Kimberly Alexander is a financial advisor at Morgan Stanley in Duluth, MN, holding a Series 66 designation and beginning her advisory career in 2023. Prior to joining Morgan Stanley in 2025, she worked at Liberty Wealth Management of Raymond James and has experience in various roles outside finance, including two decades at Aamodt's Hot Air Balloon Rides, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, using structured planning tools and advisory programs.

Christopher Anderson is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2013 and also has experience at Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Malyuk is a financial advisor with LPL Financial in Duluth, MN, holding a Series 66 designation and over 10 years of industry experience. Prior to joining LPL Financial in 2021, she worked with W & R Insurance Agencies as an insurance agent and held roles at George Lane III and Waddell & Reed Inc. Outside of her financial advisory work, she serves as a behavior specialist providing adult care for individuals with traumatic brain injuries or mental illness. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lauren Farden is a CFP® professional with five years of industry experience, currently advising clients at Edward Jones in Duluth, MN. Her prior work includes roles at Northwood Children's Services and Duluth Schools District, as well as experience in data solutions and environmental education. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs and investment strategies through a large network of financial advisors and branch offices nationwide.

Kristi Palmer is a financial advisor with Merrill in Duluth, MN, holding Series 63 and Series 65 licenses and 40 years of industry experience. She has worked at Merrill since 2017 and previously spent four years with U.S. Bancorp Investments, Inc. Outside of her advisory role, she is a co-owner of a family real estate venture. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Peter Emerson is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been with Merrill since 1985 and has also worked at Bank of America since 2011. Outside of his advisory work, Emerson is involved in a family business owning residential rental property and serves as an officer of a farm and hunting preserve in South Dakota. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Quinton Homstad is a financial advisor with Raymond James & Associates in Duluth, MN. He holds a Series 66 designation and has been with Raymond James since 2026. Prior to his current role, Homstad worked at Frandsen Bank & Trust for four years and has experience in various positions outside the financial industry, including roles at Menards and FedEx. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research resources.

Christine Hogquist is a financial advisor at Thrivent Investment Management in Duluth, MN, holding a Series 66 credential. She has one year of industry experience, including previous roles at LPL Financial and North Shore Bank of Commerce. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm provides holistic, goal-based financial planning covering a broad range of topics, with an option to combine planning and managed accounts under a consolidated billing program called WealthPlan.

Gary Bubalo is a financial advisor with RBC Capital Markets in Duluth, MN, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with RBC Capital Markets since 2009. Outside of his advisory role, he has served as a director for the GND Development Alliance, a community non-profit focused on revitalizing the far West Duluth recreation area, and holds leadership positions with the Aad Shrine and Shriner's Hospital Twin Cities charitable organizations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations, offering customized portfolio management and advisory services through multiple wrap fee programs and a combination of in-house and third-party investment managers.

Stephanie Gillman is a Series 66-licensed financial advisor with Ameriprise in Duluth, MN, beginning her advisory career in 2025. Prior to joining Ameriprise, she worked in education for over a decade and also spent time as a homemaker. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Kevin King is a financial advisor at Thrivent Investment Management with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering one-time or ongoing financial planning that covers a broad range of topics without including implementation. The firm emphasizes holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Kevin Wood is a financial advisor at Edward Jones in Duluth, MN, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Patrick Pfahl is a financial advisor with RBC Capital Markets in Duluth, MN, holding Series 65 and Series 63 licenses and over 35 years of industry experience. His career includes positions at City National Bank, RBC Capital Markets, and Blue Water Capital Advisors, among others. Outside of finance, he serves on the board of the Voyager Area Council of the Boy Scouts of America. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual and institutional investors. The firm offers customized portfolio management and financial planning services through multiple advisory programs, utilizing a blend of in-house and third-party investment managers.

Barbara Perrault is a financial advisor at Raymond James Financial with 19 years of industry experience. She holds a Series 66 designation and has been with Raymond James Financial and its affiliated firms since 2009. Outside of her advisory role, she works as a Registered Client Service Manager for Ascential Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports its clients through a network of advisory programs and institutional services.

Beau Erickson is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement advice, supported by a centralized consulting team and algorithmic tools.

Jody Roberts is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Merrill Lynch and Northwestern Mutual Investment Services. He also works as an associate at Panichi Olson Wealth Advisors LLC in a non-investment support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports a broad network of advisors, including municipal finance and SIMPLE IRA consulting programs.

John Herron is a CFP® with 24 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for 14 years and was self-employed for nine years. Herron is president of Endersbe, Herron & Associates LLC, which supports his financial advisory business. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform and emphasizes model-based asset allocation and portfolio optimization.

Scott Fisher is a financial advisor with Cetera who holds a Series 63 designation and has 17 years of industry experience. He has worked at Cetera since 2013 and is also the owner of Fisher Wealth Management. Fisher serves as vice president of the board for the Robert Herman Scholarship Fund and has held leadership roles with the Harbortown Rotary Club of Duluth and its charitable foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers, and manages over $256 billion in assets.

Alison Paulseth Bautch is a financial advisor at Raymond James Financial with three years of industry experience. She previously worked for Minnesota Power for fourteen years. Outside of her advisory role, she manages raw land enrolled in the Minnesota Department of Natural Resources Forest Stewardship program. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to guide client decisions.

Darin Hanson is a financial advisor with Cetera who holds a Series 63 designation and has 29 years of experience in the industry. He has been associated with Cetera and its affiliate Cetera Wealth Services, LLC since 2013, and recently joined Northview Financial Partners. Hanson is also involved with AdvisorNet Financial, providing financial planning and investment services since 1993. Cetera Investment Advisers LLC operates as a nationwide platform of independent advisors serving individual, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through various discretionary and non-discretionary programs.