Michael Mullins is a financial advisor with Oakwood Capital, Inc. He holds Series 63 and Series 66 licenses and has 39 years of industry experience. Prior to joining Oakwood Capital in 2019, he worked at The Oak Ridge Financial Services Group, Inc. from 2015 to 2019. Mullins volunteers with the charity organization Laundry Love. Oakwood Capital serves individuals, including high-net-worth clients, trusts, estates, and small-business retirement plans. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering services through a team of advisors and a range of program-specific agreements.

Lauren Gershen is a financial advisor with West Wealth Group, LLC, holding eight years of industry experience. She has worked at West Wealth Group since 2021 and has concurrent experience with Cooper McManus and LVG Insurance Services, Inc., where she is also an insurance agent. West Wealth Group, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a multi-faceted investment process and offers both discretionary and non-discretionary portfolio management alongside fiduciary services and financial planning.

Robert Valenzuela is a financial advisor at Keystone Private Wealth with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at LPL Financial, Edward Jones, and other financial firms. Valenzuela is based in Palm Desert, CA. Keystone Private Wealth is a registered advisory firm managing approximately $861 million and serving high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm provides customized investment management, financial planning, and retirement-plan consulting with a generally long-term investment approach that may include alternative investments and derivatives for hedging or financing strategies.

Christian Risenmay is a CFP® and holds a Series 66 license with 23 years of industry experience. He is currently with Cypress Wealth Services, LLC and M.S. Howells & CO, and has prior experience at PURSHE KAPLAN STERLING INVESTMENTS, Inc. and Integrated Wealth Management, Inc. Outside of his advisory roles, he serves on the finance committee of Pathfinder Ranch, a charitable organization. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a fundamental, long-term investment approach with customized asset allocation and portfolio construction, offering discretionary management, financial planning, and retirement plan consulting.

Bryan Kocen is a financial advisor at The Kocen Financial Group, Inc. in Rancho Mirage, CA, with 35 years of industry experience. He has held Series 63 and Series 65 licenses and has worked at Kocen Financial Group since 1991, as well as Financial Goal Securities, Inc. from 1990 to 2024. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation framework tailored to clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, and offers financial planning, business consulting, seminars, and sub-advisory investment management.

James Bray is a CFP® and holds a Series 66 license with 21 years of experience in the financial industry. He is currently with Cypress Wealth Services, LLC and has previously worked at Steel Peak Wealth Management, Royal Alliance Associates, and several other firms. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for high-net-worth individuals, families, trusts, estates, and businesses. The firm uses fundamental analysis and a long-term investment approach, offering discretionary management, financial planning, and retirement consulting through a 10-advisor team.

Joseph Romano III is a financial advisor with Fortem Financial Group, LLC, holding a Series 66 designation and over 26 years of industry experience. He has worked with Fortem Financial Group since 2018 and previously served at Purshe Kaplan Sterling Investments and M.S. Howells & Co. Outside of advising, he is a voluntary board member for Desert Classic Charities and serves as vice chairman for The Warburton benefitting St. Jude event. He also owns an airplane through JGR Logistics LLC. Fortem Financial Group provides financial planning, discretionary investment management, and retirement plan consulting for high-net-worth individuals, families, corporations, trusts, and charitable organizations. The firm constructs portfolios based on financial plans and investment policy statements, emphasizing diversification, modern portfolio theory, and alignment with clients’ risk tolerance and goals.

Jennifer Miranda is a financial advisor at TCP Asset Management, LLC with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including United Planners' Financial Services and RV Mulford Investment Corp. TCP Asset Management, LLC provides portfolio management, financial planning, pension consulting, and limited annuity management to individuals and pension/profit-sharing plans. The firm employs a combination of fundamental and technical analysis with a long-term trading approach, utilizing model portfolios and sub-advised strategies delivered through third-party platforms.

Clark Penney is a financial advisor with Cypress Wealth Services, LLC, holding a Series 66 designation and 18 years of industry experience. He has worked at Cypress Wealth Services since 2017 and previously at PURSHE KAPLAN STERLING INVESTMENTS, Inc. and Integrated Wealth Management, Inc. Outside of his advisory role, he serves as a consultant for Alaska Horizon, a civic and social organization focused on social welfare. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for about 825 clients, offering customized investment management, comprehensive financial planning, and retirement plan consulting to high net worth individuals, families, trusts, estates, and businesses. The firm employs a primarily fundamental, long-term research approach and incorporates a range of investment types, including mutual funds, ETFs, individual equities, fixed income, alternative investments, private funds, and cryptocurrency products.

Jason Nettleton is a financial advisor at Cypress Wealth Services, LLC with 26 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked with firms including M.S. Howells & Co., Purshe Kaplan Sterling Investments, and Integrated Wealth Management. In addition to his advisory role, he is an independent insurance professional. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for about 825 clients, offering customized investment management, comprehensive financial planning, and retirement plan consulting. The firm serves high net worth individuals, families, trusts, estates, and businesses, utilizing a fundamental analysis-driven investment approach with a range of asset types and strategies.

Andrew Fishman is a CFP® with 30 years of industry experience. He is currently with Private Client Services, LLC, where he has worked since 2017. Prior to that, he was with Cetera Advisor Networks LLC and is also involved with Affiance Financial LLC, an advisory business he has been associated with since 2000. Outside of his advisory roles, he serves as chair of the investment committee for the Adath Jeshurun Congregation synagogue foundation. Private Client Services is a multi-team SEC-registered advisory firm serving individuals, families, high-net-worth clients, trusts, estates, charitable organizations, and pension plan sponsors. The firm employs a structured discovery and risk-profiling process to develop investment strategies and offers multiple implementation platforms, managing approximately $1.05 billion across more than 3,200 client accounts.

Christopher Rick is a CFP® professional with 15 years of experience in the financial services industry. He currently serves as Executive Vice President and Senior Financial Advisor at Keystone Private Wealth and has prior experience at Purshe Kaplan Sterling Investments, Cypress Wealth Services, Fidelity, and Strategic Advisors LLC. In addition to his advisory role, he is involved with HOAInvest, a software company providing solutions for homeowners associations under California law. Keystone Private Wealth manages approximately $861 million and serves high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting using a diverse range of securities, including mutual funds, ETFs, individual equities, fixed income, and alternatives, and employs derivatives and leverage within separate accounts as needed.

Mark Thatcher is a financial advisor with Keystone Private Wealth in Palm Desert, CA, holding a Series 66 designation and 24 years of industry experience. He has worked with firms including Purshe Kaplan Sterling Investments and Cypress Wealth Services. Outside of advisory work, he is involved with HOA Invest, a company providing HOA software solutions related to California legislation. Keystone Private Wealth is a SEC-registered advisory firm managing approximately $861 million and serving high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, and employs a generally long-term investment approach while sometimes using derivatives and borrowing within separately managed accounts to meet client objectives.

Timothy Luttmers is a financial advisor at Keystone Private Wealth with two years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial LLC and MUFG Union Bank. Outside of his advisory role, he is involved with HOAInvest, LLC, a platform affiliated with his firm. Keystone Private Wealth manages approximately $861 million and serves high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management and financial planning services, employing a generally long-term approach that includes the use of alternative investments, derivatives, and hedging strategies.

Lisa Beaty is a financial advisor at Keystone Private Wealth with 20 years of industry experience. She holds the Series 66 designation and has worked with firms including Purshe Kaplan Sterling Investments and Cypress Wealth Services. In addition to her advisory role, she is involved in financial planning and consulting through various entities, including a focus on insurance solutions. Keystone Private Wealth is a SEC-registered advisory firm serving high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, utilizing a range of securities and alternative investments with an approach that is generally long-term but flexible to client needs and market conditions.

John Polovick is a financial advisor at Keystone Private Wealth with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Purshe Kaplan Sterling Investments, LPL Financial, Strategic Wealth Advisors Group, and Fidelity. In addition to his advisory role, Polovick serves as an advisor for HOA Invest, a software company providing solutions for homeowners associations under California law. Keystone Private Wealth is an SEC-registered firm managing approximately $861 million, serving high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, using a generally long-term approach that may include mutual funds, ETFs, individual equities, fixed income, and alternative investments.

Robert Binkele is a financial advisor at DST Wealth Management LLC with over 31 years of industry experience. He holds a Series 63 designation and has worked at firms including Ashton Stewart & Co., Inc., HB Securities LLC, Centaurus Financial Inc., and DST Wealth Management. Outside of his advisory role, he is the owner and CEO of Estate Planning Team, which provides administrative and marketing services related to estate and tax planning programs, and he serves as president of Telibrick Hospitality Network. DST Wealth Management serves individual and high-net-worth clients, including trusts, estates, and retirement accounts, offering portfolio management, third-party manager selection, and access to alternative private investments. The firm employs fundamental, cyclical, and technical analysis with both discretionary and non-discretionary management, and its representatives are also licensed to sell insurance and other financial products.

Gregory Frech is a financial advisor with Cypress Wealth Services, LLC in Palm Desert, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at M.S. Howells & Co, Purshe Kaplan Sterling Investments, and Morgan Stanley. Outside of advisory work, he is involved in managing a family holding company and a mobile application business. Cypress Wealth Services is an SEC-registered advisory firm serving high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a long-term, fundamental analysis-driven investment approach with customized asset allocation and portfolio construction, offering discretionary management, financial planning, and retirement plan consulting.

Max Briggs is a CFP® with 29 years of experience in the financial industry. He is the President and CEO of FLC Capital Advisors and has held leadership roles at Securities America, Inc. and Max Briggs Insurance. Briggs also serves as Chairman of the Board for First Foundation Inc. and First Foundation Bank. FLC Capital Advisors serves individual and high-net-worth investors, trusts, retirement plans, and business entities, providing discretionary and non-discretionary asset management, financial planning, and investment consulting. The firm emphasizes fiduciary responsibilities and client-specific asset allocation, managing approximately $710 million in assets with a small advisory team.

Brett D'orlando is a financial advisor with Fortem Financial Group, LLC, holding a Series 66 designation and 21 years of industry experience. He has been with Fortem Financial Group since 2018 and previously worked at Fortem Financial, LLC from 2016 to 2018. Outside of his advisory role, he owns BCD Capital Management, Inc., a flow-through entity for RIA and insurance compensation, and is a licensed insurance agent. Fortem Financial Group provides financial planning, discretionary investment management, and retirement plan consulting to high-net-worth individuals, families, corporations, trusts, and charitable organizations. The firm emphasizes portfolio construction based on diversification, modern portfolio theory, and alignment with clients' risk tolerance and goals, while also offering integrated oversight of held-away accounts and plan assets.