Charles Morgan is a financial advisor at Independent Wealth Network, Inc. in Lubbock, TX, holding a Series 66 designation with 17 years of industry experience. His prior roles include positions at Lowell Asset Management and various Lowell-affiliated firms from 2007 to 2018. Outside of his advisory work, Morgan is a partner at Archer Financial Partners, an independent insurance agency, and is involved with the Boy Scouts of America South Plains Council. Independent Wealth Network, Inc. provides advisory services to individuals, trusts, pension plans, estates, charitable organizations, and corporations. The firm employs tailored investment strategies using fundamental and technical analysis, third-party managers, and model portfolios, with ongoing portfolio monitoring and client reviews.

Christopher Lane is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He previously worked at Bank of America, N.A. and Merrill for 14 years. Lane also manages a private label financial advisory business, Lane Wealth Management, based in Lubbock, TX. International Assets Investment Management serves individuals, high-net-worth clients, retirement plans, and corporations through a network of independent investment adviser representatives. The firm offers customized, long-term portfolio management and financial planning, utilizing a range of investment vehicles and occasionally involving third-party money managers or wrap programs.

Kenneth Barry is a financial advisor at Sunbelt Securities, Inc. in Lubbock, TX, holding Series 63 and Series 65 licenses with 34 years of industry experience. He has been with Sunbelt Securities since 2009. Sunbelt Securities serves individual investors, charitable organizations, and corporate clients through a network of 68 investment advisor representatives, managing approximately $2.0 billion across several thousand client relationships. The firm offers portfolio management primarily through a rep-directed wrap program, written financial planning, and referrals to third-party money managers.

Elva Abril Espinoza Jimenez is a ChFC® at Robertson Stephens with two years of industry experience. She previously worked at Knowledge Empowering You and BBVA, and has been affiliated with Texas Tech University in various capacities since 2020. Robertson Stephens provides investment advisory services to individuals, families, trusts, charitable organizations, and retirement plans, managing over $8.7 billion in assets. The firm offers discretionary and non-discretionary portfolio management, consulting, and planning services, utilizing a diverse investment toolkit and oversight by an investment committee.

James Johnson is a financial advisor with Wealth Watch Advisors, Inc. based in Lubbock, TX. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to his current role, he spent 10 years at Gradient Advisors, LLC. Outside of his advisory work, he owns and operates West Texas Senior Resources, a business focused on insurance and income tax preparation. Wealth Watch Advisors serves a diverse client base, including individuals, pension plans, trusts, and financial institutions. The firm employs a combination of quantitative, qualitative, and technical methods, using third-party model managers and approved alternative private placements to implement its investment strategies.

Ronald Blair is a financial advisor at AlphaStar Capital Management with three years of industry experience. He holds a Series 65 credential and has a background that includes ownership roles in Blair Ag and Caprock Financial Group, where he is involved in insurance sales. Blair is also a partial owner of Jag Trenching, a company that provides trenching services for farmers and ranchers. AlphaStar Capital Management manages approximately $1.84 billion for a diverse client base including individuals, trusts, estates, small businesses, and other advisers. The firm offers discretionary and non-discretionary portfolio management using strategic asset allocation and quantitative tactical approaches, along with financial planning and retirement consulting services.

Timothy Wolfe is a financial advisor with The AmeriFlex Group in Lubbock, TX, holding Series 63, 65, and 66 licenses and possessing 34 years of industry experience. His prior roles include positions at FSC Securities Corporation and OSAIC. He is involved with Financial Group of the Southwest, where he has provided life, long-term care, and disability insurance sales. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations, discretionary and non-discretionary manager relationships, and wrap and non-wrap solutions.

Anne Bednarz is a CFP® professional with 12 years of experience in financial advising. She has been with Evensky & Katz/Foldes Wealth Management since 2014. Evensky & Katz/Foldes Wealth Management provides fee-only wealth management and financial planning services to individuals and institutions, including high-net-worth clients, entrepreneurs, and retirement plans. The firm employs a planning-driven approach with an emphasis on tax- and cost-efficient management, discretionary monitoring, and access to a range of investment vehicles.

Jayci Goodlett is a financial advisor with Eagle Strategies (NY Life) in Lubbock, TX, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has worked with Eagle Strategies since 2020 and previously at Alpha Capital Strategies. Outside of her advisory role, she owns and manages a farm, involving daily animal care and garden cultivation. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans, providing financial planning, investment management, and advisory services primarily through non-discretionary accounts. The firm operates within the New York Life affiliate structure, offering tailored recommendations across various program types including fee-based advice and retirement plan consulting.

Timothy Troyer is a financial advisor with Bankers Life Advisory Services, Inc. based in Lubbock, TX. He holds a Series 66 designation and has two years of industry experience. Troyer has also been an insurance agent with Bankers Life & Casualty, Inc. since 2015, licensed to sell Medicare supplement and various insurance products. He owns an entity that manages his insurance-related business activities. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a blend of fundamental, technical, and cyclical analysis to tailor asset allocations and manage portfolios aligned with clients’ goals and risk tolerances.

Carter Burns is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Empower Retirement. His background also includes roles outside of finance, such as positions at Pine Cove Christian Camps and Twisted Root Burger Co. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, using an integrated service model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through point-in-time financial plans and optional managed account solutions.

Gilbert Mercado is a financial advisor at Money Concepts Capital Corp with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has been with the firm since 2006. In addition to his advisory role, Mercado has been involved in several business activities, including serving as president of a tax preparation company, leading an investment-related firm, and mentoring other advisors. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm manages approximately $4.07 billion in client assets using model-driven, asset-allocation strategies and offers both discretionary and non-discretionary portfolio programs supported by third-party managers and service providers.

Jason Schwebke is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and having two years of industry experience. He is the owner of JMS Tax & Consulting, LLC, which provides tax and business consulting services. Schwebke also serves as an assistant professor of accounting at Texas Tech University, and he is involved in youth sports as a basketball referee and tournament director for the Boys and Girls Club of Rockford. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base that includes individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and supports third-party RIAs with sub-advisory and model-licensing services.

Derek Cockrell is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 credentials and possessing 29 years of industry experience. His career includes roles at LPL Financial, Mariner Independent Advisor Network, and Cambridge Investment Research. Outside of advisory work, he has been involved with Contemporary Benefits LLC, an insurance agency, since 1996. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model utilizing proprietary and third-party investment solutions and technology platforms.

Sarah Miner is a Series 66 licensed financial advisor with three years of industry experience. She currently works at TLG Advisors, Inc. and previously held roles at Ameriprise and The Leaders Group Inc. Prior to her financial services career, she worked in education at Texas Tech University and Harlingen High School South. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

Ashlee Vingle Howard is a Series 66 licensed financial advisor with 12 years of industry experience. She currently works at TLG Advisors, Inc. and has prior experience at firms including Morgan Stanley and Crown Capital Securities. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary assets and serves a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

Natalia Ijeh is a financial advisor at Empower Advisory Group with Series 63 and Series 66 designations and four years of industry experience. Her prior roles include positions at Charles Schwab & Co., Inc., Pro Partners USA, and Branch Banking & Trust Company. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its planning approach.

Riley Reagor is a financial advisor with Eagle Strategies (NY Life) and holds Series 66 and Series 63 licenses. He has five years of industry experience, including prior roles at NYLIFE Securities LLC and New York Life, as well as earlier experience outside the financial sector at Reagor Dykes Auto Group. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a range of advisory programs tailored to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

Erin Kennedy is a financial advisor at Lincoln Investment with five years of industry experience. She holds a Series 66 designation and has worked at firms including AGIA, Valic Financial Advisors, and Edward Jones. Outside of advising, she has experience in the hospitality and retail sectors, including roles at Llano Estacado Winery and Walk On's Sport Bar. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, employing both strategic and tactical approaches through its Investment Management & Research team.

Paul Moore is a financial advisor with GWN Securities Inc. in Lubbock, TX, holding a Series 63 designation and over 43 years of industry experience. He has been with GWN Securities since 2005 and has operated his own financial services business since 1976. Outside of advising, he is involved in selling investment and life insurance products, including fixed and equity indexed annuities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts and financial planning through a large network of advisors, utilizing a variety of managed-account programs and model portfolios.