Andrew Fishman is a CFP® with 30 years of industry experience. He is currently with Private Client Services, LLC, where he has worked since 2017. Prior to that, he was with Cetera Advisor Networks LLC and is also involved with Affiance Financial LLC, an advisory business he has been associated with since 2000. Outside of his advisory roles, he serves as chair of the investment committee for the Adath Jeshurun Congregation synagogue foundation. Private Client Services is a multi-team SEC-registered advisory firm serving individuals, families, high-net-worth clients, trusts, estates, charitable organizations, and pension plan sponsors. The firm employs a structured discovery and risk-profiling process to develop investment strategies and offers multiple implementation platforms, managing approximately $1.05 billion across more than 3,200 client accounts.

Christopher Rick is a CFP®-certified financial advisor with 16 years of industry experience. He is currently with Keystone Private Wealth, where he serves as Executive Vice President and Senior Financial Advisor. His prior roles include positions at Purshe Kaplan Sterling Investments, Cypress Wealth Services, Fidelity Investments, Strategic Advisors LLC, and Morgan Stanley. Rick is involved with HOAInvest, a software platform providing compliance solutions for homeowners associations in California. Keystone Private Wealth manages approximately $861 million for high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized portfolios using mutual funds, ETFs, equities, fixed income, and alternative investments, employing a primarily long-term investment approach with tactical flexibility and distinctive use of derivatives and borrowing strategies within separately managed accounts.

Mark Thatcher is a financial advisor with Keystone Private Wealth in Palm Desert, CA, holding a Series 66 designation and 24 years of industry experience. He has worked with firms including Purshe Kaplan Sterling Investments and Cypress Wealth Services. Outside of advisory work, he is involved with HOA Invest, a company providing HOA software solutions related to California legislation. Keystone Private Wealth is a SEC-registered advisory firm managing approximately $861 million and serving high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, and employs a generally long-term investment approach while sometimes using derivatives and borrowing within separately managed accounts to meet client objectives.

Timothy Luttmers is a financial advisor at Keystone Private Wealth with two years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial LLC and MUFG Union Bank. Outside of his advisory role, he is involved with HOAInvest, LLC, a platform affiliated with his firm. Keystone Private Wealth manages approximately $861 million and serves high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management and financial planning services, employing a generally long-term approach that includes the use of alternative investments, derivatives, and hedging strategies.

Lisa Beaty is a financial advisor at Keystone Private Wealth with 20 years of industry experience. She holds the Series 66 designation and has worked with firms including Purshe Kaplan Sterling Investments and Cypress Wealth Services. In addition to her advisory role, she is involved in financial planning and consulting through various entities, including a focus on insurance solutions. Keystone Private Wealth is a SEC-registered advisory firm serving high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, utilizing a range of securities and alternative investments with an approach that is generally long-term but flexible to client needs and market conditions.

John Polovick is a financial advisor at Keystone Private Wealth with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Purshe Kaplan Sterling Investments, LPL Financial, Strategic Wealth Advisors Group, and Fidelity. In addition to his advisory role, Polovick serves as an advisor for HOA Invest, a software company providing solutions for homeowners associations under California law. Keystone Private Wealth is an SEC-registered firm managing approximately $861 million, serving high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, using a generally long-term approach that may include mutual funds, ETFs, individual equities, fixed income, and alternative investments.

Robert Binkele is a financial advisor at DST Wealth Management LLC with over 31 years of industry experience. He holds a Series 63 designation and has worked at firms including Ashton Stewart & Co., Inc., HB Securities LLC, Centaurus Financial Inc., and DST Wealth Management. Outside of his advisory role, he is the owner and CEO of Estate Planning Team, which provides administrative and marketing services related to estate and tax planning programs, and he serves as president of Telibrick Hospitality Network. DST Wealth Management serves individual and high-net-worth clients, including trusts, estates, and retirement accounts, offering portfolio management, third-party manager selection, and access to alternative private investments. The firm employs fundamental, cyclical, and technical analysis with both discretionary and non-discretionary management, and its representatives are also licensed to sell insurance and other financial products.

Gregory Frech is a financial advisor with Cypress Wealth Services, LLC in Palm Desert, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at M.S. Howells & Co, Purshe Kaplan Sterling Investments, and Morgan Stanley. Outside of advisory work, he is involved in managing a family holding company and a mobile application business. Cypress Wealth Services is an SEC-registered advisory firm serving high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a long-term, fundamental analysis-driven investment approach with customized asset allocation and portfolio construction, offering discretionary management, financial planning, and retirement plan consulting.

Max Briggs is a CFP® with 29 years of experience in the financial industry. He is the President and CEO of FLC Capital Advisors and has held leadership roles at Securities America, Inc. and Max Briggs Insurance. Briggs also serves as Chairman of the Board for First Foundation Inc. and First Foundation Bank. FLC Capital Advisors serves individual and high-net-worth investors, trusts, retirement plans, and business entities, providing discretionary and non-discretionary asset management, financial planning, and investment consulting. The firm emphasizes fiduciary responsibilities and client-specific asset allocation, managing approximately $710 million in assets with a small advisory team.

Brett D'orlando is a financial advisor at Fortem Financial Group, LLC with 22 years of industry experience. He holds a Series 66 designation and has worked at Fortem Financial Group since 2018, following prior roles at Fortem Financial, LLC, Hightower Advisors, and Merrill. D'orlando is the owner of BCD Capital Management, Inc., a flow-through entity for RIA and insurance compensation. Fortem Financial Group provides financial planning, consulting, discretionary investment management, and retirement plan consulting for high-net-worth individuals, families, corporations, employee benefit plans, trusts, and charitable organizations. The firm constructs portfolios based on financial plans and investment policy statements, emphasizing diversification, modern portfolio theory, and alignment with client risk tolerance and liquidity needs.

Michael Mortenson is a CFP® with 14 years of industry experience, currently serving as Executive Vice President and Senior Financial Advisor at Keystone Private Wealth. His prior roles include positions at Purshe Kaplan Sterling Investments, Cypress Wealth Services, and World Equity Group. Mortenson is also involved with HOA Invest, a firm providing software solutions for homeowners associations related to investment recommendations. Keystone Private Wealth manages approximately $861 million for high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, utilizing a range of securities and occasionally employing derivatives and borrowing strategies within separately managed accounts.

Jeremy Ofseyer is a financial advisor at FLC Capital Advisors with 12 years of industry experience. He has been associated with FLC Capital Advisors since 2013 and also operates the Law Office of Jeremy J. Ofseyer. Outside of his advisory and legal work, he is the sole owner and managing member of 7400H LLC, which manages a commercial property that partially leases office space to his firm. FLC Capital Advisors serves individual and high-net-worth investors, trusts, retirement plans, and business entities by providing discretionary and non-discretionary asset management, financial planning, and investment consulting. The firm manages approximately $710 million in client assets with a focus on fiduciary duties, client-specific asset allocation, and risk tolerance, utilizing a mix of equities, fixed income, mutual funds, ETFs, and third-party managers.

Kelli Cox is a financial advisor at Keystone Private Wealth with two years of industry experience. She has worked at Keystone since 2023 and has prior experience with CGC Accountants & Advisors and Godecke Clarke. Cox is also the owner of CGC - Mroz Accounts & Advisors, a tax and accounting business in Palm Desert, CA. Keystone Private Wealth is an SEC-registered advisory firm managing approximately $861 million for high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors. The firm offers customized investment management, financial planning, and retirement-plan consulting, utilizing mutual funds, ETFs, individual equities, fixed income, and alternative investments, with an investment approach that balances long-term strategies and tactical trading to meet client objectives.

Penny Salamida is a financial advisor at Cypress Wealth Services, LLC with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including M.S. Howells & Co and PURSHE KAPLAN STERLING INVESTMENTS, Inc. She serves as a nominated board member for Variety-The Children’s Charity of the Desert. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for about 825 clients, offering customized investment management, comprehensive financial planning, and retirement plan consulting primarily to high net worth individuals, families, trusts, estates, and businesses. The firm employs a fundamental research approach with a long-term orientation and may incorporate diverse investment products including mutual funds, ETFs, alternative investments, and cryptocurrency.

Edward Woolery is a financial advisor with DST Wealth Management LLC in Indian Wells, CA, holding Series 63 and Series 65 licenses and bringing six years of experience with the firm. He has been involved in estate planning since 2013 and has operated independently since 1985. Outside of financial advising, he is a licensed real estate broker actively engaged in real estate brokerage activities. DST Wealth Management serves individual and high-net-worth clients, including trusts, estates, and retirement accounts, offering portfolio management, third-party manager selection, and access to alternative private investments. The firm also provides estate and tax planning services and employs a range of investment strategies, including both discretionary and non-discretionary management.

Benjamin Rinkey is a financial advisor at Illumination Wealth Management with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Illumination Wealth Management since 2014, following a period at Ben Rinkey & Associates, LLP. Illumination Wealth Management serves individuals, trusts, corporations, and retirement plans, providing comprehensive Financial Life Management through financial planning and investment management. The firm uses client-specific investment policies and strategic asset allocation models with tactical adjustments, monitoring portfolios regularly with an emphasis on long-term allocation.

Salvatore Bommarito is affiliated with Keystone Private Wealth in Palm Desert, CA. He has over 20 years of experience as an attorney, operating the Law Offices of Salvatore Bommarito since 2003, and joined Keystone Private Wealth in 2026. Keystone Private Wealth is a registered advisory firm managing approximately $861 million with a team of 13 advisors. The firm serves high-net-worth individuals, families, trusts, estates, businesses, and retirement plan sponsors, offering customized investment management, financial planning, and retirement-plan consulting.

Michael Harrington is a financial advisor with Altus Wealth Group, LLC in Palm Desert, CA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining Altus Wealth Group in 2017, he worked at Morgan Stanley Smith Barney from 1998 to 2017. He is also the owner of MH Wealth Management, through which he provides financial advisory services. Altus Wealth Group is a seven-advisor team managing approximately $620 million in regulatory assets, serving individuals, families, trusts, estates, and institutions. The firm follows a risk-first investment process using managed-volatility portfolios and explicit risk budgets, combining active and passive strategies across various securities, with quarterly portfolio reviews and third-party manager due diligence.

David Wilson is a financial advisor with KCD Financial, Inc., holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at KCD Financial since 2012 and previously at Mutual Trust Asset Management and Mutual Trust Company of America Securities. Outside of his advisory role, he performs as a bass guitarist, vocalist, and musician in a local cover band. KCD Financial, Inc. is a multi-team registered investment adviser and broker-dealer with 38 advisors managing approximately $202 million in regulatory assets. The firm serves individuals, corporate pension and profit-sharing plans, and charitable organizations, offering asset management, financial planning, and portfolio appraisal services while utilizing third-party management programs.

Ryan Berkowitz is a financial advisor at Infinity Financial Services Advisory with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Forthright Capital Partners and Secure Investment Management. Berkowitz is also involved with Forthright Capital Partners, LLC, where he solicits individual life insurance and fixed annuity products. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for about 642 clients. The firm provides portfolio management, financial planning, adviser selection, and pension consulting services, employing a multi-method investment approach that includes both long- and short-term trading styles with the use of complex products and options.