Thomas Braun is a CFP® and ChFC® with 21 years of industry experience. He has worked at Theory Financial since 2020 and previously spent nine years at TIAA-CREF. Braun is based in Fort Collins, CO. Theory Financial is a registered investment adviser serving individuals, trusts, estates, corporations, pension, and charitable clients. The firm manages about $319.2 million across its client base, offering discretionary and non-discretionary investment management alongside financial planning and retirement advisory services.

Charles Nedele is a financial advisor at Theory Financial with 19 years of industry experience. He holds Series 63 and Series 65 licenses and worked previously at TIAA and Tiaa for 13 years. Outside of advisory services, he manages a short-term rental property in Angola, Indiana. Theory Financial is a registered investment adviser serving individuals, trusts, estates, corporations, pension, and charitable clients. The firm manages approximately $319 million across about 252 client relationships using a globally balanced asset-allocation framework with diversified mutual funds, ETFs, and selected individual securities.

You're a successful individual or couple looking for a financial planner who will support you and celebrate with you as you reach money milestones large and small. Among your career, hobbies, social life, and more, you've got a full plate. Even if you could do your own financial planning, you'd still want a pro to confirm that you're making the right money moves. You may also be Childfree, and you want your financial planner to share your values and understand your unique approach to life. That's where I and the team here at Financial Planning Fort Collins ("FPFoCo") come in. Hi! I'm Regina Neenan (they/them), CERTIFIED FINANCIAL PLANNER™ and Your Full-Time Fiduciary®. I know that building your financial plan starts with getting to know you and your goals. I also realize that there's a heck of a lot more to your financial life than your investment mix of stocks, bonds, and cash. That's why I'll work with my colleagues (two additional CFP® pros) via an ensemble approach to developing your financial plan. It'll cover your cash-flow, investment, tax, insurance, and estate planning on your way to achieving your goals. (P.S. One of my colleagues prepares personal income tax returns and manages investments for our clients, aka people like you.) I've been with FPFoCo since 2018 and thrive on creating truly comprehensive financial plans. Knowing that everyday income, spending, and saving make big-picture financial plans successful, I have a passion for optimizing cash-flow planning strategies. I also specialize in right-sizing your insurance policies to fit your needs, protecting you, your assets, and your future. In fact, I'm the director of cash-flow and insurance planning and FPFoCo’s resident DINKWAC (that’s short for “dual income no kids with a cat”). Outside of work, I enjoy playing hockey and being active in the great outdoors with my partner Zack. At home, you can find me listening to podcasts or cuddling my cat Coco.

Brandon Hansen is a financial advisor at RPC Wealth, LLC in Loveland, Colorado, holding Series 63 and Series 65 licenses. He has one year of industry experience, previously working in real estate with firms including Inside Real Estate and Keller Williams Realty. RPC Wealth, LLC provides discretionary investment management, financial planning, and consulting services to individual clients and their trusts, managing approximately $106 million in regulatory assets. The firm’s investment approach focuses on top-down macro-environmental analysis with tactical asset allocation and sector rotation, offering direct management as well as access to independent managers and model portfolios.

Mark Kerwood is a CFA® charterholder with nine years of industry experience, currently serving at Trail Ridge Investment Advisors, LLC since 2019. Prior to this, he spent ten years at First National Bank of Omaha. Outside of his advisory role, he co-founded Acuto Ventures, a strategic consulting and multimedia production company, and serves as Treasurer of the local Adventure West Council of the Boy Scouts of America. Trail Ridge Investment Advisors, LLC provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth investors, as well as trusts and institutional clients. The firm employs model allocations based on modern portfolio theory, offers a subscription service called Trailhead, and is affiliated with Trail Ridge Trust Company, LLC, which provides trust management services.

Arik Peterson is a CFP® professional with 18 years of experience in the financial industry. He is currently with Nectarine and previously worked at Principal Global Investors and Principal Funds Distributor, Inc. Outside of his advisory work, he is the CEO and founder of Dads Are LLC, a T-shirt and merchandise company. Nectarine serves individual and high-net-worth clients by providing consultative financial planning through advisor representatives selected via the firm’s website. The firm emphasizes long-term asset allocation using low-cost, index-based mutual funds and ETFs, offering advice without managing client investment portfolios or accepting custody.

Jaxon Samsel is a financial advisor with Perspective Wealth Advisors in Loveland, CO. He holds a Series 65 designation and has one year of industry experience. Prior to joining Perspective Wealth Advisors, he held various roles in banking, recreation, and healthcare sectors. Perspective Wealth Advisors LLC provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, estates, retirement plans, corporations, and foundations. The firm employs a fiduciary approach that combines strategic and tactical asset allocation using fundamental, technical, and quantitative analysis, managing portfolios that include stocks, bonds, ETFs, REITs, and alternative investments.

James Saulnier is a CFP® professional with 26 years of experience in financial advising. He has worked at Jim Saulnier & Associates, LLC since 2013 and previously spent nine years at Cambridge Investment Research Advisors and Cambridge Investment Research. Saulnier serves as a board member of the Larimer County Retirement Board and owns a tax planning business that offers tax preparation and planning services. Jim Saulnier & Associates, LLC serves individual and high-net-worth clients, focusing on those approaching or in retirement. The firm provides retirement and financial planning, portfolio management, investment analysis, and tax-focused planning, using passive model portfolios and a fixed-fee structure. Its services include an affiliated tax planning business staffed by enrolled agents and CPAs.

Diane Alexander is a Series 66 credentialed financial advisor with over 24 years of industry experience. She is affiliated with Wealth Advisors Network, Inc. and Cambridge Investment Research, and also serves as treasurer for the nonprofit Success Foundation. Additionally, she holds the role of president at a family corporation, D&D Bigge Inc. Wealth Advisors Network provides comprehensive wealth-care services to individuals, trusts, charitable organizations, closely held businesses, and retirement plans. The firm combines discretionary and non-discretionary portfolio management with financial planning, emphasizing diversification and active management through various investment vehicles and model portfolios aligned with client risk profiles.

Ben Loeffler is a financial advisor at Acorn Creek Capital LLC with 19 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill for over a decade each. Loeffler is also the general partner and managing member of Above the Tree Line, LLC, an outside business activity based in Fort Collins, CO. Acorn Creek Capital LLC provides investment advisory and planning services to individuals, trusts, estates, retirement plans, and business owners. The firm employs a multi-disciplinary investment approach combining fundamental, technical, quantitative, and sector analysis to construct tailored portfolios, and maintains an institutional relationship with Fidelity that supports research and client services.

Nicholas Hoogendyk is a CFP® professional with five years of industry experience, currently serving at CogentBlue Wealth Advisors, LLC. He previously worked at Acorn Creek Capital LLC, Bank of America, Merrill, Black Mountain Tax & Consulting, and Hoogendyk & Associates LLC. Outside of his advisory role, he participates in a nonprofit organization focused on mentoring underserved youth in Fort Collins, Colorado. CogentBlue Wealth Advisors, LLC provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, charitable organizations, and businesses. The firm employs a modern portfolio theory-based investment approach tailored to each client's investment policy statement, with regular monitoring and rebalancing.

Jennifer Sherman is a CFP® professional with six years at Trail Ridge Investment Advisors, LLC and Trail Ridge Trust Company, LLC, and 12 years of prior experience at MidFirst Bank. She serves as Director of Trust Services & Planning at Trail Ridge Trust Company. Sherman is also Treasurer of St. John's Cathedral in Denver, where she chairs the Finance Committee and manages the parish's financial reporting and budgeting. Trail Ridge Investment Advisors, LLC provides discretionary portfolio management and financial planning primarily to individual and high-net-worth investors, as well as trusts and some institutional clients. The firm employs model allocations based on modern portfolio theory, offers a subscription service called Trailhead, and is affiliated with Trail Ridge Trust Company, which provides trust management services.

David Jordan is a CFA® charterholder with seven years of industry experience. He has worked at Trail Ridge Investment Advisors, LLC since 2018 and previously spent four years at Wells Fargo Private Bank. Outside of his advisory role, he serves on the Board of Trustees for the University of Colorado Foundation and is a member of the Investment Committee for Fort Lewis College. Additionally, he works as a wilderness experience driver for the Broadmoor Hotel in Colorado Springs. Trail Ridge Investment Advisors, LLC provides discretionary portfolio management and financial planning primarily to individual and high-net-worth investors, as well as trusts and institutional clients. The firm uses model allocations based on modern portfolio theory and offers a subscription service called Trailhead, which includes on-call advice and an index fund–based portfolio option.

Alec Muehlemeyer is a financial advisor at Aegis Wealth Management, Inc. in Fort Collins, CO, holding a Series 66 credential with two years of industry experience. His prior roles include positions at Olive Tree Wealth Management and Integrity Alliance, LLC. Outside of advisory work, he is involved in the long-term care insurance business through IMO Partnership. Aegis Wealth Management serves individual investors, institutions, and retirement plans with comprehensive financial planning and discretionary portfolio management. The firm uses a multi-team advisor approach and implements portfolios primarily through third-party sub-advisers, incorporating direct indexing strategies and AI-based tools to support client account management.

Nicholas Kemp is a financial advisor at Navigation Wealth Management with 12 years of industry experience. He holds a Series 65 designation and has been with Navigation Wealth Management since 2016, previously working at Navigation Financial Services starting in 2013. Outside of his advisory role, he serves as the public relations and fundraising chair for the Centennial Children's Chorus, a non-profit semi-professional children's choir in Fort Collins, CO. Navigation Wealth Management provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, and also offers qualified plan and ERISA retirement-plan services. The firm combines fundamental, technical, and charting analysis in portfolio construction and may engage sub-advisors while exercising discretionary trading authority.

Cindy Bragdon is a CFP® with two years of industry experience, currently serving as an advisor at Vital Investment Management LLC. She previously worked at LPG Financial and First Western Trust/First Western Financial, where she spent 17 years. In addition to her advisory role, Cindy is the sole member of Lighthouse Planning, LLC, which provides financial, estate, business succession, and retirement planning without managing assets. Vital Investment Management is an SEC-registered advisory firm with a five-advisor team managing approximately $284 million for individual and high-net-worth clients. The firm employs a value-oriented, long-only core investment strategy complemented by tactical asset allocation and integrates planning tools and AI to support research and operations, while also offering educational seminars and pension consulting services.

William Carpenter is a financial advisor at Navigation Wealth Management in Fort Collins, CO, holding a Series 65 designation with three years of industry experience. He is also the owner and managing member of William L Carpenter Law, LLC, a legal practice he has operated since 1978. Navigation Wealth Management serves individual and high-net-worth clients, offering discretionary asset management, financial planning, qualified plan services, and ERISA plan advisory. The firm uses a combination of fundamental, technical, and charting analysis to tailor investment programs and typically exercises discretionary trading authority, conducting quarterly account reviews.

Vincent Hourigan is a Series 65 licensed advisor at Acorn Creek Capital LLC in Fort Collins, CO, with two years of industry experience. His prior roles include positions at JBS USA and Colorado State University Facilities Management. Acorn Creek Capital LLC provides investment advisory and planning services to individuals, trusts, estates, retirement plans, and business owners. The firm employs a multi-disciplinary investment process incorporating fundamental, technical, quantitative, and sector analysis to tailor portfolios, and it maintains an institutional relationship with Fidelity for third-party research and support.

David Eads is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Vital Investment Management LLC since 2019. Prior to that, he worked at Colorado Financial Management LLC for seven years. Outside of his advisory role, he is co-owner of Something Canadian, LLC, a mobile home sales business, and a partner in Estate Navigation Services, LLC, which assists clients with legal document coordination and asset distribution. Vital Investment Management is an SEC-registered advisory firm with a five-advisor team managing approximately $284 million for individual and high-net-worth clients. The firm employs a value-oriented, long-only core strategy combined with strategic and tactical asset allocation, incorporating model-driven tactical overlays and portfolios primarily constructed with ETFs and mutual funds.

Zachary Gasper is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with Perspective Wealth Advisors and has previously worked at Northwestern Mutual Wealth Management Company and Grant Thornton LLP. He serves as treasurer for Parish Life Ministries, a nonprofit organization in Loveland, Colorado. Perspective Wealth Advisors provides discretionary investment management and financial planning services to individuals, families, estates, trusts, and institutions, using a mix of strategic and tactical asset allocation alongside fundamental, technical, and quantitative analysis.