I’m your founder and resident money expert, Michal Skowronski. I’m a Fiduciary and a CERTIFIED FINANCIAL PLANNER™ here to help you avoid costly mistakes and make managing money simple. I founded Skylark Wealth to strike the ideal balance for personal financial services combining the latest in technology with fiduciary-level personal service alongside a fee structure that properly aligns incentives toward mutual long-term success. Skylark’s open architecture allows me to serve clients wherever their assets may be held using the most suitable investments and to evolve the platform with the latest in technology without restriction or limitation. Skylark’s fee-only fiduciary model incentivizes me to do only that which is in the long-term best interest of my clients. In fact, I have signed a fiduciary oath to do so. For 10 years prior I worked at a similarly structured Registered Investment Advisor that grew from $75mm to $1b in assets under management. During that time I earned the Certified Financial Planner designation. Let’s create a bright future together and make money one less thing for you to worry about.

Nicholas Fullerton is a CFP® professional with 17 years of industry experience, operating Fullerton Advisors, LLC since 2008. The firm is an independent advisory practice based in Alamo, CA. Fullerton Advisors serves individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and corporate entities. The firm provides discretionary and non-discretionary portfolio management, modular financial planning, and pension consulting, using diversified asset-allocation portfolios built primarily with ETFs and mutual funds guided by fundamental and cyclical analysis.

John Knolle is a CFP® professional with 10 years of experience, serving as the principal of Saranap Wealth Advisors since 2016. He operates as the sole advisor at the independent firm based in Walnut Creek, CA. Outside of his advisory practice, he maintains involvement in rental real estate. Saranap Wealth Advisors provides portfolio management integrated with financial planning and investment consultation to individual and high-net-worth clients, small businesses, and retirement plan sponsors. The firm employs a blend of fundamental, technical, and cyclical analysis with strategies such as active asset management and core-plus-satellite construction, and it is known for serving pension and profit-sharing plan clients as well as offering employer-facing workshops and employee benefit analysis.

Patricia Fata is a CFP® and holds a Series 66 license with 23 years of industry experience. She has been the sole advisor and owner of Fata Financial since 2002. Fata Financial provides discretionary investment management and financial planning services to individuals, families, and trusts, focusing on retirement planning. The firm employs a broadly diversified, low-cost investment approach tailored to client-specific factors and emphasizes daily portfolio monitoring and quarterly performance reporting.

Patrick Beresh is a financial advisor at PMB Advisors with 25 years of industry experience. He holds a Series 66 designation and has been with PMB Advisors since 2002. In addition to his advisory role, he is a Certified Public Accountant and occasionally prepares individual tax returns. PMB Advisors serves individual and high-net-worth clients along with their trusts and estates, providing portfolio management and financial planning services. The firm builds personalized investment policies using fundamental and cyclical analysis and typically implements strategies with ETFs, mutual funds, and individual securities.

Kerri Kimball is a CFP® professional with 19 years of experience in the financial services industry. She is the managing partner and co-owner of Apogee Wealth Advisors, an independent firm she established in 2026. Prior to founding Apogee Wealth Advisors, she worked at Commonwealth Financial Network and Cambridge Investment Research Advisors. Kimball is also a co-author of the book *Redefining Success for Female Entrepreneurs*. Apogee Wealth Advisors provides discretionary asset management, financial planning, and retirement-plan consulting primarily to individuals and high-net-worth clients. The firm employs a combination of fundamental and technical analysis and uses both long- and short-term investment strategies, with portfolio management services delivered through third-party platforms and bundled programs.

Jonathan Firestein is a financial advisor at Purpose Capital Advisors with five years of industry experience. He holds a Series 65 credential and has worked previously at Uplifting Capital, Inc. and Ascent Capital Management (U.S. Bank). Purpose Capital Advisors provides investment consulting to mission-driven organizations, wealth management firms, family offices, and foundations, focusing on impact investing and private capital. The firm offers services including investment research, manager selection, and business consulting, emphasizing bespoke impact frameworks that integrate financial analysis with social and environmental objectives.

Victor Bekhet is the principal advisor at Victorwealth, LLC in San Francisco, CA, holding Series 63 and Series 65 licenses with 19 years of industry experience. He previously worked at Shenouda Capital Management LLC for six years before founding Victorwealth in 2018. Outside of his advisory role, Bekhet manages privately owned rental properties. Victorwealth provides discretionary investment management for institutional clients and high-net-worth individuals, offering active equity and fixed-income portfolio strategies that integrate ESG analysis and customizable options. The firm employs a top-down stock selection process supported by fundamental research and utilizes institutional-style operational controls despite its small size.

Stephanie Fenster is a financial advisor at Itero Capital, LLC with eight years of industry experience. She holds the Series 63 and Series 65 designations and operates as the sole advisor at the independent firm based in Tiburon, California. Itero Capital provides discretionary portfolio management services primarily to high-net-worth and some non-U.S. individual clients. The firm employs a concentrated, research-driven investment approach focused on consumer-centric public equities worldwide, using both long and short positions to pursue long-term capital appreciation and absolute returns.

Gerald Butrimovitz is a CFP® with 41 years of industry experience, currently operating Gerald Butrimovitz Wealth Advisory in San Francisco, CA. He has worked with LPL Financial since 2009 and established his independent advisory firm in 2012. He serves as trustee for a family trust. Gerald Butrimovitz Wealth Advisory provides comprehensive financial planning and counseling to individuals, families, trusts, estates, business owners, and retirement plans. The firm offers non-discretionary advice through a documented planning process, including retirement, estate, tax, and protection planning, typically billed hourly with an option for fixed-fee ongoing service.

Terry Wu is a financial advisor at TDirection Asset Management in San Francisco, CA, with 20 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at firms including USA Financial Securities and Serendipity Business Solutions, LLC. Outside of advisory services, he serves as a limited partner overseeing business performance at TD & Christy Insurance Agency, LLC. TDirection Asset Management is an independent firm managing discretionary portfolios for individuals, high-net-worth clients, family trusts, and select retirement plans. The firm employs an in-house research process with a Core & Satellite investment approach, combining fundamental, cyclical, charting, and technical analysis to manage equities, ETFs, REITs, and fixed income.

Timothy Heller is the sole advisor at Compass Rose Advisors, Inc., based in San Francisco, CA, with 32 years of industry experience. He has been with Compass Rose Advisors since 1993. Compass Rose Advisors provides discretionary investment management primarily to individual clients, including high-net-worth individuals, as well as trusts and institutional accounts. The firm focuses on concentrated, long-term equity portfolios guided by independent fundamental analysis, managing accounts within client-specified guidelines and offering weekly reviews and annual performance letters.

Edward Pollak Jr. is the principal of EE Fund Management, LLC, an independent firm based in San Francisco, CA, with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked as a senior game industry analyst for Jon Peddie Research since 2006. EE Fund Management provides portfolio management for individuals and trusts, focusing on the video game industry through a sector-specific investment partnership closed to new investors. The firm employs a long-term, low-turnover, buy-and-hold approach with a technology tilt and utilizes multi-tiered research, including a proprietary video game tech index that is rebalanced semiannually.

Jiayi Xu is a Certified Financial Planner® and holds Series 66 and Series 65 licenses, with five years of industry experience. She has been with Global Wealth Harbor since 2021 and previously worked at BizCatcher International, Inc., Carnegie Mellon University, and The Stanich Group LLC. Global Wealth Harbor is an independent registered investment adviser serving individual and business clients, including high-net-worth individuals. The firm offers discretionary portfolio management and financial planning, employing a range of investment strategies that include non-U.S. securities and private placements, and manages approximately $5.17 million across 19 client relationships.

Richard Sun is a financial advisor at alphaAI Capital Management in San Francisco, holding Series 63 and Series 65 licenses with four years of industry experience. He has worked at Barclays since 2014. alphaAI Capital Management is an independent firm providing discretionary investment management to individuals, high-net-worth clients, corporations, and business entities primarily through an interactive digital platform. The firm employs quantitative and systematic methods combined with fundamental and technical analysis to construct and monitor portfolios, often investing in exchange-listed equities and ETFs while utilizing algorithmic decision-making and a technology-driven approach.

Amporn Leininger is the sole advisor at Summit Financial Services in San Francisco, CA, with 12 years of industry experience. She holds a Series 63 designation and has been associated with Summit Financial Advisory Services, Inc. since 1999. In addition to investment advisory, she provides bookkeeping, tax, annuities, and insurance services as part of her practice. Summit Financial Services offers investment advisory and financial planning to individuals and small businesses, focusing on securities investment advice alongside retirement, college planning, tax preparation, insurance, and business consulting. The firm operates on a non-discretionary basis, using various analytical methods and transaction-based or hourly billing rather than asset-based fees.

Michael Wilson is a financial advisor at Blueprint Retirement Advisors LLC in Moraga, CA, holding the ChFC® designation and Series 63 license with six years of industry experience. He previously worked at State Farm Insurance for 13 years before founding Blueprint Retirement Advisors in 2019. Wilson produces educational content through a YouTube channel and conducts workshops. Blueprint Retirement Advisors serves individual investors and business clients, including retirement plan sponsors and small pension plans, by providing advisor selection, monitoring services, and financial planning. The firm does not manage client accounts directly but identifies and monitors third-party money managers who implement asset-allocation strategies using mutual funds and ETFs.

John Cha is a financial advisor at KLESIS Advisors, LLC with 20 years of industry experience. He previously worked at VBL Advisors LLC for five years and TLA Capital Management, LLC / Twin Lakes Capital Management, LLC for 17 years. He holds a Series 63 designation. KLESIS Advisors, LLC is an independent investment adviser serving individuals and high-net-worth clients with investment advisory services, managed accounts, and financial planning. The firm customizes advice based on clients’ objectives, time horizons, and risk tolerances, employing various investment approaches and offering both discretionary and non-discretionary management.

David Kim is the sole advisor at Vision Capital Investment Management, Inc. in San Francisco, CA, with 27 years of experience managing investments since 1999. He operates an independent advisory practice focused on discretionary investment management. Vision Capital Investment Management serves individuals, families, trusts, non-profit and religious organizations, as well as small businesses and corporations. The firm employs a blend of top-down macro and sector analysis with bottom-up fundamental research, offering customized portfolios that emphasize asset allocation, diversification, and socially responsible investing themes.

Andrew Harthcock is the sole advisor at Bay Area Wealth Advisors in San Francisco, CA. He holds a Series 65 credential and has been in the financial advisory industry since 2026. Prior to founding Bay Area Wealth Advisors, he worked in various roles across technology and business sectors. Outside of his advisory work, he is the owner of Foggy Weather LLC, a residential property management business. Bay Area Wealth Advisors is a state-registered investment adviser offering discretionary and non-discretionary investment management and financial planning services to individuals, high-net-worth clients, small businesses, and retirement plans. The firm employs a long-term, fundamentals-based investment approach focused on strategic asset allocation and diversification, primarily using low-cost ETFs, mutual funds, and individual securities, with ongoing monitoring and periodic rebalancing.