Peter Babagian is a Series 63-registered financial advisor with Morgan Stanley, based in Visalia, CA, and has 33 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a partner in HYE-PO CPS, a manufacturing and sales business focused on custom products. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual relationships and corporate financial planning agreements.

Robin Lopez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, Lopez held positions at H&R Block, Bluemercury, TFC Partners, LiveNation, and Kentfield Hospital. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Noah Garcia is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMC Bank NA since 2023. Prior to his current roles, he was employed at California State University Northridge and Dick's Sporting Goods. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Jesus Garcia is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2014. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Haro Ruiz is a financial advisor at Stifel with one year of industry experience. He has previously worked at JPMorgan Chase, Principal Financial Group, and founded Clever Buyback LLC, a business that buys and sells electronics. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Michael Young is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked in educational and community roles with Visalia Unified School District, Bradshaw Christian School, and Radiant Church. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Donald Dejonge is a financial advisor with Ameriprise in Visalia, CA, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has worked at Ameriprise since 2019 and previously held roles with MML Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in business ownership and client service support through Center Street Holdings. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Darlin Rivera is a Series 66-licensed financial advisor with Wells Fargo Advisors in Visalia, California, where she has worked for seven years. Prior to her current role, she was part of the Wells Fargo Advisors Private Client Group for four years. She is also a commissioned notary public in California. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and uses proprietary research and tools to develop customized recommendations for clients.

Greg Friesen is a financial advisor with Morgan Stanley Wealth Management based in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019 and spent 11 years at UBS Financial Services prior to that. Outside of his advisory role, he is also a sole proprietor involved in a real estate venture in Fresno, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. Its planning process incorporates firm-approved tools and modeling techniques such as Monte Carlo simulations, with services focused on advisory roles rather than individual security recommendations.

Blake Nino is a financial advisor at LPL Financial with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL since 2019, following roles at Foresters Financial Services and Foresters Advisory Services. He serves as a nonprofit board member at Kingsburg City Hall. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Nicholas Morgan is a financial advisor at OSAIC with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services, Questar Capital Corporation, and H. Beck, Inc. In addition to advisory work, he is licensed as an insurance agent, focusing on fixed insurance products. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with access to third-party money managers and employs various asset-allocation tools and portfolio management strategies.

James Wohlford is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 14 years before joining Raymond James in 2022. Outside of his advisory role, he owns and operates an agricultural business managing 25 acres of orange groves. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services with a range of portfolio management styles supported by affiliated research and model managers.

Chapman Dunn is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, Dunn held roles in various organizations including Skyline Dairy, Tulare County Office of Education, and Voltage Multipliers Inc., alongside extensive full-time education from 2011 to 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice, utilizing proprietary research and third-party data.

Patricia Arnold is a financial advisor with LPL Financial in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various portfolio management tools.

Nickolas Seifert is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Ameriprise since 2023. His prior roles include positions at The Leaders Group Inc and Southport Capital. He serves on the Board of Directors for the Tulare County Estate Planning Council. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Jeff Boswell is a financial advisor with Wells Fargo Clearing in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he co-trustees a family trust and owns an orange-growing farm. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Neal Hickey is a financial advisor with Raymond James & Associates, holding a Series 66 designation and nine years of industry experience. He previously worked at Stifel Nicolaus & Co and Idoxworks Inc. Outside of his advisory role, Neal co-owns a rental property with his wife. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and charitable organizations. The firm offers a range of services including financial planning and non-discretionary investment consulting, supported by diverse portfolio management styles and extensive affiliated research.

Greg Todd is a financial advisor with Morgan Stanley in Visalia, CA, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and research.

Brett Schroeder is a financial advisor at Stifel with 34 years of industry experience. He has worked at Wells Fargo Advisors LLC since 2009. Schroeder serves as a board member of the Turnberry Home Owners Association and is president of the Tulare Sunrise Rotary, which provides scholarships to students in need. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support client financial planning and asset allocation decisions.

Timothy Wardell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and previously worked at Challenge Dairy Products, Inc. from 2014 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menus.