Robert Howard is a financial advisor with LPL Financial in Denison, TX, holding Series 63 and Series 65 credentials and offering 33 years of industry experience. His prior roles include positions at Wedbush Securities, Raymond James & Associates, Morgan Keegan & Company, Colonial Asset Management, Uvest Financial Services Group, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory and brokerage services, utilizing a variety of investment strategies and technology tools, supported by a large network of advisors and extensive non-advisory financial offerings.

John Mabary is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He owns and maintains the building that houses his Edward Jones office in Sherman, TX, and is a general partner of John Mabary Ventures LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Chad Manning is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior year at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephen Thornhill is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is president and owner of Thornhill Oil & Gas Inc., which manages oil and gas royalties. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

John Bray is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His previous roles include positions at Next Financial Group Inc. and Edward Jones. Outside of his advisory work, he is a business owner of Bray Interests, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.