Matthew Sebenoler is a financial advisor with Invicta Financial Group in Boerne, TX, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes positions at BDT & Associates, Wells Fargo Clearing, Wells Fargo, Allstate Financial Advisors, Eagle Strategies, and First Command. He is trustee of a trust since 1999, a role he performs without compensation. Invicta Financial Group provides financial planning and advisory services to individuals, high-net-worth clients, and business entities. The firm focuses on written financial action plans and refers clients to third-party money managers for portfolio implementation and review, operating primarily on a non-discretionary basis.

Nathaniel Morris is a financial advisor with Financial Life Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior work includes roles at Cetera Advisor Networks, Christian Investment Advisors, and Girard Securities. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm provides comprehensive financial planning, consulting, and investment management for individuals, high-net-worth clients, and institutional entities through discretionary portfolio management that incorporates fundamental, technical, and cyclical analysis.

Russell Stehling is a financial advisor at Avid Wealth Partners, LLC with 22 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Northwestern Mutual and New Edge Advisors. Stehling is also involved with Avid Risk Management, providing insurance and financial planning services as a licensed insurance agent. Avid Wealth Partners offers financial planning, consulting, and investment management to a range of clients including individuals, trusts, and charitable organizations. The firm employs a goal-oriented wealth planning approach that incorporates tax efficiency, downside protection, and diversified asset allocation, often utilizing third-party managers and specialized investment vehicles.

Sandra Justin is a financial advisor with PAX Financial Group in San Antonio, TX, holding a Series 65 license and six years of industry experience. Her prior roles include five years at Broadway Wealth Solutions and fifteen years at Broadway National Bank. She is also licensed in life and health insurance. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach overseen by an Investment Committee that utilizes traditional academic frameworks to build diversified, long-term portfolios with periodic rebalancing and incorporates conservative, Christian values–based ETF selections.

John Hallett is a financial advisor at Reliance Wealth Management in San Antonio, TX, with two years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining Reliance Financial Partners in 2026, he worked at PAX Financial Group, LLC and First State Bank & Trust. Reliance Wealth Management serves individuals, high-net-worth clients, foundations, trusts, estates, corporations, and charitable organizations, providing discretionary investment management and integrated or stand-alone financial planning. The firm employs a top-down, macro-environmental investment approach emphasizing tactical asset allocation and sector rotation across a diversified range of investment vehicles.

Joshua Hussong is a CFP® professional with 16 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank for 11 years before joining Financial Life Advisors in San Antonio, TX. Hussong holds Series 63 and Series 65 licenses. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm offers comprehensive financial planning and investment management to individuals, high-net-worth clients, and institutional entities, using a combination of fundamental, technical, and cyclical analysis.

Kirk Francis is a Certified Financial Planner® with 48 years of industry experience, currently serving at Financial Life Advisors in San Antonio, TX. He has a diverse background that includes leadership roles with the Housing Authority of Bexar County and the City of Hill Country Village, where he serves as chairman and participates in governance and zoning commission activities. His prior financial services experience includes positions with United Planners' Financial Services of America and Cross Insurance (International) Group. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities, using a range of analytical strategies tailored to client financial plans.

Kimberly Nourie is a Certified Financial Planner® with 26 years of industry experience. She has been with Financial Life Advisors since 2017 and previously worked at Business Financial Group and Commonwealth Financial Network. Her background also includes over a decade with Shaklee. Financial Life Advisors is a seven-advisor team that provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities. The firm manages approximately $366 million in client assets using a range of strategies informed by fundamental, technical, and cyclical analysis.

Benjamin Gurwitz is a CFP® with 18 years of industry experience and has been with Financial Life Advisors in San Antonio, TX since 2008. He serves as the Investment Committee Chair and is a board member of the Jewish Federation of San Antonio, overseeing the endowment fund management. Financial Life Advisors is a seven-advisor team managing approximately $366 million in assets, providing comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities. The firm employs fundamental, technical, and cyclical analysis in portfolio management and generally serves clients on a discretionary basis with periodic reviews to ensure suitability and performance.

Benjamin Lopez is a financial advisor at Alterna Wealth Management, Inc. in San Antonio, TX, with 20 years of industry experience. He has previously worked at Actinver Wealth Management, Optima Capital Management, and Sunport Capital. Lopez holds Series 63 and Series 65 licenses and serves as managing member of KASA Investments, LLC and secretary/director of Optima Equity Partners, Inc. Alterna Wealth Management provides investment advisory and portfolio management services to individuals, high-net-worth clients, trusts, estates, institutions, and charitable organizations. The firm employs a disciplined global approach to asset allocation using dynamic models and combines quantitative analysis, technical methods, and an in-house trading desk to serve a largely international client base.

Ronald Zunker Jr. is a Series 66 licensed advisor with seven years of industry experience, currently working at PAX Financial Group since 2022. He previously worked at Equitable Advisors and Axa Advisors, and has experience as a self-employed professional and with Clean Air and Water, LLC. Outside of his advisory role, he participates in community organizations including the Rotary Club of Fair Oaks Ranch and serves as Treasurer on the Greater Boerne Chamber of Commerce executive committee as well as for the Kendall County Women's Shelter. PAX Financial Group serves individuals, high-net-worth clients, small businesses, and corporations with services including portfolio management, retirement plan consulting, and business exit planning. The firm uses a team-based investment approach guided by an Investment Committee that applies traditional academic frameworks and incorporates values-based ETF selections along with hedging and income strategies when appropriate.

James Studer is a financial advisor at Discipline Wealth Solutions, Inc. with a Series 65 designation and one year of industry experience. Prior to joining the firm, he worked for SouthWest Airlines for 11 years and served in the Hawaii Air National Guard for 10 years. Discipline Wealth Solutions, Inc. provides investment advisory services to individuals, corporations, retirement plans, and other registered advisors. The firm offers tailored portfolios through various strategies, including discretionary and non-discretionary managed accounts, sub-advisory relationships, and retirement plan consulting.

Madison Moe is a financial advisor at Teamwork Financial Advisors, LLC in San Antonio, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Teamwork Financial Advisors, Madison worked at Texas Tech University and Clintsman Financial. Teamwork Financial Advisors serves individual and high-net-worth investors as well as retirement plans, trusts, estates, and business entities, providing ongoing asset management, written financial planning, and referrals to third-party money managers. The firm employs a strategic asset-allocation approach with a core-and-satellite structure, integrating fundamental, technical, and cyclical analysis to manage client portfolios.

Meghan Tapia is a financial advisor at PAX Financial Group with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at AllianceBernstein and Renaissance Wealth Management Group of Texas. Outside of her financial advisory role, Tapia owns and operates Willow Tree Builders, a representation and marketing business. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach guided by an Investment Committee, utilizing traditional academic frameworks and values-based ETF selections to build diversified, long-term portfolios.

Michael Olivarez is a financial advisor at Reliance Wealth Management in San Antonio, TX, holding a Series 65 designation with one year of industry experience. His prior work includes three years at Goodstein Wealth Management, LLC, and a recent transition to Reliance Financial Partners. Reliance Wealth Management serves individuals—including high-net-worth clients—as well as foundations, trusts, estates, corporations, and charitable organizations, providing discretionary investment management combined with integrated and stand-alone financial planning. The firm applies a top-down, macro-environmental investment approach emphasizing tactical asset allocation across a broad range of investment vehicles, including alternative and digital-currency-related products.

Jacob Campbell is a CFP® with four years of industry experience, currently serving at PAX Financial Group. Before joining PAX Financial Group in 2022, he worked for eight years at Bluebonnet Chrysler Dodge. He is also a board member of the Animal Defense League. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach guided by an Investment Committee and integrates traditional academic frameworks alongside values-based ETF selections and tailored strategies such as covered-call writing.

Jennifer Wall is a financial advisor at PAX Financial Group in San Antonio, TX, with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at PAX Financial Group since 2015, including a two-year tenure at LPL Financial. Wall serves as a board member for the Children's Bereavement Center of South Texas. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm uses a team-based investment approach grounded in traditional academic frameworks and offers portfolio management, retirement plan consulting, financial planning, and business exit planning services.

Douglas Moe is a financial advisor with Teamwork Financial Advisors, LLC in San Antonio, TX, holding Series 63, Series 65, and Series 66 licenses and 19 years of industry experience. He has worked with Teamwork Financial Advisors since 2012 and previously with Questar Capital Corporation and Questar Asset Management. In addition to his advisory work, Moe practices law at Moe and Lytton and is a consulting and limited partner in a firm providing legal, tax, and consulting services related to industrial materials transportation. Teamwork Financial Advisors is a team-based registered investment adviser with 14 advisors managing approximately $1.01 billion for about 2,480 clients. The firm offers model-based, core-and-satellite portfolio management and financial planning for individuals, high-net-worth clients, and institutional accounts, maintaining formal affiliations with accounting and law practices to coordinate tax and legal matters alongside investment advice.

Jeffrey Wright is a CFP® and ChFC® with 30 years of industry experience. He is currently with Teamwork Financial Advisors, LLC, joining the firm in 2023. His prior experience includes roles at MML Strategic Distributors, Mass Mutual, and Symetra in various capacities. Outside of his financial advisory work, he holds a minority ownership in an internet marketing firm. Teamwork Financial Advisors serves individual and high-net-worth investors, as well as retirement plans, trusts, estates, and business entities, providing asset management, financial planning, and referrals to third-party money managers. The firm employs a strategic asset-allocation approach with a core-and-satellite structure, integrating fundamental, technical, and cyclical analysis in portfolio management.

Laura Simpson is a CFP® with 17 years of industry experience, currently serving at PAX Financial Group since 2016. She previously worked at LPL Financial from 2014 to 2017. Outside of her advisory role, she is a board member of the Henderson County Rescue Mission, a nonprofit organization focused on providing spiritual and physical support to those in need. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, and corporations, including portfolio management, retirement plan consulting, financial planning, and business exit planning. The firm employs a team-based investment approach overseen by an Investment Committee, utilizing traditional academic frameworks and values-based ETF selections to construct diversified portfolios.