James Morgan is the principal of James Morgan Asset Management, LLC in Broomfield, Colorado, with 17 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. In addition to his advisory role, he practices law specializing in estate, business, tax planning, and elder law through his separate legal practice. James Morgan Asset Management provides discretionary portfolio management and comprehensive financial planning to individual and high-net-worth clients. The firm combines active, manager-driven portfolio construction with in-house legal and tax expertise, offering integrated financial, investment, and estate planning services tailored to each client’s objectives.

Curtis Clegg is a CFP® with 20 years of industry experience, currently serving as the sole advisor at AMA Financial Planning LLC in Louisville, CO. His prior experience includes roles at Silver Oak Securities, Inc. and Jackson National Life Distributors. Outside of financial planning, he is the owner of an independent auto, home, and life insurance brokerage. AMA Financial Planning LLC provides fee-only financial planning and investment advice on an hourly or fixed-fee basis to individuals, couples, and families. The firm focuses on strategic asset allocation using a core-and-satellite approach, emphasizing passive index funds and ETFs for core holdings and selective active managers as satellites, while typically delivering project-based advice without ongoing portfolio management.

Michael Lunsford is a CFP® and Series 65 credentialed financial advisor with 22 years of industry experience. He has been the principal of Lunsford Financial Planning, Inc. in Lafayette, CO since 2003. Lunsford Financial Planning, Inc. provides wealth management and financial planning services to individual clients, including investment management, retirement and estate-plan review, cash-flow and distribution planning, and employer benefit guidance. The firm employs a fundamental, long-term buy-and-hold investment approach focusing on diversified asset allocation and low-cost index funds, with discretionary portfolio management and additional pension consulting services such as 401(k) plan reviews and rollover guidance.

Daniel Herman is a Series 65-licensed advisor at Classic Financial & Investment Services, Inc. with three years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Classic Financial & Investment Services, Inc. provides investment supervisory and portfolio management services to individuals, trusts, estates, businesses, charitable organizations, and pension or profit-sharing plans. The firm manages approximately $58.6 million across 41 client relationships using a diversified asset-allocation approach that combines fundamental and technical analysis and emphasizes option premium strategies within a long-term, total-return framework.

John Carlson is a CFA® charterholder with 20 years of industry experience. He has been the sole advisor at Epic Investment Management since 2010, operating an independent advisory firm based in Boulder, CO. Epic Investment Management provides discretionary portfolio management to individual and high-net-worth clients, focusing on blended, equity-oriented accounts. The firm employs a combination of exchange-traded funds and selective individual securities guided by fundamental, technical, and proprietary quantitative models, managing accounts primarily on a discretionary basis with limited client-specific customization.

Nicholas Lenssen is the principal of Bear Peak Financial, LLC in Boulder, CO, holding a Series 65 credential with eight years of industry experience. He also operates Bear Peak Energy Consulting, a firm specializing in independent consulting on disruptive and renewable energy technologies. Lenssen has been involved in both financial advisory and energy consulting roles concurrently. Bear Peak Financial, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, and business entities, focusing on a small client base. The firm employs a primarily non-discretionary, client-driven investment approach using asset-allocation models based on academic and behavioral economics research.

Kevin Taylor is a financial advisor at InSight, Corp. in Boulder, CO, holding a Series 66 designation with 11 years of industry experience. His prior roles include positions at TD Ameritrade, Scottrade, and Waddell & Reed, Inc. InSight, Corp. provides financial planning and discretionary asset management primarily for individual and high-net-worth clients, as well as retirement plan sponsors and trusts. The firm employs a fundamental analysis approach with sector-driven model portfolios and offers portfolio customization and regular monitoring tailored to clients’ risk profiles and time horizons.

Lisa Cowan is a CFP® professional with 11 years of industry experience, currently serving at Welch Financial Planning, LLC. Her prior roles include positions at WealthPLAN Partners and Cambridge Investment Research. Outside of advisory work, she is involved in managing rental properties. Welch Financial Planning advises individuals, trusts, estates, charitable organizations, and business entities with a focus on retirement investing and income generation. The firm employs a “Bucket System” to allocate assets across different time horizons and offers comprehensive financial planning and portfolio management services.

Keith Diamond is a Series 65-licensed financial advisor with Prudent Man Investment Management in Broomfield, CO. He has 21 years of industry experience and has been with the firm since 2004. Prudent Man Investment Management provides asset and portfolio management services to individuals, family trusts, estates, and employer-sponsored retirement plans. The firm employs a disciplined, long-term, index-based investment approach focused on low-cost institutional mutual funds and ETFs, tailoring portfolios to clients through written investment policy statements.

I graduated from Texas A&M’s Mays Business School in 2008 (perfect timing for a job hunt!) and quickly discovered a passion for investing. During my eight years working in real estate, I devoured everything I could find on investing and personal finance. This led to the realization – far too slowly, my wife points out – that my true passion is helping others craft their best lives through real financial planning. Appalled by the status quo within the industry, and determined to serve families the way they truly deserve, I set out to found Downshift Financial with Eddie. We founded Downshift Financial to deliver real financial planning to regular people through a service model that actually makes sense: Flat quarterly fees. No commissions. No sales pressure. No BS. Our goal is to help clients maximize their lifetime fulfillment through financial independence. Often, that means working less to free up time for family and hobbies.

Cameron Dye is a CFP® professional with seven years of industry experience. He is currently affiliated with White Hawk Wealth Management and has previously worked at Western Wealth Management, LLC and LPL Financial. Outside of wealth management, he coaches and trains amateur athletes through the Peak Athletic Collective. White Hawk Wealth Management provides integrated wealth management services to individuals, families, and businesses, combining investment management with financial planning. The firm designs portfolios tailored to client objectives and risk tolerance, using a variety of analytical methods and investment vehicles.

Darrell Roberts III is a financial advisor at American Wealth Advisors, LLC with 11 years of industry experience. He holds the Series 65 designation and has been with American Wealth Advisors since 2010. American Wealth Advisors provides discretionary investment management, wealth management, and financial planning services to individuals, trusts, estates, businesses, and charitable organizations. The firm builds predominantly long-term, diversified portfolios using mutual funds, ETFs, and individual stocks or bonds, emphasizing tailored service within a small-team structure.

Christopher Reading is a financial advisor at Prudent Man Investment Management with 18 years of industry experience. He holds a Series 65 designation and has worked at Prudent Man Investment Management since 2005. Outside of his advisory role, he is involved with Reading Entertainment, a business he has managed since 1997. Prudent Man Investment Management provides asset and portfolio management services to individuals, family trusts, estates, and employer-sponsored retirement plans. The firm employs a disciplined, long-term, index-based investment approach focused on low-cost institutional funds and emphasizes after-tax returns.

Glenn Wager is a financial advisor with Wager Wealth Management and Financial Planning LLC in Longmont, CO, holding a Series 63 designation and 28 years of industry experience. He previously worked at Guerin Financial Services from 1994 to 2017 before founding his current firm in 2016. Outside of his advisory work, he serves as a director and treasurer for Niwot Youth Sports Field and Softball and coaches softball at a local high school. Wager Wealth Management and Financial Planning provides discretionary investment management, financial planning, and limited-scope consulting to individuals, families, trusts, estates, and certain institutions. The firm emphasizes asset allocation and diversified portfolios using a combination of fundamental, technical, and cyclical analysis alongside modern portfolio theory.

Kate Grace is a financial advisor at Sankala Group LLC with a Series 65 designation and no prior industry experience. Before entering the advisory field, she was a professional athlete from 2014 to 2016 and has operated FastKate LLC since 2017. Sankala Group LLC offers discretionary and non-discretionary investment advisory services to individual and institutional clients, focusing on diversified global equity portfolios. The firm integrates macroeconomic themes with value-biased fundamental analysis and technical risk management, employing strategies such as derivatives and short selling that are uncommon among similar team-based advisory firms.

Daniel Caycedo is a financial advisor at CayDen Wealth Management with 12 years of industry experience. He holds the ChFC® designation and Series 63 and 66 licenses. Prior to his current role, he worked at Charles Schwab and Daniel Alexander Capital. Outside of advising, he serves as a director at CayDen LLC, a business consulting and bookkeeping firm. CayDen Wealth Management serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes fundamental analysis and passive portfolio construction using index funds and ETFs, and offers integrated tax and bookkeeping services through an affiliated accounting business.

Matthew Kelley is a CFP® with 23 years of experience in the financial industry. He has been with Gold Medal Waters, Inc. in Boulder, CO since 2004. Gold Medal Waters provides discretionary and non-discretionary investment management, wealth management, and financial planning to individuals, retirement plans, charitable organizations, and businesses. The firm emphasizes long-term strategic asset allocation primarily through mutual funds and incorporates research from third-party providers, including Vanguard and Dimensional Fund Advisors, to tailor portfolios to client goals and risk tolerance.

Abraham Halpern is a financial advisor at MIFI Wealth, LLC with a Series 65 designation and three years of industry experience. His prior work includes roles at Saturdays NYC, the Fashion Institute of Technology, and Western Washington University. MIFI Wealth provides discretionary investment management to individuals, retirement plans, trusts, foundations, and institutions. The firm employs an open-architecture allocation approach that incorporates in-house models, sub-advisors, and active strategies, while also acting as an insurance broker and focusing on individualized portfolios and select structured products.

Jeffrey Robinson is a financial advisor at Robinson Capital Management LLC in Boulder, CO, holding a Series 65 designation with 19 years at the firm and eight years of industry experience. He has been with Robinson Capital Management since 2007. Robinson Capital Management LLC is a fee-only registered investment adviser serving individuals, family partnerships, trusts, foundations, and corporate clients with discretionary portfolio management and financial planning. The firm manages approximately $77 million across about 62 client relationships, employing diversified portfolios with a combination of fundamental and technical analysis tailored to client-specific investment policy statements.

James Dawson is a CFP® with 27 years of experience in the financial services industry. He is currently with Broadview Wealth Partners in Boulder, CO, and has held roles at Raymond James Financial Services and Integrated Capital Management. In addition to his advisory work, he has a part-time role as an independent contractor for the University of Colorado. Broadview Wealth Partners serves individual and high-net-worth clients, trusts, estates, retirement plans, and business entities, offering comprehensive portfolio management and financial planning. The firm uses a combination of qualitative and quantitative analysis to implement diversified asset allocation strategies, employing individual equities, fixed income, mutual funds, ETFs, and third-party money managers.