Raj Atisivan is a financial advisor at Meera Advisory, L.L.C. in San Jose, CA, holding a Series 65 designation with three years of industry experience. He previously worked at Amazon from 2016 to 2017. Meera Advisory, L.L.C. is an independent registered investment adviser serving individual and high-net-worth clients with discretionary portfolio management and financial planning. The firm employs fundamental analysis, documented risk tolerance, and a combination of long- and short-term options trading strategies, and it offers a performance-based fee structure for qualified clients.

Dong Zhang is the sole advisor at Evla Hills Equity Services LLC, an independent registered investment adviser based in Saratoga, CA. He holds a Series 65 designation and has 20 years of industry experience, having led Evla Hills since its founding in 2006. Evla Hills Equity Services LLC provides discretionary investment management and financial planning to individuals, small businesses, non-profit organizations, retirement accounts, and pooled investment vehicles. The firm employs an opportunistic, fundamentals-first investment approach with concentrated equity portfolios and custom asset allocation, and it operates a private fund alongside advisory services for other pooled vehicles, including institutional clients.

Sean Akiyama is a Chartered Financial Consultant (ChFC®) with 26 years of industry experience. He is the sole advisor at Infinity 8 Investments, LLC, where he has worked since 2010. Infinity 8 Investments provides discretionary and non-discretionary investment management to individuals and institutional clients, including retirement plans, trusts, and business entities. The firm employs an active asset-allocation approach based on a business-cycle model and offers a wrap-fee program that integrates advisory, execution, and custodial services.

Raymond Chung is the sole advisor at Emerald Waves Investments, LLC, an independent firm based in Cupertino, CA. He holds the CFA® designation and Series 63 license and has 15 years of industry experience. He has led Emerald Waves Investments since 2010. Emerald Waves Investments provides fee-based investment advisory services and integrated financial planning, offering discretionary portfolio management for individuals, institutional clients such as pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. The firm employs a tactical allocation framework centered on an active long/short strategy, tailoring portfolio allocations to each client’s objectives and constraints.

John Betterman is the principal of Betterman Digital Wealth, Inc. in San Jose, CA, holding Series 63 and Series 65 licenses with 28 years of industry experience. His prior roles include positions at Merrill and Oak Family Advisors. He is also a licensed life and health insurance agent involved in insurance sales. Betterman Digital Wealth, Inc. provides investment management, financial assessments, and retirement-plan services to individuals, high-net-worth clients, and plan sponsors. The firm manages approximately $102 million in client assets and employs a strategic asset-allocation approach using both active and passive management, model portfolios, and sub-advisory relationships.

Hooman Altafi is the principal of Alta Financial Group, an independent advisory firm based in Campbell, CA, with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with Premier Lending Inc, Star LLC, and Seven Media Group. In addition to his advisory role, he is licensed as a real estate broker, mortgage broker, and insurance broker. Alta Financial Group serves individual investors, families, trusts, charitable institutions, and corporate retirement plans, providing investment management and financial planning services. The firm employs an asset-allocation approach emphasizing low-cost mutual funds and ETFs, with discretionary management and ongoing portfolio oversight.

Hengfu Hsu is the principal of Analytic Investment Management LLC in Cupertino, CA, holding Series 63 and Series 65 licenses with 19 years of industry experience. He previously worked at Xunuo USA Holdings, Inc. and has been a California insurance agent since 2006, providing insurance services outside of his advisory work. Analytic Investment Management LLC offers fee-based wealth management and discretionary portfolio management primarily to high-net-worth individuals and institutional clients. The firm uses proprietary algorithmic strategies to manage portfolios through rules-based models and active trading, focusing on separately managed accounts and consulting services such as retirement planning and stock option analysis.

Eric Hickok is a financial advisor at Hickok Advisory, LLC with five years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at Wells Fargo and Shooter Financial, Inc. Outside of advising, he is involved in tax law as an attorney and operates a tax business, in addition to maintaining an active real estate license. Hickok Advisory provides asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental and cyclical analysis to develop customized investment strategies and offers both discretionary and non-discretionary account management alongside comprehensive financial planning.

Ian Hildreth is a financial advisor at Altos Financial Management, LLC with four years of industry experience. He holds a Series 65 designation and has served as Chief Technology Officer of AWPRX, a pharmacy benefits management company, since 2011. In this role, he manages software and provides business consultation. Altos Financial Management serves individual and high-net-worth clients, as well as trusts, estates, pension and profit-sharing plans, charitable organizations, and business entities. The firm provides discretionary portfolio management using a macro-driven investment approach and offers additional investment-related research and planning services on an hourly basis.

Stephen Rice is a ChFC® credentialed financial advisor with 25 years of industry experience. He has been with Rice Financial Consulting, Inc. since 2003. Rice serves on the board and as treasurer of the Los Gatos Monte Sereno Police Foundation, a 501(c)(3) charitable organization supporting local police equipment and training. Rice Financial Consulting, Inc. provides advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a referral and manager-selection model, overseeing approximately $230.7 million for about 336 clients through a five-adviser team, and emphasizes long-term strategies within a fiduciary framework while working primarily on a non-discretionary basis.

Keh Shiou Leu is a financial advisor at InsideOut Wealth Strategies, LLC with 22 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial and Northwestern Mutual Investment Management. He also operated his own consulting business, LKS Financial Management & Consulting, for ten years. InsideOut Wealth Strategies serves individuals, trusts, estates, and small businesses, providing discretionary asset management and ERISA retirement-plan advisory services. The firm employs a multi-method investment approach combining decision analysis, cyclical analysis, fundamental and technical tools, and portfolio theory to manage accounts on a discretionary basis.

Lindsay Stuart is a CFP® with 12 years of industry experience. She is currently an advisor at EquityFTW and has previously worked at Mercer Advisors, Moss Adams Wealth Advisors, and Charles Schwab. Equity For The Win LLC provides fee-only, advice-only financial planning to individuals, high-net-worth clients, and business clients. The firm offers project-based and ongoing planning focusing on retirement, tax, business, and estate planning, as well as equity compensation analysis, without managing client assets or using asset-based fees.

Nathaniel Sarkar is a Branch Leader at Fidelity Investments, a position he has held since 2023. In this role, he is responsible for overseeing branch operations and supporting clients in achieving their financial goals. Prior to joining Fidelity Investments, Nathaniel worked at Morgan Stanley as a Business Service Officer from 2022 to 2023. He also gained experience as a Registered Associate at Wells Fargo Advisors between 2017 and 2022. Nathaniel holds a California Insurance License, which supports his work in the financial services industry. His professional approach centers on assisting clients in striving toward their financial objectives.

Kai Leung Cheung is a CFA® charterholder and holds a Series 66 license, with 12 years of industry experience. He currently works at Pension Maxima Investment Advisory, Inc. and previously held roles at Sand Hill Real Estate and Investment, Inc. and Manphil Mortgage & Realty. Outside of his advisory work, he is involved as a mortgage loan originator and realtor/broker, as well as an insurance agent. Pension Maxima serves pension, profit-sharing, and 401(k) plan sponsors along with individual clients, focusing on plan-level advisory services including pension consulting, financial planning, and model portfolio management. The firm emphasizes developing written investment policy statements and selecting mutual fund lineups, while providing participant education and ongoing monitoring of managers and portfolios.

Thomas Vaughan is a financial advisor at Retirement Capital Strategies, Inc. in San Jose, CA, holding a Series 63 designation with 36 years of industry experience. He has been with Retirement Capital Strategies since 2016 and maintains an affiliation with LPL Financial LLC since 2015. Retirement Capital Strategies serves individual and high-net-worth clients, providing financial and retirement planning alongside discretionary investment management. The firm employs a passive, index-based approach using primarily ETFs across multiple risk levels and offers specialized services including management of variable annuity sub-accounts, 529 college-savings plans, and employer-sponsored retirement plan investments.

Mark Kalinowsky is a financial advisor at Kalinowsky Asset Management in San Jose, CA, holding a Series 66 designation with 15 years of industry experience. He has worked at Pollock Investment Advisory Corp., doing business as KAMcorp, since 2014. Kalinowsky Asset Management provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a long-term, strategic asset allocation approach centered on passive index mutual funds and ETFs, offering comprehensive planning services and regular portfolio monitoring.

Maksim Sackx is a financial advisor at Kensington Securities, LLC in Scotts Valley, CA, holding a Series 65 designation with one year of experience. He has been a full-time student for the past ten years prior to joining Kensington Securities. Kensington Securities, LLC is an independent, fee-based registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides personalized financial planning, qualified plan consulting, and discretionary investment management with strategies that incorporate fundamental, technical, and cyclical analysis, including the management of wrap-fee programs and fee-based variable and fixed-index annuities.

Zachariah Kline is an advisor at Capstone Wealth Management Corp. in San Jose, CA, holding a Series 65 designation with one year of industry experience. His background includes roles at Mount Sinai Health System and Advocate Aurora Health, as well as military service with the U.S. Army from 2018 to 2024. Capstone Wealth Management Corp. provides discretionary and non-discretionary investment management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs an asset allocation framework focused on growth, incorporating tactical allocation and earnings-based equity screening, and offers strategies ranging from long-term buy-and-hold to shorter-term trading.

Easan Arulanantham is a financial advisor at Retirement Capital Strategies, Inc. with six years of industry experience. He holds a Series 65 designation and has worked at Retirement Capital Strategies since 2020, following earlier roles at AcademyX and Innit. Retirement Capital Strategies provides financial and retirement planning along with discretionary investment management services to individuals and high-net-worth clients, as well as advisory services for employer-sponsored retirement plans, variable annuity sub-accounts, and 529 college-savings plans. The firm employs a predominantly passive, ETF-based approach with multiple customized model portfolios and uses tools such as MoneyGuidePro, RightCapital, Riskalyze, and iRebal for portfolio management and rebalancing.

Zhijie Zhuang is a financial advisor at InsideOut Wealth Strategies, LLC with one year of industry experience. He holds a Series 65 credential and previously worked for three years at Greentech Renewables. InsideOut Wealth Strategies serves individuals, high-net-worth clients, trusts, estates, and small business entities with discretionary asset management and ERISA retirement-plan advisory services. The firm uses a multi-method investment approach incorporating decision analysis, cyclical analysis, fundamental and technical tools, and modern portfolio theory to manage portfolios on a discretionary basis.