Dennis Morita is a financial advisor with Cetera, holding the CPA designation and bringing 26 years of industry experience. He has been associated with Cetera and its affiliate networks since 2000 and operates a full-time CPA business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a range of portfolio management and retirement services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Richard Weeks is a financial advisor at Osaic with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services, CETERA Advisor Networks, and Independent Financial Group. In addition to his advisory role, he sells life and health insurance policies and assists clients with claiming unclaimed property in California. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and access to third-party money managers to construct diversified portfolios.

Eric Tillotson is a financial advisor at Raymond James Financial with 24 years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2021, previously holding various roles at BBVA entities from 2009 to 2021. In addition to his advisory work, he serves as an independent contractor at Hickingbottom Financial Services, where he meets with clients to discuss investments and provide recommendations. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports its clients through a broad advisor network and specialized advisory programs.

Oscar Barraza Llamas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, JP Morgan Chase, Flagstar Bank, Financial Center Credit Union, and Toyota Town of Stockton. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ryan Daley is a financial advisor with Raymond James Financial, holding Series 65 and Series 63 designations and bringing 18 years of industry experience. He has held roles at several firms, including BBVA Wealth Solutions and Compass Bank, and currently operates Hickingbottom Financial Services in a financial services capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers non-discretionary planning tailored to client goals and supports a broad advisor network with specialized municipal and public finance services.

Patrick Ryan is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He previously worked at J.P. Morgan Securities for three years before joining Merrill and Bank of America in 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Mccay is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. His prior roles include positions at Woodbury Financial Services, Inc. and Questar Capital Corporation. Outside of finance, he owns and operates McCay Cellars, a winery involved in grape farming and winemaking. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, and access to multiple investment platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management, with a broad investment offering that includes stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Katherine Lindell is a financial advisor at Edward Jones in Stockton, CA, holding the ChFC® and Series 66 designations with 12 years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Brooks Randolph is a CFP® professional with five years of experience in financial services. He is currently affiliated with Cetera and also holds roles with Valley Financial Services and B&A Financial Inc. Outside of his advisory duties, Randolph has been involved with tutoring and community organizations in prior years. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with access to a range of portfolio management strategies, including discretionary and non-discretionary services and third-party money managers.

Sean Friesen is a financial advisor with LPL Financial, holding a Series 66 designation and bringing four years of industry experience. He has worked at LPL Financial since 2019 and has additional experience with Golden 1 Credit Union and Sacramento Hyundai. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Karri Ehrhart is a financial advisor with Ameriprise in Lodi, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Ameriprise in 2018, Ehrhart worked at Holiday Inn Express from 2015 to 2018. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

George Lorente is a financial advisor with LPL Financial in Lodi, CA, holding a Series 63 designation and 32 years of industry experience. He previously operated Lorente Professional Suites for 15 years and worked with Waddell & Reed, Inc. and various insurance carriers for nearly three decades. Beyond advising, he conducts motivational speaking engagements. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support diverse investment strategies.

Christy Frank is a financial advisor with Stifel, holding a Series 63 designation and 22 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2016. Outside of her advisory role, she serves as Secretary/Treasurer for the Lodi chapter of BNI, a business networking organization. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and financial planning analyses intended to support client decision-making.

Anthony Apostolidis is a financial advisor with LPL Financial in Stockton, CA, holding Series 63 and Series 66 credentials and possessing 36 years of industry experience. He has been with LPL Financial since 2003. Apostolidis is also the owner of HA Wealth Management LLC, a business entity used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Austin Bronson is a financial advisor with Ameriprise in Lodi, California, holding a Series 66 designation and currently in his first year in the industry. His background includes involvement with California Polytechnic Athletics and Vino Farms, as well as experience at Lodi High School and St. Peter's Lutheran. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement who meet certain asset thresholds, delivering written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Brian Wilkinson is a Series 63 licensed financial advisor at Stifel with 26 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he is a general partner in family farming operations. Stifel serves a broad range of clients, including individuals and institutional investors, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Timothy Dobler is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Cetera and its affiliated entities since 2003 and owns small businesses providing tax, bookkeeping, and business consulting services. Additionally, he sells Medicare supplement insurance through Mutual of Omaha and United World Life on a limited basis. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account management across various program structures.

Lindsey Randolph is a CFP® professional at Cetera with 38 years of industry experience. She has been with Cetera Wealth Services, LLC since 2013 and continues with Cetera since 2023. Randolph serves on the boards of two nonprofit organizations, Gospel Center Rescue Mission and New Hope Family Shelter Inc. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through various program structures with over $256 billion in assets under management.

Kenneth Levy is a CFP® professional with 42 years of industry experience, currently with LPL Financial since 2018. He previously worked at Wells Fargo Advisors from 2015 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning services, and utilizes model portfolios and research to support both discretionary and non-discretionary management strategies.

Katelyn Frizzie is a financial advisor at LPL Financial with 11 years of industry experience. She holds the Series 66 designation and has worked previously at Edward Jones, Raymond James Financial Services, and AIG. Outside of advising, she is involved in agricultural business through Frizzie Farms and has been a Mary Kay consultant for over a decade. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and portfolio management options supported by in-house research and third-party subadvisors.