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Andre I

Series 63, Series 65

Rockford, IL

Cetera

Andre Irlbeck is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at firms including Regal Investment Advisors and currently serves as Director of Investments at Rohlík Financial Group. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, with over $256 billion in assets under management across a broad network of advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Michael W

Series 63, Series 65

Rockford, IL

Cambridge Investment Research Advisors

Michael White Jr. is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at VOYA Financial Advisors for six years. Outside of his advisory role, he is a partner in an accounting and tax preparation firm and an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Jeremy P

Series 63, Series 65

Durand, IL

OSAIC

Jeremy Pinnow is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Sagepoint Financial, Inc. for 14 years. Outside of his advisory role, Pinnow is involved in local community activities, including serving as a member and chairperson of the City of Brodhead BID Board, and he operates a farm specializing in hay and beef sales. Osaic Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and advisory platforms. The firm employs a variety of portfolio construction tools and offers integrated brokerage and investment advisory services with access to third-party money managers and managed-account solutions.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Tonya K

Series 63, Series 66

Loves Park, IL

J.P. Morgan Securities

Tonya Kalodimos is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at JP Morgan Chase Bank and J.P. Morgan Securities since 2015, with a brief tenure at BMO Harris Financial Advisors in 2016. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, employing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within a broader banking and broker-dealer organization.

Wealth management Executive Founder/Business Owner
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Carol K

Series 63, Series 66

Rockford, IL

LPL Financial

Carol Keedy is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. She has worked at LPL Financial since 2009, following brief tenures at Waterstone Financial Group and Robert Baird & Co. Keedy also manages an insurance-related business activity in Rockford, Illinois. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad platform that includes financial planning, model portfolios, third-party asset management, and institutional services.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Matthew Y

Series 63, Series 65

Rockford, IL

LPL Financial

Matthew Young is a financial advisor with LPL Financial in Rockford, Illinois, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2004 and previously worked at Equitable Advisors from 2001 to 2004. Outside of his advisory role, he serves as a statistician for his son's high school football team and officiates high school and middle school football games. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various financial planning and asset management solutions, supporting advisors with research and technology tools while overseeing substantial discretionary assets across a broad network of representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Mark L

Series 63, Series 65

Rockford, IL

Cambridge Investment Research Advisors

Mark Lotzer is a financial advisor with Cambridge Investment Research Advisors in Rockford, IL, holding Series 63 and Series 65 credentials and 44 years of industry experience. He previously worked at VOYA Financial Advisors from 2014 to 2020. Outside of his advisory role, he has operated as an independent insurance agent for various companies since 1982. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm delivers customized solutions through independent Financial Professionals, utilizing multiple custody platforms and proprietary as well as third-party strategies.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Miguel R

Series 66

Rockford, IL

Edward Jones

Miguel Roman is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2019. Prior to his advisory role, he worked in sales consulting at Best Buy. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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