Eric Berndt is a CFP® with 15 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2014. He also holds a Series 66 designation and is based in Parker, CO. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Jessica Benningsdorf is a financial advisor at Principal Financial Services with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms, including Principal Securities, Inc., World Investments, Inc., AssuredPartners Investment Advisors, and GWFS Equities Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel outside the United States. The firm’s advisory services focus on direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Van Lam is a financial advisor at TLG Advisors, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with The Leaders Group Inc since 2011. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

Arthur Isberg is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Janus Henderson Investors, Ares Wealth Management Solutions, and Covered Insurance Solutions. Outside of his advisory work, he serves as a trustee for two irrevocable life insurance trusts and operates a tax preparation service for individuals and trusts. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and various investment strategies supported by a dedicated Investment Consulting Group, managing approximately $49.8 billion for over 127,000 clients.

Robin Lilly is an advisor at Transamerica Retirement Advisors, LLC with Series 63 and Series 65 licenses. Although new to the financial industry with less than a year of experience, Lilly previously operated Little Lilly's Island Deli for 14 years. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, utilizing proprietary software and portfolio models from Morningstar Investment Management. The firm manages a large client base with a focus on non-discretionary assets.

Michael Mc Kinnis Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. He has worked at LPL Financial since 2021 and has held roles with Waddell & Reed, Inc. and various insurance carriers for W&R insurance agencies since 2016. He acts as a financial power of attorney for family members. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and multiple investment strategies.

William Kelly is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Shane Chavez is a CFP® and ChFC® with 30 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously spent 11 years with FSC Securities Corporation. Outside of financial advising, he is also a musician and operates a tax preparation business as a sole proprietor. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, with a range of portfolio management options and access to both proprietary and third-party investment strategies.

Robyn Goodenow is a financial advisor with Edward Jones in Parker, CO, holding CFP®, ChFC®, and Series 66 credentials, and has five years of industry experience. Prior to joining Edward Jones in 2020, she worked at Pure Romance for 13 years. Outside of her advisory role, she is a property owner in Fountain, CO. Edward Jones is a full-service wealth management firm serving over four million clients, with approximately $1.01 trillion in assets under management and a network of more than 23,700 advisors. The firm offers a range of investment advisory programs and maintains affiliated capabilities beyond advisory services, including a trust company and proprietary mutual funds.

Adam Clarke is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. He has worked at Charles Schwab since 2008, including a nine-year tenure at Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment options supported by a large, integrated infrastructure and centralized services.

Michelle Slagell is a financial advisor at Edward Jones with 25 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Oppenheimerfunds Distributor, Inc. for 20 years and Invesco. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Thomas Eyers is a financial advisor at Fidelity with 28 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management and fund advisory. The firm’s investment approach combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs.

Allen Andes is a financial advisor with Ameriprise in Aurora, CO, holding Series 63 and Series 66 licenses and 29 years of industry experience. He has been with Ameriprise and its affiliates since 2018, following four years at Investment Professionals Inc. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, delivering customized, non-discretionary recommendations that incorporate income strategies, Social Security options, and tax-smart withdrawals. The firm combines research and modeling with algorithmic tools to support its advisory process, emphasizing Ameriprise-managed accounts and affiliated investment products.

Laura Berg is a financial advisor at LPL Financial with 16 years of industry experience. She holds the Series 63 and Series 66 credentials and has previously worked at Cadaret Grant & Co., Inc., Fidelity Brokerage Services LLC, and Centaurus Financial, Inc. In addition to her advisory work, she is the owner of Laura Berg Creative, LLC and SLR Nelson LLC, both non-investment related businesses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs including model portfolios, retirement plan consulting, and brokerage services.

Richard Kundracik is a financial advisor at Cetera with 38 years of industry experience. He holds Series 66 and Series 63 designations and has held positions at firms including Hartshorne Group Inc. and Millington Securities, Inc. He has been with Cetera since 2024. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, operating as a multi-manager platform with over $256 billion in assets under management.

Nick Niehaus is a Vice President and Executive Planning Consultant at Fidelity Investments. In this role, he guides executives and investors through financial planning, investment strategy, and employer benefit decisions. He focuses on tailoring ideas and suggestions to align with each client's unique goals and preferences. Nick has extensive experience in the financial services industry, having held several leadership positions. Before his current role, he was a Vice President and Regional Planning Consultant at Fidelity Investments from 2019 to 2021. Prior to that, he served as Vice President and Branch Manager at Charles Schwab & Co., Inc. from 2011 to 2019 and as Vice President and Financial Consultant at Charles Schwab & Co., Inc. from 2004 to 2011. He holds insurance licenses in Arkansas and California.

Gregory Clinard is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked with Ameriprise since 2005, with a four-year break between 2018 and 2022. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Gary McDaniel is Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2018. He supports families in their pursuit of living the life they want to live. He has been with Fidelity Investments since 2007, progressing through several roles including Investments Representative, Portfolio Specialist, PAS Investment Consultant, Financial Consultant, and Vice President, Financial Consultant before his current role. This extensive experience has provided him with a broad understanding of wealth planning and financial consulting. Further details regarding his education, credentials, personal interests, or community involvement have not been provided.

Melissa De Lodder is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 66 designation and has worked with firms including LPL Financial and Summit Brokerage Services. She has been associated with various Cetera entities since 2019. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to third-party money managers across various program structures and custodial relationships.

Mark Weiss is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 26 years of industry experience. He previously worked for Ameriprise Financial Services, Inc. for 20 years before joining Cambridge in 2019. Weiss is also involved in entrepreneurial ventures, including ownership of Wolf Creek Capital and part ownership of an LLC holding a franchise. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, delivering both discretionary and non-discretionary investment strategies across multiple platforms.