Jaima Galfi is a financial advisor at Osaic with 10 years of industry experience. She holds a Series 66 designation and previously worked at Securities America Advisors and SECURITIES AMERICA, Inc. Galfi is also the owner of Monarch Financial Consulting, an LLC offering annuities and insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Kyle Foster is a financial advisor with Thrivent Investment Management in Bloomington, IL. He holds the Series 66 designation and has three years of industry experience. Prior to his current role, Kyle worked at Heartland Bank and Trust for ten years and was employed at Baxter's American Grille for eight years. Outside of his advisory work, he coaches junior high girls basketball and serves on the finance committee for United Way McLean County. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning across a broad range of topics, allowing clients to combine planning with managed-account programs without discretionary trading authority.

Kathryn Willett is a financial advisor at Merrill in Bloomington, IL, holding a Series 66 license with two years of industry experience. Her prior experience includes five years at State Farm and seven years at C.H.I. Overhead Doors Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Giovanni Bernetti is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Bloomington branch. He works with a select group of families, retirees, corporate executives, and business owners, providing financial education and personalized wealth management strategies. Giovanni focuses on simplifying and clarifying clients' financial lives by coordinating their financial affairs and reviewing progress through quarterly meetings conducted in person or by telephone. His areas of expertise include college education planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Giovanni holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and has completed FINRA Series 7, 63, and 66 registrations as well as Illinois state health and life insurance licenses. He earned his Bachelor's degree from Illinois State University. Giovanni resides in Bloomington, Illinois with his wife Genevieve and their two children. His personal interests include cooking, running, skiing, wakeboarding, mountain biking, and traveling with his family. Fluent in English and Italian, Giovanni emphasizes building strong relationships with clients based on trust, clarity, and tailored financial strategies.

Jeffrey Bressner is a Series 66-credentialed financial advisor at Cetera with eight years of industry experience. He previously worked at Midwestern Securities Trading Co. LLC and several regional banks, including First Farmers State Bank and Morton Community Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party managers across various account types and investment programs.

Scott Miller is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1994 and joined Merrill Lynch in 1999. In 2016, Scott founded Miller McDaniel & Associates to better serve his expanding client practice and currently leads the team. Scott's areas of expertise include services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, legacy planning, personal retirement planning, and tax minimization. He is a qualified Portfolio Manager and holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree in Business Administration from the University of Iowa. Scott and his wife, Suzy, have two sons, a daughter, two daughters-in-law, a son-in-law, and five grandchildren. They are active members of their local congregation where Scott serves as one of the elders. His personal interests include baseball, basketball, biking, football, pickleball, reading, skiing, softball, spending time with family, and volleyball.

Trever Kuipers is a Series 66-licensed financial advisor with Raymond James Financial, based in Bloomington, IL, with 13 years of industry experience. He previously worked at Edward Jones for eight years before joining First Mid Wealth Management and Raymond James in 2020. Kuipers serves in a political office in Downs Township, Illinois. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Kevin Keil is a financial advisor with Edward Jones in Metamora, IL, holding CFP® and ChFC® designations and nine years of industry experience. Prior to joining Edward Jones in 2018, he worked at Northwestern Mutual in various capacities from 2016 to 2018 and spent twenty years at Caterpillar. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Susan Elizarraras is a Series 66-licensed financial advisor with Merrill, based in Bloomington, Illinois, and has seven years of industry experience. Prior to joining Merrill in 2019, she worked at the East Central Illinois Area Agency on Aging and Advocate BroMenn Medical Center. Outside of her advisory role, she works as a travel agent through InteleTravel. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrea Payne is a financial advisor at Edward Jones with 19 years of experience at the firm and a total of 12 years in the industry. She holds a Series 66 designation. Outside of her advisory role, she has worked as a homemaker since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies and affiliated products through a large network of financial advisors and branch offices.

Christopher Cuppini is a financial advisor at Raymond James & Associates with two years of industry experience. He previously worked at Morgan Stanley and owns an e-commerce business selling sports memorabilia on eBay. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services supported by a nationwide adviser force and a range of portfolio management styles.

Vaughan Meiss is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Financial and the Clark and Meiss Group Wealth Management, he worked for the World Relief Corporation of National Association of Evangelicals for eight years and held roles at Olivet Nazarene University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm provides various advisory programs, financial planning, and retirement plan consulting supported by research, model portfolios, and multiple investment strategies.

Blake Mier is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Wells Fargo Advisors Financial Network LLC for eight years. Outside of his advisory role, he is involved with an investment club called Blue Investment Group in Bloomington, IL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and technology-driven investment solutions.

Kara Reel Spencer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as power of attorney for her mother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Bradley Hallstein is a CFP®-certified financial advisor at Edward Jones in Bloomington, IL, with 12 years of industry experience, all of which has been at Edward Jones since 2014. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Jared Fuhler is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm uses an IPS-driven process grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeffrey Schwartz is a financial advisor with Ameriprise in Bloomington, IL, holding a Series 63 designation and 38 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Andrew Lewis is a financial advisor with Wells Fargo Clearing in Bloomington, IL, holding Series 63 and Series 66 licenses and having eight years of industry experience. Prior to joining Wells Fargo in 2018, he worked at ER Associates of Iowa and has experience at the University of Missouri - Columbia. Outside of advisory work, Lewis is involved in managing acquisitions and labor at a property group and operates a sports memorabilia business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions backed by research and analytics.

Renae Etka is a financial advisor with Thrivent Investment Management in Bloomington, IL, holding Series 65 and Series 63 licenses and seven years of industry experience. She has been with Thrivent Financial and Thrivent Investment Management since 2018. Prior to her career in financial advising, she worked for 28 years at VanderWaal Orthodontics. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. Their approach includes holistic, goal-based planning with written recommendations across multiple topics, offered as standalone engagements or combined with managed-account services under a consolidated billing option.

Marc Jacobs is a CFP®-certified financial advisor with two years of industry experience, currently affiliated with Cetera. His prior work includes roles at Redox, Kyruus, and Oracle-Cerner. He is also involved with Cornerstone Advisers, LLC as a Client Success Manager. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts through a multi-manager platform that offers a variety of portfolio management and financial planning services. The firm supports over 10,000 advisors nationwide and manages more than $256 billion in assets.