Kenneth Kneale Jr. is a CFP® professional with three years of industry experience, currently operating as the sole advisor at his independent firm, Arcadian Financial Services. His background includes roles at the Boston Institute of Finance and Coretex Limited, Inc., as well as prior self-employment. Arcadian Financial Services is a fee-only, state-registered advisory firm providing written financial planning to individuals, high-net-worth clients, charitable organizations, and businesses. The firm specializes in tiered planning engagements and hourly consulting, typically recommending passive, index-based investment allocations supplemented by fundamental, technical, and cyclical analysis, without offering discretionary portfolio management or custody of assets.

Anatoly Zuban is the principal of A. TO Z. Financial Consulting and Wealth Management in San Diego, CA, with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with A to Z Financial Consulting and Wealth Management since 1994 and ATZ Consulting since 2014. A to Z Financial Consulting and Wealth Management provides individualized portfolio management and retirement plan consulting to individual clients, including high-net-worth individuals, as well as state and municipal retirement plans. The firm combines fundamental and technical analysis with an investment approach focused on value, safety, quality, and risk control, offering strategies such as option-based techniques and client-imposed portfolio restrictions.

At Arcadia, we focus on helping people over age 45 lower taxes, manage their wealth, and retire on their terms. We charge a fair, flat fee which covers all financial planning and investment management. Before founding Arcadia I was an equity Partner at one of the largest Registered Investment Advisors (RIA) in the country where I was directly responsible for managing over $400 million in client assets and 120 client relationships. Over my 18 years in the wealth management industry, I became critical of the notion that wealth management firms should be entitled to a percentage of a client’s portfolio by charging an assets under management (AUM) fee. It also began to dawn on me that – in this industry – most traditional wealth management firms would value me based on how much client assets I brought in each year, and not necessarily on how much I was helping my clients. This ultimately is what led me to become fully independent and found Arcadia Private Wealth, implementing flat fee pricing so clients are treated more equitably and more conflicts of interests are removed from the advisor-client relationship.

Walter Lange is a financial advisor at Leyenda Capital in Del Mar, CA, holding a Series 65 designation with four years of industry experience. He is also the president of Lange Capital Management, LLC, a consulting business based in Del Mar. Leyenda Capital is an independent advisory firm serving high-net-worth individuals through discretionary asset management. The firm focuses on tailored portfolios based on client goals, employing fundamental analysis and a combination of long- and short-term strategies.

Julia Bussie is the sole advisor at JSB Capital Management, LLC, an independent firm based in Del Mar, CA. She holds a Series 65 credential and has 13 years of industry experience, having led JSB Capital Management since 2012. Bussie also holds the Chartered Market Technician (CMT) designation and participates in professional technical-analysis organizations. JSB Capital Management provides discretionary portfolio management to individuals and various institutional clients, including pension plans, foundations, and endowments. The firm employs a top-down, macroeconomic investment approach with sector rotation and technical analysis, and it uses derivatives in separately managed accounts as part of its timing and risk-management strategy.

Vincent Lucas is a financial advisor at Pacific Equity Advisors LLC in La Jolla, CA, with two years of industry experience. He holds a Series 65 designation and has worked since 2008 at Pacific Equity Management in an operations and administrative role for hedge funds, though he does not provide advisory services for that entity. Pacific Equity Advisors LLC is a single-advisor registered investment adviser serving individuals, high-net-worth clients, and charitable organizations with discretionary portfolio management. The firm employs cyclical and fundamental analysis and utilizes a range of investment strategies including long-term and short-term trading, short sales, and private placements.

Helping you organize and simplify your finances, build steady income, and retire with clarity and confidence. Over the last decade, I’ve worked at different wealth management firms, gaining valuable experience alongside some incredibly smart, kind people. My biggest takeaway? There’s no one-size-fits-all solution when it comes to personal finances. Customized financial planning works. And that’s what makes this work so rewarding. That’s why I created JRO Wealth Management. I built this firm for people who want to cut through the jargon and complexity and get real guidance from someone in their corner. Someone who understands how all the pieces of your financial life fit together — retirement income, taxes, investments, healthcare, legacy — and helps you make decisions across the board that actually work for you. My job isn’t to sell products or try to time the market. It’s to help you weigh the tradeoffs, see the bigger picture, and make smart, informed decisions with someone you trust by your side.

Robert Shabkie is a financial advisor at Pathlight Wealth Management with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Investment Advisers LLC, Cetera Advisor Networks, and VOYA Financial Advisors. In addition to his advisory role, he maintains a legal practice focused on estate planning and serves as a licensed independent insurance agent. Pathlight Wealth Management is a single-advisor independent firm managing approximately $20.7 million for around 61 clients, including individuals and institutional pension plans. The firm provides discretionary portfolio management, financial planning, and consulting services, employing various analytical methods to tailor investment strategies that may include mutual funds, ETFs, equities, and more active trading approaches.

Gifford Tompkins Jr. is a financial advisor with The Tides Group, holding Series 63 and Series 65 designations and five years of industry experience. He has been with The Tides Group since 2018 and previously worked at World Vision International. The Tides Group is an investment manager that advises pooled investment vehicles, institutional accounts, and high net worth individuals. The firm uses active investment techniques, including derivatives in separately managed accounts, and provides discretionary portfolio management services.

Barret Frost is a financial advisor at Breakaway Independent Advisors, LLC in San Diego, CA, holding Series 65 and Series 66 licenses with 23 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Fusion Financial Partners LLC, Fidelity Brokerage Services LLC, and Linsco Private Ledger. Breakaway Independent Advisors is a state-registered independent firm that offers discretionary portfolio management, financial planning, and access to third-party money managers. The firm manages portfolios across various asset classes using a combination of fundamental, technical, quantitative, and asset-allocation strategies, and also assists clients with legacy annuity and insurance contracts through Broker of Record transitions and related services.

Carr Cavender is the sole advisor at Cavender Financial Planning, LLC in San Diego, CA. He holds the CFP® and ChFC® designations and has 12 years of experience with Aravaipa Productions LLC. Cavender Financial Planning provides investment management and integrated financial planning services to individuals, high-net-worth clients, trusts, and qualified retirement plans. The firm employs a long-term, asset-allocation approach with internally managed portfolios emphasizing diversification and cost-efficient investment vehicles.

Steven Allen is a financial advisor at SOP Advisors LLC in Rancho Santa Fe, CA, holding a Series 65 designation with two years of industry experience. He has been with SOP Advisors LLC since 2022 and also has a long tenure at Greenbriar Partners L.P. dating back to 1994. SOP Advisors LLC provides discretionary investment management services primarily to individual clients and small businesses, employing a tailored portfolio management approach that includes a range of trading strategies across U.S.-based commodity, cyclical, and real asset sectors. The firm uses a combination of charting, fundamental, technical, and cyclical analysis along with proprietary models to implement both short-term and long-term investment positions within client-directed guidelines.

Money is not complicated - our relationship with money is. As an industry, financial services has traditionally put the spotlight on money, failing to center the human in the story. Money is a human construct - it is an extension, a reflection, and a record of us and how we live. Money is important, but not as important as you. As a financial planner, my role is to support, guide, inform, and empower my clients to integrate money and finance into their lives in a way that is deeply personal and affirming. If you want to connect to money and finance in a new and positive way, we should talk! My journey in finance began in 1992, and since then I have worked with thousands of professionals and clients in the industry. Working with companies large and small and people from all walks of life, I have amassed deep expertise and empathy available to anyone who wants to create better outcomes and a healthier relationship with money. Family, curiosity, and trust are my highest values. There is nothing I love more than hiking the Northern California mountains with my husband Martin and son Sebastian or laughing wildly with my sisters and mom over something silly. I am a proud graduate of Mount Holyoke College, receiving a Bachelors of Arts in International Relations. I have held the Certified Financial Planner designation since 2003 and in 2018 I received a Juris Doctor from St. Francis School of Law.

James Paulsen is a CFP® with 21 years of industry experience. He currently serves as the sole advisor at Taxable Wealth, having previously worked for 10 years at Guggenheim Funds Distributors LLC. Outside of financial advising, he holds a passive ownership interest in a clothing company through TAVIK Holdings, LLC. Taxable Wealth provides investment advisory and financial planning services primarily to individual and high-net-worth clients, with a focus on passive portfolio construction using low-cost index funds, fundamental analysis, and ongoing portfolio review. The firm also offers tax return preparation and consultation on digital assets, managing about $91.25 million in discretionary assets across roughly 40 clients.

Tan Khoa Ngo is the sole advisor at Mentor Financial Advisory Group, Ltd. in San Diego, CA, holding a Series 63 designation with 28 years of industry experience. He has been with Mentor Financial Advisory Group since 1992. Mentor Financial Advisory Group, Ltd. is a fee-only financial planning and investment advisory firm serving primarily high-net-worth individuals and occasionally corporations. The firm employs a fundamental analysis investment approach within a broad asset-allocation framework, combining passive, low-expense index strategies for long-term allocations with shorter-term trading as appropriate, and manages portfolios on a non-discretionary basis requiring client authorization for trades.

I am not your typical financial advisor. You probably won’t find me in a suit; I don’t use many fancy words, and I’m not a slick salesperson. I enjoy surfing, being outdoors, running around the house with my two kids, and I also happen to be a CERTIFIED FINANCIAL PLANNER™ with a master’s degree in finance and tax planning. I’m a bit of a geek when it comes to all things money and can nerd out about everything from credit card points to macroeconomics, but I also love grabbing a drink and hearing about what’s happening in your life or chatting about common hobbies—I have a lot of them. Discussing money is very personal, and I want to be the guy you can trust to get an honest answer or perhaps explain the “how-to” without fear of judgment. I don’t believe there’s such a thing as an embarrassing question when it comes to personal finance because, let’s face it, the world of money is complicated, exhausting, and confusing. I take my fiduciary duty very seriously and believe that transparency is key. If you can commit to honesty, trust, and patience, I can help you navigate a path toward freedom and success, however you define them. Services I Provide: • Financial Planning • Investment Management • Tax Planning Specialties: • Growing families • California residents • Employees in tech • Physicians • Employees in energy/oil & gas • Socially Responsible Investing (Broad ESG)

John Bracken is the sole advisor at 4LB Investments, LLC in San Diego, CA, holding a Series 66 designation with 17 years of industry experience. He has managed 4LB Investments since its founding in 2002. 4LB Investments provides investment advice and discretionary portfolio management primarily to individuals, trusts, and estates, focusing on U.S.-listed equity securities. The firm employs a value-investing approach based on fundamental analysis and tailors portfolios to client preferences, occasionally utilizing option strategies for approved accounts.

Todd Wiersum is a CFP® with 23 years of industry experience, currently serving as the sole advisor at Encompass Financial Services. His prior roles include positions at IDA Wealth and Cetera Investment Advisers, among others. In addition to financial advising, he is involved with Solstice Tax Solutions Inc., a CPA firm specializing in tax preparation and accounting. Encompass Financial Services provides financial planning, investment management, and consulting services to individuals, trusts, estates, charitable organizations, corporations, and pension plans. The firm emphasizes risk management in its investment approach and offers customized portfolio management alongside support for retirement plan sponsors and participants.

Jonathan Grannick is the principal and sole advisor at Wonder Wealth LLC in San Diego, CA. He holds the CFP® designation and has four years of industry experience. In addition to his advisory role, he operates Virtual Para Planning, providing paraplanning support to financial planners. Wonder Wealth LLC serves individual clients, including higher net worth individuals, offering holistic financial planning, project-based engagements, and discretionary investment management. The firm primarily uses diversified portfolios composed of low-cost index funds and ETFs, applying fundamental analysis in portfolio selection and monitoring under limited discretionary authority.

Craig Castanos is a financial advisor with Craig V. Castanos CPA in San Diego, CA, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 16 years of industry experience, including roles at Manning Wealth Management, Inc. and Commonwealth Financial Network. Outside of his advisory work, he provides tax and accounting services as a licensed CPA and is also involved in fixed insurance sales. His firm offers financial planning services primarily for individuals, high-net-worth clients, and corporate pension and profit-sharing plans. The firm focuses on tailored written financial plans and consultative analyses without managing client securities or exercising discretionary trading authority, with ongoing services provided under additional agreements.