Mona Hurtado is a financial advisor with Enduring Wealth Advisors in Temecula, CA, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at LPL Financial and non-investment employment as a DoorDash driver. Enduring Wealth Advisors LLC manages approximately $122.8 million for around 225 clients, primarily individuals and high-net-worth investors, as well as trusts, retirement plans, and business entities. The firm offers discretionary asset management, financial planning, and retirement plan consulting, using a mix of investment strategies and LPL-supported platforms.

Chad Wauschek is a CFP® professional with eight years of industry experience, currently serving with Pathway Advisors, LLC. He is a partner at Cwick, APC, a tax and accounting firm, where he dedicates most of his time, and also a partner at Dunlap Wauschek & Elfarra CPAs. His background includes roles at Independent Financial Group and involvement in tax and accounting services alongside his advisory work. Pathway Advisors, LLC is a supported registered investment adviser serving individual and high-net-worth clients, pension and profit-sharing plans, and businesses. The firm manages approximately $58 million in assets, offering portfolio management, financial planning, and pension consulting, with a notable focus on non-discretionary asset management and coordinated tax and accounting services through affiliated firms.

Ryan Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding a Series 65 designation and four years of industry experience. Prior to joining the firm, he worked with California State Parks for seven years and has been involved in education for over a decade. He is also licensed to sell insurance products through Royal American Insurance. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across about 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizes asset allocation and diversification, and offers investor education and coaching programs alongside traditional portfolio management and financial planning services.

Ralph Bender is a CFP® with 33 years of experience in financial advisory. He is currently with Enduring Wealth Advisors LLC, where he has worked since 2023, and has over two decades of experience with LPL Financial. Outside of his advisory work, he regularly speaks and conducts investment-related seminars for Calvary Chapel Bible Fellowship in Temecula, CA. Enduring Wealth Advisors LLC manages approximately $122.8 million for around 225 clients, primarily individual and high-net-worth investors, along with trusts, retirement plans, and business entities. The firm offers discretionary asset management, financial planning, and retirement plan consulting, utilizing a range of investment strategies and vehicles tailored to client objectives and risk tolerances.

Patrick Morehead is a financial advisor with Quiver Financial Holdings LLC, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Global Crossing Airlines, GoJet Airlines, and several financial firms. Outside of advising, he is also active as a real estate agent and insurance sales agent, and he owns an asset protection company for personal real estate. Quiver Financial Holdings serves individual and high-net-worth clients, investment companies, and corporations by offering portfolio management, financial planning, consulting, and managed account services. The firm employs a range of investment strategies and operates a subscription newsletter providing macro commentary on emerging sectors and disruptive technologies.

Ryan Dugan is a Series 65-registered advisor at Morgan Stevens Asset Management, LLC with three years of industry experience. His background includes roles in mortgage lending and retail prior to joining Morgan Stevens. Morgan Stevens Asset Management provides discretionary portfolio management to individuals, high-net-worth clients, and corporate entities. The firm employs a diversified investment approach that integrates fundamental, technical, cyclical, and quantitative analysis along with modern portfolio theory to manage asset allocation and risk.

Travis Cramer is a Series 65 licensed advisor with Wolfgang Capital, based in Temecula, CA, and has been with the firm since 2025. His prior experience includes roles at Northpoint Tax, Wealth and Business Advisory and Bryars Tolleson Spires & Whitton LLP. Outside of advising, he is a partner and CPA at Wolfgang Tax & Accounting LLP, where he provides tax professional services. Wolfgang Capital serves individual clients, both non-high-net-worth and high-net-worth households, offering discretionary asset management and financial planning services. The firm manages portfolios based on client-specific investment policies and conducts educational seminars and webinars for the public.

Riley Stephenson is a CFP® and CFA® with 12 years of industry experience. He has been with Stephenson and Company, Inc. since 2016 and has worked with the affiliated entity, Stephenson and Company, since 2014. The firm serves individuals, including high net worth clients, retirement plans, and other entities, offering fee-only investment management and financial planning services. Stephenson and Company employs a strategic asset allocation approach across various securities and integrates fundamental, technical, and cyclical analysis in its investment process, managing approximately $312 million for about 236 clients.

Addison Hinrichs is a financial advisor at Vine Capital Management, LLC with three years of industry experience. He holds a Series 65 credential and has worked previously at Shafer and Ray, CPAs, and KLittle Accounting. Outside of finance, he serves as Worship Director at Temecula Hills Christian Fellowship. Vine Capital Management provides investment advisory and consulting services to individuals, trusts, retirement plans, and business entities. The firm offers asset management through a wrap fee program, combining fundamental analysis and a contrarian security-selection approach tailored to each client’s objectives and risk tolerance.

William Kieran is a financial advisor at Kevin Kennedy, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sei from 2015 to 2023. Kevin Kennedy, LLC provides financial planning and investment advisory services to individuals, pension plans, and not-for-profit organizations. The firm utilizes SEI Investment Management Corporation’s model portfolios and mutual fund managers for security selection and offers primarily non-discretionary services without taking custody of client assets.

Allison Peterson is a financial advisor at The Sullivan Group with 15 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Purshe Kaplan Sterling Investments since 2011. In addition to her advisory role, she serves as a Senior Administrative Assistant for the City of Dana Point’s Planning Department. The Sullivan Group is a California-licensed investment advisory firm managing approximately $100 million in discretionary assets for about 96 clients. The firm offers portfolio management, financial planning, and retirement plan consulting, using a range of investment analyses and vehicles tailored to client objectives.

Justin Simmons is a CFP® with 18 years of industry experience and is currently affiliated with Davies Financial Advisors, Inc. He has worked at Commonwealth Financial Network and Morgan Stanley, among other firms. Simmons is in the process of transitioning clients to CCG Wealth Management LLC while maintaining dual registration during this period. Davies Financial Advisors serves individual and high-net-worth clients, businesses, retirement plans, charitable organizations, and insurance-industry clients with financial planning, discretionary asset management, and retirement plan consulting. The firm employs multiple methods of analysis to develop individualized asset-allocation strategies and offers a range of investment products, including access to Commonwealth’s PPS Custom and PPS Select programs.

Richard Mcfadden is a financial advisor with Quiver Financial Holdings LLC, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has been with Quiver Financial Holdings since 2020 and previously worked at American Trust Investment Services, Inc. Mcfadden is also CEO of Quiver Financial Insurance Services and manages a non-investment related consulting role at North Beach Auto, LLC. Quiver Financial Holdings serves individual and high-net-worth clients, investment companies, and corporations, offering portfolio management, financial planning, consulting, and managed account services. The firm provides a subscription newsletter focused on macro commentary and emerging sectors, employing a variety of investment strategies tailored to client goals and risk tolerances.

Ryan Mizer is a Series 65-licensed financial advisor with Wolfgang Capital in Temecula, CA, and has eight years of industry experience. He has been with Wolfgang Capital since 2018 and is also involved in insurance sales and service through Wolfgang Financial and Insurance Agency. Wolfgang Capital provides discretionary portfolio management and comprehensive financial planning primarily to individual clients. The firm combines fundamental, technical, and cyclical analysis to construct portfolios and offers financial planning at no additional charge to asset-management clients, with no account minimum required.

Mark Tracy is a CFP® and holds a Series 66 license, with 13 years of industry experience. He is currently affiliated with Enduring Wealth Advisors in Temecula, CA, and has also worked with LPL Financial since 2016. Outside of his advisory work, he volunteers as a youth baseball team manager for the Shetland Phillies. Enduring Wealth Advisors serves individual and high-net-worth clients, trusts, pension plans, and businesses by providing asset management, financial planning, and retirement plan consulting. The firm offers discretionary portfolio management using a combination of fundamental, technical, quantitative, and sector analysis, and includes options, alternative investments, and third-party manager recommendations in its strategies.

Lyndsay Davies is a Series 65 licensed financial advisor with Davies Financial Advisors, Inc., bringing two years of industry experience. She has worked at CCG Wealth Management LLC and Davies Financial Advisors, Inc., and previously held roles outside finance including positions in education. Ms. Davies is also CEO of Evergreen Marketing Enterprises, an administrative and consulting business, and is a licensed insurance agent involved in insurance sales and implementation. Davies Financial Advisors provides financial planning, discretionary asset management, and retirement plan consulting to individuals, businesses, and charitable organizations. The firm uses multiple analytical methods and manages client accounts primarily on a discretionary basis, offering access to a broad range of securities and insurance products.

Paul Valencia is a financial advisor at Vineyard Wealth Advisory LLC with 40 years of industry experience. He holds Series 63 and Series 65 designations and has been with Vineyard Wealth Advisory since 2015. His other business activities include fee-based variable contract subaccount management, although he is not the writing agent. Vineyard Wealth Advisory is a small firm managing approximately $39.5 million for about 74 clients, serving both high-net-worth and non-HNW households. The firm provides portfolio management and financial planning services, incorporating insurance product recommendations as part of its offerings, and generally operates on a non-discretionary basis.

Virginia Leon is a financial advisor at Pathway Advisors, LLC with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including E.G. Sanchez & Associates and Independent Financial Group. Outside of her advisory role, she is also licensed as a real estate agent, spending limited time in that capacity. Pathway Advisors, LLC is a supported registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm offers portfolio management, financial planning, and pension consulting, managing approximately $58 million in assets across 107 clients as of December 31, 2024.

Stephen Swensen is a Series 65-licensed financial advisor with Ignite Planners LLC, based in San Clemente, CA, and has three years of industry experience. He has held roles at multiple firms, including Prestige Wealthwide, LLC and Atlas Investment Management. Ignite Planners serves a diverse client base ranging from individual and high-net-worth investors to trusts, retirement plans, sovereign wealth funds, and accredited investors. The firm offers discretionary asset management and financial planning with tailored portfolios that incorporate stocks, bonds, ETFs, options, and private investments, using a volatility-responsive strategy and tax-efficient management techniques.

Charles Etzweiler is a CFP® professional with 27 years of industry experience, currently serving at Nepsis, Inc. since 2018. His prior experience includes roles at Thrivent Financial and Thrivent Investment Management. He is a board member of Equipping Pastors International, an organization that trains pastors in foreign countries. Nepsis, Inc. provides discretionary portfolio management, financial planning, and consulting services to individual and high-net-worth clients, retirement accounts, charities, and businesses. The firm also offers research and educational products to other financial advisors and employs a blend of investment strategies using mutual funds, ETFs, separate account managers, and sub-advisors.