Dustin Watts is a CFP® professional with eight years of industry experience, currently serving at Team Wealth & Tax Advisors in Temecula, CA. He has previously worked at TEAM FINANCIAL GROUP, LLC and AE Wealth Management, LLC. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities, employing a client-centered investment strategy that incorporates tax considerations and utilizes AI-enabled operational tools.

Brandon Garva is a financial advisor with JRS Investments and Wealth Preservation, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. He previously worked at Principal Securities Inc, Principal Life Insurance Company, and Mass Mutual. Outside of his advisory role, he is involved in promoting live electronic music events through United By Bass LLC and provides mobile notary services via his ownership of Garva LLC. JRS Investments and Wealth Preservation, LLC provides discretionary portfolio management to individuals, trusts, and small business entities, employing a fundamental investment approach with macro-economic review to build customized portfolios based on client goals and risk tolerance.

Michael Brown is a CFP® professional with 43 years of industry experience. He is currently with NWF Advisory Services Inc and has held prior roles at Principal Securities Inc and Principal Life Insurance Company, among others. Outside of his advisory work, he has been a high school basketball coach since 2010 and has provided tax preparation services since 1997. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through over 100 advisory representatives. The firm primarily serves individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan consulting via a technology-driven, open-architecture platform.

Ivan Thornberry is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 licenses and with 11 years of industry experience. His prior roles include positions at Armor Financial, Grow With Me, CREATIVE BENEFITS, Inc., American Wealth Associates, Client One Securities, LLC, and he is also engaged as an insurance agent with Hubler Insurance Services. Thornberry provides insurance and annuity solutions and offers non-legal administrative support for estate planning through his ownership role at Armor Financial. Foundations Investment Advisors LLC delivers financial planning and portfolio management services to individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis along with model portfolios and asymmetric rebalancing, and utilizes third-party sub-advisers and custodians to provide tailored investment advice.

Andrew Evans is a Series 65-credentialed financial advisor with Modern Wealth Management, LLC, where he has worked since 2025. He has three years of industry experience and previously served for over a decade as a sergeant with the City of Orange Police Department, where he continues to hold a supervisory role. Outside of advising, Evans supervises field personnel, evaluates employee performance, and responds to public safety incidents. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets across about 94 advisors. The firm provides investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, with a focus that includes a Public Safety Financial Division serving municipal and public safety plan participants.

Steven Vasquez is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior career includes roles at Wells Fargo Clearing and Wells Fargo Bank LLC spanning over two decades. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm emphasizes managed advisory programs using third-party portfolio managers on the Envestnet platform, supported by an investment committee that conducts due diligence and regular reviews.

Jason Lund is a financial advisor at CreativeOne Securities, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has served at CreativeOne Securities and its predecessor since 2015. In addition, he operates Lund Financial Management, a firm involved in the sales and service of fixed and fixed indexed annuities and life insurance products. Lund serves as a board member of Team Koral Reef, an educational nonprofit focused on freshwater swimmers. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm provides financial planning, portfolio management, retirement-plan fiduciary services, and access to third-party managers through its proprietary advisory platform.

Christopher Quandt is a financial advisor at Savvy with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms, including Kereti Tuioti and Kimsa Total Wealth. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm uses a primarily index-based, long-term approach complemented by active equity portfolios and tax-aware direct indexing, integrating third-party sub-advisers and fintech tools to deliver customized investment solutions.

Abigail Miller is a financial advisor at Impact Partnership Wealth, LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at Walker Capital Preservation Group. Outside of her advisory work, she owns a car sharing and rental business. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm employs a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, offering discretionary and non-discretionary portfolio solutions.

Catherine Deel is an investment advisor at NWF Advisory Services Inc with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with firms such as Principal Securities Inc and MD Brown Financial. Outside of advising, she owns and competes with a horse in equine events where prize money is awarded. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through over 100 advisory representatives. The firm serves mostly individual and high-net-worth clients using a technology-driven, open-architecture platform offering portfolio management, model portfolios, unified managed accounts, and financial planning services.

Dale Curtis is a financial advisor at HBW Advisory Services LLC in Temecula, CA, holding a Series 65 designation with 14 years of industry experience. He has been with HBW Advisory Services since 2016. Curtis is also involved with WealthFort, INC., a financial planning and wealth management business. HBW Advisory Services manages approximately $1.75 billion in assets and serves a diverse client base including individuals, families, charitable organizations, and businesses. The firm employs a blended investment approach that incorporates tactical asset allocation and multi-manager diversification, and it offers a range of services including sub-advisory arrangements and retirement-plan subscription services.

Alfred Gesing is a financial advisor at Realta Investment Advisors, Inc. with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Avantax Advisory Services, LPL Financial, and Realta Equities. Realta Investment Advisors provides discretionary and non-discretionary investment advisory services and financial planning to individuals, pension and profit-sharing plans, and institutional clients. The firm emphasizes individualized advice through asset allocation strategies and offers services such as portfolio management, retirement-plan consulting, and estate planning.

Jennifer Ralston is a financial advisor with Financial Gravity Family Office Services, LLC, holding a Series 65 license and five years of industry experience. She has worked at Financial Gravity since 2022 and previously at Forta Financial Group, Inc. She is also the president and tax preparer at Intelligent Tax Solutions, Inc., a non-investment related company. Financial Gravity Family Office Services, LLC provides tailored financial planning, investment supervisory and management services, pension consulting, and educational seminars to individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm uses a range of investment strategies and frequently works with third-party sub-advisors while maintaining client oversight.

Tiberiu Negulescu is a financial advisor at Silver Oak Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Silver Oak Securities since 2007. Outside of his advisory role, he is involved in life insurance sales through a separate business, SMART PLANS FINANCIAL, focusing on life insurance, fixed annuities, and long-term care insurance on a part-time basis. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other business entities. The firm offers a range of advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances.

Ladislao Kalmar is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has held positions at multiple firms including Petersen International Underwriters and WealthWave, and is involved with several business ventures such as Kalmar & Associates and Galarraga Engineering Consultant. Additionally, he works as an agent for Champion Health, focusing on employer/employee health benefit plans. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its services through multiple program platforms.

James Galante is a financial advisor with Kestra Advisory and holds a Series 66 designation. He has 25 years of industry experience, including 12 years at Commonwealth Financial Network prior to joining Kestra Advisory in 2025. Outside of his advisory role, he is involved in several registered representative activities through Kestra Investment Services and is a member of Monarch Retirement & Investment LLC and Monarch Retirement Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, employee education, and utilizes multiple management platforms and third-party solutions to support its clients.

Jared Johnson is a financial advisor with Planmember Securities Corporation in Temecula, CA. He holds Series 63 and Series 65 credentials and has 24 years of industry experience. Johnson is involved in multiple business activities including leadership roles at Lighthouse Capital Planners and Living Trustify, an online service providing legal forms and information. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, functioning as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Mark Erwin is a financial advisor with Kestra Advisory in Fallbrook, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 27 years of industry experience, including a 19-year tenure at Commonwealth Financial Network and ownership of Erwin Financial. Outside of his advisory roles, he engages in advocacy and education on TTR amyloidosis through public speaking activities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers fiduciary consulting, plan design, employee education, and utilizes multiple management platforms, serving some of the largest institutional investors including sovereign wealth funds.

Robert Sneller is a financial advisor at J. W. Cole Advisors, Inc. with two years of industry experience. Prior to joining J. W. Cole, he worked at The Winfield Group and Grand Canyon University. In addition to his advisory role, he is licensed as a residential real estate agent in California. J. W. Cole Advisors operates a large network of independent Investment Adviser Representatives and provides fee-based portfolio management, financial planning, retirement plan services, and third-party manager platforms for individual, high-net-worth, and institutional clients. The firm employs a blend of fundamental and technical analysis along with model- and manager-based strategies to implement client solutions.

Allyson Trantum is a CFP® professional with 28 years of experience in the financial industry. She is currently with J.W. Cole Advisors, Inc., where she has worked since 2018, following a two-year tenure at LPL Financial, LLC. Outside of her advisory role, she serves as Treasurer and board member for Rotary District 5330. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, financial planning, access to third-party managers, and multiple managed account solutions with investment decisions implemented on discretionary or non-discretionary bases.