN, holding a Series 66 designation and four years of industry experience. She has been with UBS since 2019 and previously operated a self-employed advisory practice for nine years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to client goals and risk tolerances.

Daniel Gallogly is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera and its affiliates since 2022, prior to which he was with Princor Financial Services Corporation and Principal Life Insurance Company for 13 years. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create custom strategies across various program structures and custodial relationships.

Luke Cardenas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and has been with Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a wide range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Scott Sobiech is a financial advisor with Cetera who holds a Series 63 designation and has 28 years of industry experience. He has worked with various Cetera entities since 1998, including Cetera Investment Services LLC and Cetera ADVISORS LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing both affiliated and third-party managers across multiple program structures.

Christina Van Slooten is a financial advisor at UBS Financial Services with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2013. Outside of her advisory role, she serves on the board of directors and audit committee for Terebinth Refuge, a faith-based nonprofit supporting survivors of sexual exploitation. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services through a network of financial advisors using proprietary research and model-based asset allocations.

April Mastey is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has worked with LPL Financial since 2011 and previously with Miller Johnson Steichen Kinnard, Inc. from 2002 to 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms through a large network of investment adviser representatives.

Eric Bauer is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. He has been with Cetera and its affiliated entities since 2011. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary investment strategies.

Jeffrey Benda is a financial advisor at Cetera with 15 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Wells Fargo Advisors and Granite Community Bank. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Wayne Schluchter is a financial advisor at RBC Capital Markets with 38 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Schluchter Investment Advisors and Commonwealth Financial Network. Outside of his advisory role, he serves as an assistant varsity football coach at St. Cloud Technical High School and is involved with the NDSU Foundation & Alumni Association as a director. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs providing portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.