Catherine Hsu is the principal of Magnolia Capital Asset Management LLC, holding a Series 66 designation and bringing 18 years of industry experience. Her prior roles include positions at Colorado Financial Service Corporation and Alpha Strategies Investment Consulting. She is also co-general partner of Senior Living LLC and managing member of an investment LLC. Magnolia Capital Asset Management LLC provides portfolio management and investment advisory services primarily to high-net-worth individuals, pension and profit-sharing plans, and corporate entities. The firm uses fundamental analysis and modern portfolio theory to manage investments across a broad range of securities with a long-term, non-discretionary approach tailored to each client’s Investment Policy Statement.

John Klein is the sole advisor at Klein Financial Advisors, an independent firm based in Rancho Mission Viejo, CA. He holds a Series 63 designation and has 25 years of industry experience, having led his firm since 2000. Klein is also licensed as an insurance agent. Klein Financial Advisors serves individual clients as well as pension plans, businesses, trusts, estates, banks, and charitable organizations. The firm offers financial planning, portfolio management, and implements investment and insurance recommendations with a focus on fundamental security analysis and a generally long-term investment approach.

Steven Gabriel is the sole advisor at Peacher, Inc., an independent registered investment adviser based in Laguna Beach, CA. He holds a Series 65 designation and has seven years of industry experience. Outside of his advisory role, Gabriel is a partner in Tri City Emergency Medical Group, providing emergency medical care, and serves as CEO of Inner Health, LLC, which offers online medical information and products. He also has minority ownership in BeWater, LLC, a provider of online quantitative trading signals. Peacher, Inc. offers discretionary portfolio management primarily to high-net-worth individuals, corporations, and charitable institutions. The firm employs a quantitative, systematic investment approach utilizing predictive modeling and pattern-recognition techniques, with automated execution and risk management focused on active trading of domestic and foreign equities and exchange-traded products.

David Owens is the principal of Owens Investment Advisors LLC and holds a Series 66 designation with 17 years of industry experience. He previously worked at Cornerstone Wealth Advisors, Inc. and was a member of the Monarch Beach Sunrise Rotary Club. Owens is also a licensed insurance agent. Owens Investment Advisors provides discretionary portfolio management, financial planning, and retirement-plan advice to individuals, high-net-worth clients, and business entities. The firm uses a combination of cyclical and fundamental analysis alongside modern portfolio theory to implement tailored investment strategies, including access to private placements and venture capital.

Gregory Gevorkian is the sole advisor and founder of Stormbreaker Financial LLC in Irvine, CA. He holds a Series 65 designation and has less than one year of experience in investment management. Outside of his advisory role, he works as a flight instructor, dedicating more than half of his time to that activity. Stormbreaker Financial is a newly formed registered investment adviser providing discretionary investment management to individuals, high net worth clients, trusts, and estates. The firm focuses on customized portfolio construction primarily using exchange-traded funds, including leveraged ETFs for certain clients, with ongoing supervision and periodic reviews.

Deepak Goyal is a financial advisor at 3D Holistic Wealth with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cambridge Investment Research Advisors and other firms. Outside of advising, he is employed as a Senior Solutions Consultant at Dassault Systemes and manages two LLCs. 3D Holistic Wealth provides discretionary investment management, financial planning, and educational seminars to individuals, high-net-worth, and corporate clients. The firm uses a combination of fundamental, technical, and charting analysis within a Modern Portfolio Theory framework, employing both passive and active strategies tailored to client goals and risk tolerance.

Andrew Mcvay is a CFP® professional with Avalon Financial Advisors in Laguna Hills, CA, where he has worked since 2009. He has 17 years of industry experience and is a partner in McVay Tax & Financial, LLC, a separate business providing tax return preparation and non-investment financial advice. Avalon Financial Advisors serves individual clients and trusts with financial planning, investment management, and consultative advice on a fee-only basis. The firm employs a non-discretionary, Modern Portfolio Theory-based investment approach using diversified no-load mutual funds and ETFs, and does not accept commissions or sell commissioned products.

William Cuthbertson Jr. is a CFP® with 22 years of industry experience and has been the sole advisor at Fiscalis Advisory, Inc. since 2003. He also owns a tax preparation and consulting business focused primarily on serving the advisory clients of Fiscalis Advisory. Fiscalis Advisory provides fee-only financial planning, investment advisory, and tax-related services to a limited client base, utilizing an evidence-based, globally diversified investment approach with a non-discretionary advisory model.

David Van Overeem is a financial advisor with RMR Capital Management LLC in Tustin, CA, holding a Series 66 designation and 26 years of industry experience. Prior to founding RMR Capital Management in 2016, he worked at Purshe Kaplan Sterling Investments, Ids Life Insurance Company, and American Express Financial Advisors. Outside of his advisory work, he plays drums in a cover band. RMR Capital Management provides individualized investment advisory services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm emphasizes a conservative fixed-income management approach with tailored portfolios, managing approximately $171 million in discretionary assets for about 72 clients.

Zhenzhe Wang is a financial advisor at Stonebridge Wealth Management LLC with three years of industry experience and holds a Series 66 designation. Prior to founding Stonebridge Wealth Management, he worked at Cetera and East West Bank. He is also the CEO of Ochre Holdings Alpha LLC, which operates preschools. Stonebridge Wealth Management LLC is an independent adviser providing discretionary separately managed account services to individuals and various legal entities. The firm uses proprietary quantitative and model-based investment methods and offers performance-based fee arrangements that are uncommon among similar independent advisers.

Vincent Brascia is the principal of Brascia Investment Management, Inc. in Mission Viejo, CA, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has led his independent firm since 2001. Outside of his advisory role, he teaches pickleball part time, offering private and group lessons in South Orange County. Brascia Investment Management provides personalized, fee-only investment management and financial planning to a select client base including individuals, pension plans, trusts, and charitable organizations. The firm emphasizes asset allocation using primarily no-load or low-load mutual funds and ETFs, managing approximately $37 million across about 30 client relationships on a discretionary basis.

Michael Bienstock is a financial advisor at American Independent Securities Group, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with American Independent Securities Group since 2008. Outside of his advisory role, he is involved in several business ventures including Semaphore Brand Solutions, which connects new media talent with brands, and Semaphore Premier Licensing, which links influencers with product licensing opportunities. American Independent Securities Group provides investment advisory and financial planning services to a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs an open-architecture approach to portfolio management, offering discretionary and non-discretionary account management, and integrates multiple custodial and advisory platforms.

Paul Barlow is a CFP® professional with 44 years of industry experience, currently serving as the sole advisor at Barlow, Paul David since 2016. He also owns Barlow Insurance Services, an insurance sales business he has operated since 1987. The firm provides discretionary investment management and financial planning services to individuals, trusts, and small businesses. Its approach is grounded in Modern Portfolio Theory, emphasizing long-term, passively managed, diversified model portfolios primarily composed of no-load mutual funds and ETFs.

Paminder Gujral is a financial advisor with Robert Gujral CPA in Villa Park, CA, holding eight years of industry experience. She is also a certified public accountant, dedicating part of her time to preparing financial statements and tax returns. Gujral maintains separate records for her advisory and accounting practices, with some clients receiving both services. Robert Gujral CPA is an independent firm providing discretionary portfolio management to individuals, trusts, and IRAs, managing approximately $34.9 million across 53 clients. The firm emphasizes broad-market and technology ETFs, selected large-cap technology stocks, and a rules-based portfolio construction approach, with accounts reviewed at least weekly.

Yohei Fukuda is a CFP® professional with 18 years of industry experience, operating as the sole advisor at Honest Wealth LLC in Irvine, CA. He has held ownership roles in several businesses, including Advanced Micro Precision, LLC, a sales and marketing consulting firm, and is involved as a passive investor in food service and music licensing companies. Fukuda also maintains a separate insurance practice brokering fixed insurance products. Honest Wealth LLC is a fee-only, independent investment adviser providing discretionary and non-discretionary portfolio management and financial planning primarily for individual investors, as well as trusts, estates, and retirement plans. The firm supports both household accounts and employer-sponsored retirement arrangements, using documented investment policy statements and a blend of fundamental and technical analysis for investment decisions, and offers pension consulting services that include plan monitoring and participant education.

Keith Danner is affiliated with Tanager Financial, LLC and holds a Series 65 designation. He has been employed at the University of California, Irvine since 2007. Tanager Financial provides financial planning and consulting primarily for individuals, high-net-worth individuals, charitable organizations, corporations, and other business entities, specializing in serving employees of colleges and universities. The firm delivers comprehensive plans and ongoing advice based on an evidence-based, passive investment approach without discretionary management or custody of client assets.

Shao Lin is a financial advisor at The Financial Advisors with 26 years of industry experience. He has been with the firm since 1991. Shao Lin holds a Series 63 designation and is the 100% shareholder of TFA. The Financial Advisors provides discretionary investment management to individuals, retirement accounts, trusts, pension plans, and small businesses, typically serving high-net-worth and individual clients. The firm emphasizes growth investing using both fundamental and technical analysis, managing portfolios on a discretionary basis tailored to client needs.

Bhoopinder Kohli is a financial advisor at KFICO, LLC and holds the ChFC® and Series 63 designations with 24 years of industry experience. He has been with KFICO since 2010 and has a background that includes roles at MCL Financial Group, Inc. and National Life of Vermont. Kohli is also licensed as an insurance agent, providing life, health, disability, property and casualty, and workers’ compensation insurance, along with consulting and administrative services. KFICO serves individuals, personal trusts and estates, corporations, and nonprofit organizations by offering discretionary portfolio management, financial planning, and consulting services. The firm’s investment approach combines active asset management with an internal due-diligence process and includes diversified mutual funds, ETFs, individual securities, and insurance products.

Rand Borresen is a CFP® professional with 25 years of experience in financial advising. He has been with Ascend Financial Advisers, Inc. since 2000 and also maintains a legal practice as an attorney since 1988. His dual career includes providing non-investment-related legal services. Ascend Financial Advisers, Inc. offers personal financial planning and investment management to individuals, families, trusts, estates, and related entities. The firm employs a customized, tactical asset-allocation approach combining passive and active investments, and provides both ongoing and project-based planning services.

William Oconnor is a financial advisor with Applied Financial Planning, Inc. in Irvine, CA, holding a Series 63 designation and over 40 years of industry experience. His career includes roles at LPL Financial and Midland National Life, and he currently owns and operates several financial and tax-related businesses. He also hosts a radio program called The Money Guys, which promotes local news and financial planning ideas. Applied Financial Planning, Inc. provides tax preparation and tax planning services to individuals, institutions, and various organizations, focusing on tax-efficiency and long-term investment considerations. The firm bills on a fixed-fee or hourly basis and does not manage client investment accounts directly.