Jeffrey Bressner is a Series 66-credentialed financial advisor at Cetera with eight years of industry experience. He previously worked at Midwestern Securities Trading Co. LLC and several regional banks, including First Farmers State Bank and Morton Community Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party managers across various account types and investment programs.

Scott Miller is a Wealth Management Advisor at Merrill Lynch Wealth Management with extensive experience in financial services dating back to 1994. He established Miller McDaniel & Associates in 2016 to better serve his growing client base and leads his team with a focus on clear communication and strategic guidance. Scott is a qualified Portfolio Manager offering discretionary management of personalized or defined investment strategies incorporating various securities and model portfolios. His expertise spans services for endowments, foundations, and non-profits; investment consulting for defined contribution plans; legacy and personal retirement planning; and tax minimization. Scott holds a Bachelor's Degree in Business Administration from the University of Iowa, earned in 1994, and is a Charter Member of the Florida College Society, alumni class of 1992. He carries multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond his professional career, Scott is actively involved in his community and faith as an elder at the Normal Church of Christ since 2017. He and his wife, Suzy, have a family including two sons, a daughter, their spouses, and six grandchildren. Scott's personal interests include a variety of sports, reading, public speaking, and teaching.

Trever Kuipers is a Series 66-licensed financial advisor with Raymond James Financial, based in Bloomington, IL, with 13 years of industry experience. He previously worked at Edward Jones for eight years before joining First Mid Wealth Management and Raymond James in 2020. Kuipers serves in a political office in Downs Township, Illinois. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Bruce Paulsrud is a Series 66 credentialed financial advisor with 18 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2007. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and planning across various topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Susan Elizarraras is a Series 66-licensed financial advisor with Merrill, based in Bloomington, Illinois, and has seven years of industry experience. Prior to joining Merrill in 2019, she worked at the East Central Illinois Area Agency on Aging and Advocate BroMenn Medical Center. Outside of her advisory role, she works as a travel agent through InteleTravel. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Cuppini is a financial advisor at Raymond James & Associates with two years of industry experience. He previously worked at Morgan Stanley and owns an e-commerce business selling sports memorabilia on eBay. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services supported by a nationwide adviser force and a range of portfolio management styles.

Blake Mier is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Advisors Financial Network, Wells Fargo Clearing, and A.G. Edwards & Sons. He is involved with Blue Investment Group, an investment club based in Bloomington, Illinois. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kara Reel Spencer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as power of attorney for her mother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Bradley Hallstein is a CFP®-certified financial advisor at Edward Jones in Bloomington, IL, with 12 years of industry experience, all of which has been at Edward Jones since 2014. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Jared Fuhler is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm uses an IPS-driven process grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeffrey Schwartz is a financial advisor with Ameriprise in Bloomington, IL, holding a Series 63 designation and 38 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Andrew Lewis is a financial advisor with Wells Fargo Clearing in Bloomington, IL, holding Series 63 and Series 66 licenses and having eight years of industry experience. Prior to joining Wells Fargo in 2018, he worked at ER Associates of Iowa and has experience at the University of Missouri - Columbia. Outside of advisory work, Lewis is involved in managing acquisitions and labor at a property group and operates a sports memorabilia business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions backed by research and analytics.

Renae Etka is a financial advisor with Thrivent Investment Management in Bloomington, IL, holding Series 65 and Series 63 licenses and seven years of industry experience. She has been with Thrivent Financial and Thrivent Investment Management since 2018. Prior to her career in financial advising, she worked for 28 years at VanderWaal Orthodontics. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. Their approach includes holistic, goal-based planning with written recommendations across multiple topics, offered as standalone engagements or combined with managed-account services under a consolidated billing option.

Marc Jacobs is a CFP®-certified financial advisor with two years of industry experience, currently affiliated with Cetera. His prior work includes roles at Redox, Kyruus, and Oracle-Cerner. He is also involved with Cornerstone Advisers, LLC as a Client Success Manager. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts through a multi-manager platform that offers a variety of portfolio management and financial planning services. The firm supports over 10,000 advisors nationwide and manages more than $256 billion in assets.

David Stokes is a financial advisor with Edward Jones in Bloomington, IL, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Outside of advising, he owns and operates a small family farm growing corn and soybeans and serves as a board member for ABC Counseling & Family Services in Normal, IL. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a nationwide network of over 23,000 advisors and 15,000 branches.

Craig Mc Cormick is a CFP® with nine years of industry experience, currently with Cetera. He previously worked at CliftonLarsonAllen Wealth Advisors and CliftonLarsonAllen LLP. Outside of his advisory role, he serves as Board President of the nonprofit Project OZ, is Treasurer for the Bloomington Public Library board, and is a board member of the Four Seasons Health Club. Mc Cormick also serves as a Major in the United States Marine Corps Reserves. Cetera Investment Advisers LLC is a large SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Suzanne Kosik is a CFP® and Series 66 licensed financial advisor at Edward Jones with six years of industry experience. She has been with Edward Jones since 2019. Prior to her financial advisory career, she was associated with Gold's Gym for 14 years and holds ownership interests in related health club businesses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies through a nationwide network of financial advisors and branch offices.

Marc Tucci is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Wells Fargo in various capacities since 2009. Outside of his advisory role, he serves on the board of the Tinervin Family Foundation and holds leadership positions with Illinois Swimming and USA Swimming National, including serving as treasurer and investment committee member. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Brooke Davis is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Lincoln Financial Distributors, Inc. and COUNTRY Capital Management Company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutional and pension plans, charitable organizations, and government entities, offering financial planning and investment consulting services through various advisory programs.

Gregory Fornoff is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Outside of his advisory role, he serves as successor trustee for family trusts in Bloomington, Illinois. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.